Grandmother losing EVERYTHING!

mgdavid

Steve_xx wrote: »

I don't think I said that it was the same thing. I pointed out that while people will readily banish their parents to a care home while they wouldn't contemplate doing the same for their kids.

Actually you did not.
You asked the question would they...? and left most people wondering where it came from, and why, and what the relevance was. Those that decided there was no relevance wisely didn't respond.

(Text removed by MSE Forum Team)

mgdavid

Steve_xx wrote: »

....... But here I am referring to OP's question.

Really? Kindly explain how you are referring to the OP's question (about options for funding care) as I can see no connection at all between it and any of your posts in this thread.

mgdavid

Steve_xx wrote: »

You're taking what I said completely out of the context in which is was intended.

I did not say that care homes were either bad, nor insecure. These are notions that you have chosen to introduce.

Whether you want to believe it, or not, there are many who do choose to banish their parents to care homes for all sorts of reasons that may not necessarily be with prime consideration for the individual involved. Though conversely I do accept that there are people who do carefully consider that the best option for their loved one is a maximum care environment.

You're yet again ignoring the quesion put to you.
Why do you use emotive language such as 'banish' and 'palmed off' especially as you claim you are only referring to the OP's question?

tracked

why should she pay the costs, when those who have spent their money during their lifetimes get it for free....?

masonic

tracked wrote: »

why should she pay the costs, when those who have spent their money during their lifetimes get it for free....?

Nobody gets it for free. Those who cannot afford to pay have the bill picked up for them by the taxpayer. Denying those in need who cannot afford to pay their own costs would be inhumane. Increasing taxes to also subsidise the wealthy and allow them to pass on more of their wealth to their heirs is not the sort of thing that leads to a progressive society.

kidmugsy

tracked wrote: »

why should she pay the costs, when those who have spent their money during their lifetimes get it for free....?

Because that's the way the Welfare State was reformed by the 1945 Government.

ColdIron

tracked wrote: »

why should she pay the costs, when those who have spent their money during their lifetimes get it for free....?

It's hard to believe someone would create an account just to say that

New_York_No1_fan

Deleted_User wrote: »

I just wondered if anybody can help.

My grandmother is having a light onset of dementia and is 93 years old.

My father has had to put her into a home which costs £35k a year due to her recent falls and the distance in traveling.

She has been there for 18 months now and has had to sell everything and has now had to put her house(190k)on the market.

Now my father says she will have to sell everything to pay for her care home costs.
I am under the understanding that the NHS will only pay until she has not a penny left.
Now I am very upset as my grandmother has worked all her life and this is what she is now faced with.

There is no spouse left and only her two sons to inherit if there is anything left.

Any options whatsoever?

Thanks in advance.

Firstly I must apologize for not reading ALL the posts on this subject, however, if not already mentioned, have you applied for NHS Funded Nursing Care?

Your Grandmother should be entitled to this allowance regardless as to whether she is in a home or not. It is a weekly non means tested benefit of approx £79 a week which can be paid directly to the home and deducted from her weekly fees.

The home should be able to help you with form filling, especially as she has dementia. There is lots of info online too.

Although a long winded and emotional experience, we applied for a Continuing Healthcare assessment earlier this year for my father who, besides having a level of dementia and mobility issues, was being cared for in a nursing home due to his rapidly deteriorating health. At the time he was self funding and had to rely on his attendance allowance , pension and savings to meet the £985 a month.

He was assessed by our local Health authority, and although they stated he was not bad enough for the continuing healthcare allowance, he was automatically eligible for the NHS Funded Nursing Care which he received until he passed away in March.

Although not a lot of money, at least we felt that he was getting something he was entitled to.

I feel for you deeply as despite paying taxes all his life and saving every penny he earned, in the end his money had to fund his care. Had he spent his money on wine women and song, he would still be being looked after in the same way as someone who had saved all their lives.

It has certainly made me look differently at life. I will not be saving my money until my old age. The children can have my money as and when they get married, buy a house or whatever.

I wish you well.

Errata

have you applied for NHS Funded Nursing Care?

Your Grandmother should be entitled to ......NHS Funded Nursing Care......this allowance regardless as to whether she is in a home or not. It is a weekly non means tested benefit of approx £79 a week which can be paid directly to the home and deducted from her weekly fees.

It isn't £79pw.
standard rate is £110.89 per week
higher rate is £152.61

Archi_Bald

New_York_No1_fan wrote: »

It has certainly made me look differently at life. I will not be saving my money until my old age. The children can have my money as and when they get married, buy a house or whatever.

You do realise that if everybody in the country had your new-found opinion, there would be no money at all for the support of truly needy people.