📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shifting this debt one £ at a time.

Options
12122242627149

Comments

  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed to get 20 listings done in the end :) Pleased with that.

    I didn't list the item that I've been meaning to for a while though, doh! I'll try and stick that on in the next couple of days.

    While I was sorting some stuff out earlier I caused an avalanche, and in the pile of stuff that collapsed I've spotted a couple of things to go so I'll have to tackle that next.

    DH is in a strop, no idea why, so I'm going to snuggle up with a hot water bottle and a book and enjoy the peace :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    Squats done (55). I managed 10 seconds on the plank :o At least that gives me room for improvement :rotfl:

    I've taken all my measurements and weighed myself too :eek:

    Will see if there's an improvement in a month's time.

    My push-ups are on my knees rather than proper push-ups because I am an utter weakling. My planks are done on my forearms on a chair rather than on the floor. You can always start easier with these things and then build up - I think 10 seconds for a plank is an excellent start. :T

    And what a star little Jwil is - woohoo :dance:
  • tattycath wrote: »
    Hi jwil. :wave: you're doing so well! :T
    Well done on the exercise. :T I have to say, my planks are pathetic! :o
    I need to lose a couple of stone this year.
    I stopped smoking last march and weight has just piled on! I was between a size 8 and a 10 when I smoked, now I'm between a 14/16 :eek:

    Well done on giving up smoking - excellent move and not easy to do :). Is the weight gain from nibbling stuff after / between meals when previously you might have had a ciggy?

    You just need to identify where you eating stuff that is 'extra' food and try to put a stop to it. As you were previously 8-10 you must have been eating well within your needs before, you just have to find your way back to that.

    I personally have found the best way to control my weight and indeed to keep myself feeling good and full of energy is to cut right down on carbs such as bread, biscuits, potatoes, crisps and sweets. Takes a couple of weeks but once you've banished the carb cravings, you will find it amazingly easy to resist them after that.
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Updated with today's payment:

    1. [STRIKE]£1300[/STRIKE] - £1059 HS
    2. [STRIKE]£85[/STRIKE] - £77 C1
    3. [STRIKE]£600[/STRIKE] - £593 BC
    4. [STRIKE]£1000[/STRIKE] - £992 SA
    5. [STRIKE]£87[/STRIKE] - £79 MI
    6. [STRIKE]£947[/STRIKE] - £939 LI
    7. [STRIKE]£696[/STRIKE] - £628 HA
    8. [STRIKE]£850[/STRIKE] - £824 JA

    Total: [STRIKE]£5565[/STRIKE] - £5191
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well done on giving up smoking - excellent move and not easy to do :). Is the weight gain from nibbling stuff after / between meals when previously you might have had a ciggy?

    You just need to identify where you eating stuff that is 'extra' food and try to put a stop to it. As you were previously 8-10 you must have been eating well within your needs before, you just have to find your way back to that.

    I personally have found the best way to control my weight and indeed to keep myself feeling good and full of energy is to cut right down on carbs such as bread, biscuits, potatoes, crisps and sweets. Takes a couple of weeks but once you've banished the carb cravings, you will find it amazingly easy to resist them after that.

    Thank you. Yes I do tend to nibble more whereas before I'd go outside for a smoke! :o
    I also used to skip lunch on occasion-I found smoking curbed by feelings of hunger. :o
    I do need to sort out a healthy eating plan really. I have got the 5:2 book but haven't looked at it as yet.
    Carbs are one of my 'things'. I eat too much white bread, potato, biscuits, crisps etc. at the moment we are trying to get through the rest of the chocolate from Christmas/birthdays. There are still a couple of boxes left! I must try harder to cut things out and not get so tempted. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've finally populated this list and updated what I've read.

