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Natwest Mortgage offer

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Comments

  • billybear1
    billybear1 Posts: 427 Forumite
    Part of the Furniture Combo Breaker
    kingstreet wrote: »
    It can't be offered until the valuation has been done and the report returned to the lender and assessed as acceptable.

    This would depend on when the surveyor can get an appointment to do the inspection.

    Thanks Kingstreet - As our BTL is our current home, I would assume they will be contacting me to arrange this as opposed to our agent for our new house.
  • kingstreet
    kingstreet Posts: 39,317 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    billybear1 wrote: »
    Thanks Kingstreet - As our BTL is our current home, I would assume they will be contacting me to arrange this as opposed to our agent for our new house.
    I presume the correct access details were entered on the applications, so that would usually be vendor/owner for a LTB and selling agent for a purchase.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • billybear1
    billybear1 Posts: 427 Forumite
    Part of the Furniture Combo Breaker
    Once again - spot on Kingstreet. Survey is booked for Thursday AM as that is the earliest they can fit it in. Did ask for earlier but couldn't fit it in. Rather annoying but it is when it is.
  • chances
    chances Posts: 14 Forumite
    How long does it take for the surveyor to pass on his report to the Natwest? We had our valuation done today..
    Cheers
  • kingstreet
    kingstreet Posts: 39,317 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Normally within 48 hours.

    Possibly faster.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • chances
    chances Posts: 14 Forumite
    Thanks Kingstreet I'll give it till Wednesday and give them a ring
  • billybear1
    billybear1 Posts: 427 Forumite
    Part of the Furniture Combo Breaker
    edited 3 November 2014 at 8:53PM
    I am hoping that they have it by Friday, but it's just me hoping - I am assuming it takes the standard 3 working days for Natwest to look at it as it is "Supporting Information". Is that the case?

    Oh... ALSO - They use EXPERIAN for identity check, not full credit scoring. That seems to be EQUIFAX only.
  • billybear1
    billybear1 Posts: 427 Forumite
    Part of the Furniture Combo Breaker
    Hi all - me again... Worrying about my mortgage offer... Again.

    Looking at the NatWest intermediary site it states they should look at our supporting docs (as in our valuation) Friday, which means they will look at this tomorrow.

    Am I right in thinking that they would then approve everything and it will have to go to another department to offer and this will take another few days.... All seems to be taking it's time.
  • chances
    chances Posts: 14 Forumite
    Billybear1 I rang natwest last Thursday (valuation done last monday) and they told me over the phone that valuation was acceptable and the offer was in the post 1st class...I received it Friday and all looks good for us...They were always helpfull when I rang them.

    Good luck
  • billybear1
    billybear1 Posts: 427 Forumite
    Part of the Furniture Combo Breaker
    chances wrote: »
    Billybear1 I rang natwest last Thursday (valuation done last monday) and they told me over the phone that valuation was acceptable and the offer was in the post 1st class...I received it Friday and all looks good for us...They were always helpfull when I rang them.

    Good luck


    Thanks for the reply :) - appreciate it and good luck with your move. I will keep you posted.
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