DFW journey starts today

twiggy86

So my signature as at 16 February (month 4 anniversary) was as follows:-

LBM 16.10.14 - CC - £6,652.68 - now £5,817.64
OD - £480.52 - now £336.62 Next - £436.48 - now £67.12
Beds - £1,667.00 - now £355.00 Parents - £626.96 - now £306.96
TOTAL - £9,863.64 - now £6,888.74
£1,000 EF #31 - £89.14/£1,000 Pay off by xmas 2015 #49 £1,291.44/£5,000

My signature as of today is:-

LBM 16.10.14 - CC - £6,652.68 - now £5,730.91
OD - £480.52 - now £0 :j Next - £436.48 - now £0 :j
Beds - £1,667.00 - now £0 :j Parents - £626.96 - now £226.96
TOTAL - £9,863.64 - now £5,957.87
£1,000 EF #31 - £100/£1,000 Pay off by xmas 2015 #49 £2,224.79/£5,000

Meaning I've paid £926.27 off my total debts this month! :j
That breaks down as:
Credit card - £86.73
OD - £336.42
Next - £67.12
Beds - £355
Parents - £80

Wow! That was a good month - cleared almost £1,000 worth of debt and completely cleared 3 debts! Not quite sure how I did it but I'm certainly not complaining! It really is amazing what you're capable of when you set your mind to it! Shame I had to bad with money (build up debt) to get good with money!

Now to turn my attention to the big nasty CC! Well actually to my Bcard which has £1,037.91 on it as the rest is on my new Hfax card which is interest free.

monz

That will be gone in no time x

twiggy86

Pops in quickly...

£4.51 from Clicksnap appeared in bank this morning so quickly snaffled off to CC.

Dashes back out but promises to do a proper update soon...

twiggy86

Dashes in again...

£6.05 from shopitize hit the bank today so gone straight off CC.

Leaves tea and cake...

:coffee: :bdaycake:

Aaleigha

TEA AND CAKE thank you
I cant believe how much you paid off in a month - well done
and just think once the debt has gone and no interest anywhere you will be able to save so much = you are so inspirational - here is me teetering on the edge of being debt free and there is you making such huge steps forward

twiggy86

Hi peeps!!!

Sorry I've been missing in action! I've still had my MSE head on though!

So lets start with the negative - I didn't get the job as they decided not to create an extra position. Not all bad though as they said they've emailed my CV to colleague and I've applied for a few more training contracts.

Positives - well firstly it's pay day! :j

So this morning I paid £30.93 off my CC which is the excess in the bills account (leaving £100 buffer in there). I then managed to put £60 in my bank so that went off the CC. Plus I received 50p from TCB so that went off there too!

So when my pay hit my bank I paid £80 to my parents (only 2 payments left!), £50 off my balance transfer CC and a further £306.45 off my original CC!

Meaning just today I've paid off £527.88!!! Pretty impressed with that!

Not sure what else there is to report on that's going on in my life! Been very busy at work and had a bad shoulder (think 3.30am baths and tears to try and ease it - yes I am that dramatic! Lol!) But other than that I've just been plodding along!

In other news I found out there is a bank near my work! I go into town most weekends just to pay money into the bank as I didn't think there was one near my work! Turns out there is, it's just a bit hidden away! So that will save on petrol and parking - although I normally park in Mr A just outside of town so I get the parking back.

Hope you're all well - off to catch up some diaries quickly!

twiggy86

Oh and I've also finished paying off the villa for hen do number 1 next year! So now just the flight to Portugal (for hen do number one) and hen do number two (looking like a weekend in Dublin!) to save for! Oh and spending money! Doesn't help that next year between the last week of June and end of July I have 2 weddings and hen dos to save for! But so glad that I feel ahead of the game and have got at least one element paid off!

Aaleigha

you deserve to be impressed paying that amount off on payday - I tend to wait till near the end of the pay month before I start sliding money over - and its going to be an expensive month this coming month

well done for paying off the hen do villa

do the people who are getting married know each other - I am thinking if not different circle of friends same outfit

October_Starter

I can't believe how well you are doing Twiggy. You really are an inspiration.


Keep on doing what you are doing!


October xx

monz

Wow well done you are on top form x