    1. A book with more than 500 pages: Life after Life, Kate Atkinson
    2. A classic romance: The Scarlet Letter, Nathaniel Hawthorne
    [STRIKE]3. A book that became a movie: Gone Girl, Gillian Flynn[/STRIKE]
    4. A book published this year: An Untamed State, Roxane Gay
    5. A book with a number in the title: One for my Baby, Tony Parsons
    6. A book written by someone under 30: Prep, Curtis Sittenfeld
    7. A book with nonhuman characters: The 101 Dalmations, Dodie Smith
    8. A funny book: Too Much Information, Dave Gorman
    [STRIKE]9. A book by a female author: Greyfriars Bobby, Eleanor Atkinson[/STRIKE]
    10. A mystery or thriller: Identical, Scott Turow
    11. A book with a one word title: Hannibal, Thomas Harris
    12. A book of short stories: Ghost Stories, M.R. James
    13. A book set in a different country: Round Ireland with a Fridge, Tony Hawks
    14. A nonfiction book: A Brief History of Time, Stephen Hawking
    15. A popular author's first book: Interview with the Vampire, Anne Rice
    16. A book from an author you love that you haven't read yet: Cycle of the Werewolf, Stephen King
    17. A book a friend recommended: The Book Thief, Markus Zusak
    18. A Pulitzer Prize winning book: March, Geraldine Brooks
    [STRIKE]19. A book based on a true story: The Sound of Music, Maria Von Trapp[/STRIKE]
    20. A book at the bottom of your to be read list: The Devil and Miss Prym, Paulo Coelho
    21. A book your Mum loves: Phantom of the Opera, Gaston Leroux
    22. A book that scares you: The Silence of the Lambs, Thomas Harris
    23. A book more than 100 years old: Shirley, Charlotte Bronte
    24. A book based entirely on it's cover: Driving over Lemons, Chris Stewart
    25. A book you were supposed to read in school but didn't: Jane Eyre, Charlotte Bronte
    [STRIKE]26. A memoir: Dear Fatty, Dawn French[/STRIKE]
    [STRIKE]27. A book you can finish in a day: The Castle of Crossed Destinies, Italo Calvino[/STRIKE]
    28. A book with antonyms in the title: How the dead live, Will Self
    29. A book set somewhere you've always wanted to visit: Lonesome Traveller, Jack Kerouac
    30. A book that came out the year you were born: The Sea, The Sea, Iris Murdoch
    31. A book with bad reviews: Angels and Demons, Dan Brown
    32. A trilogy: The Hunger Games, Suzanne Collins
    33. A book from your childhood: Roll of Thunder, Hear My Cry, Mildred D Taylor
    [STRIKE]34. A book with a love triangle: Eclipse, Stephenie Meyer[/STRIKE]
    35. A book set in the future: I, Robot, Isaac Asimov
    36. A book set in High School: The Twins at St Clares, Enid Blyton
    37. A book with a colour in the title: Black Beauty, Anna Sewell
    38. A book that made you cry: Little Women, Louisa M Alcott
    39. A book with magic: Eragon, Christopher Paolini
    40. A graphic novel: The Stand, Stephen King (I've read this, but have it in comic book form which I've never read)
    41. A book by an author you've never read: Elizabeth is Missing, Emma Healey
    42. A book that takes place in your hometown: Lorna Doone, RD Blackmore
    43. A book that was originally written in a different language: Fathers and Sons, Ivan Turgenev
    44. A book set during Christmas: The Gift, Cecilia Ahern
    45. A book written by an author with your same initials: Slaughter, Jane Shemilt
    46. A play: All's well that ends well, William Shakespeare
    47. A banned book: Slaughterhouse Five, Kurt Vonnegut
    48. A book based on or turned into a TV show: Case Histories, Kate Atkinson
    49. A book you started but never finished: A Scot's Quair, Lewis Grassic Gibbon
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My push-ups are on my knees rather than proper push-ups because I am an utter weakling. My planks are done on my forearms on a chair rather than on the floor. You can always start easier with these things and then build up - I think 10 seconds for a plank is an excellent start. :T

    And what a star little Jwil is - woohoo :dance:

    I do 'girlie' push ups as well. I used to be strong when I was young and worked in a shop, I was always throwing around sacks of potatoes and carrrying them out to people's cars for them. Would love to be able to do that again.
    tattycath wrote: »
    Thank you. Yes I do tend to nibble more whereas before I'd go outside for a smoke! :o
    I also used to skip lunch on occasion-I found smoking curbed by feelings of hunger. :o
    I do need to sort out a healthy eating plan really. I have got the 5:2 book but haven't looked at it as yet.
    Carbs are one of my 'things'. I eat too much white bread, potato, biscuits, crisps etc. at the moment we are trying to get through the rest of the chocolate from Christmas/birthdays. There are still a couple of boxes left! I must try harder to cut things out and not get so tempted. :)

    I did a quiz on the bbc website the other day linked to that programme about which diet you should do. It told me I should do the 5:2. I'm not sure.

    I should really cut down on carbs and sugar though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I checked my mortgage account and the payment I made has gone straight to it :T :T That means I can stop messing around with cheques or phoning up now, hurrah!

    Little jwil pretty much slept through again last night :T I went in to him at 5.20am, but as I get up at 5.30am I figure it's good enough :D

    Another couple of sales and one of my survey payments came through so hence another £6 from the loan. One of my items listed yesterday has been bid on so that's good and hoping for some more.

    DH decided that I was in a strop yesterday and complaining that I do everything all the time. It's true that I do most things, but I wasn't in a strop and wasn't complaining about anything :huh: No idea what planet he is on sometimes!

    Not sure what the plan is for the weekend. Probably some booting on Sunday. I'd like to sell, but it's too cold at the moment, so I'll wait a few more weeks. Can't wait til the mornings get lighter, I hate dark mornings.

    DH has just phoned to say he's picked up a lot of reduced stuff from the supermarket so that's good, and should save us a bit on groceries. We picked up some yesterday as well, so hopefully we can start refilling the freezer again.

    I've done a few surveys again today, so am reasonably keeping up with those.

    I've had to buy a family present, so spent £20 on amazon today. I did spend yesterday as well, but that was using my vouchers to order me a new hairbrush (all the bristles are falling out of mine!) and a couple of other bits.

    I've done my squats for the day (60), and finally put my expenses in at work. Only £19 but it's £19 that will be in my pocket! I won't get them until the end of Feb though now.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    DH decided that I was in a strop yesterday and complaining that I do everything all the time. It's true that I do most things, but I wasn't in a strop and wasn't complaining about anything :huh: No idea what planet he is on sometimes!

    Men are hilarious sometimes aren't they. They do s@d-all around the place and yet if you even so much as hint that they aren't pulling their weight, then it's YOU that's a 'nag' or 'having a strop'. (Generic 'you' here as I really mean me :o).

    It does make you wonder sometimes how men ended up ruling the world. :cool:
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Men are hilarious sometimes aren't they. They do s@d-all around the place and yet if you even so much as hint that they aren't pulling their weight, then it's YOU that's a 'nag' or 'having a strop'. (Generic 'you' here as I really mean me :o).

    It does make you wonder sometimes how men ended up ruling the world. :cool:


    They can be ridiculous can't they!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.