Shifting this debt one £ at a time.

jwil

retiredandskint wrote: »

I just don't understand some people. If there's been a problem with stuff I've bought off bay of e I've always contacted the seller first and 9 out of 10 they have resolved the issue immediately. Hopefully the neutrals won't damage your overall selling status.

I know, it's flipping annoying! We try to be fair and honest, but obviously mistakes happen occasionally. We will always resolve them given a chance.

It shouldn't affect us as we sell so much it dilutes it, but obviously don't want any more!

jwil

I finally have my car back, hurrah! Just shy of £500 :eek: but I've managed to pay it, so that's good. It's so nice to have it back, so I need to try and make up my hours back at work again next week.

DH had an interview the other day, we are waiting to hear back. Fingers crossed! It's close to home so that's good, but it's afternoons/evenings. Not really a problem, but it will mean I'll have to shuffle my hours at work again, and doesn't give us any option for reducing childcare.

Speaking of which, we've had the notification of the fees increases for the childcare and our bill is going to be going up £80 a month :eek: :mad: So much for trying to save some money I don't know how I'm going to manage it.

It sounds like my last account has been sold on so all my accounts should be defaulted now. That means in 6 years time I'll have a clear credit record again. That hopefully will mean a new start and even if I haven't cleared everything by then it will help if we ever need to remortgage etc.

I'm trying to get some listing done today. Also going to a car boot later - both kiddies need some clothes so hoping I can get some there.

Little miss has started walking properly so we need to get her some shoes - those we will get new though of course. She seems to have had a development leap and suddenly seems to be a little girl rather than a baby!

Trying to KM my papers this weekend as well. I did it while I was off, but some have built up again, and I didn't completely finish it, so would like to finish another category.

Hope everyone is well

jwil

No luck at the car boot sale yesterday for new clothes, so will keep hunting.

We did manage to get little miss her shoes for £20 which was around half what I was expecting. How hard is it to get decent girls shoes that aren't pink though!! I wanted a neutral pair that would go with everything!

I managed to get some listing done, not as much as I'd hoped. I didn't get the paperwork done either so that's something to continue with.

We did sort through DH's ebay stuff and so have emptied 4 boxes. Some is going to car boot, some will be listed in bulk but it's now tidier and easier to find stuff.

We sold a fair bit over the weekend, so lots of packing this morning.

I'm trying to keep up on surveys as well.

jwil

Updated totals:

Targets for 2017

1. [STRIKE]£2000[/STRIKE] - £1823 MCA
2. [STRIKE]£13,000[/STRIKE] - £12,980 NW
3. [STRIKE]£400[/STRIKE] - £374 JOD
4. [STRIKE]£1200[/STRIKE] - £1184 ACS
5. [STRIKE]£200[/STRIKE] - £200 ABC
6. [STRIKE]£430[/STRIKE] - £430 HS
7. [STRIKE]£280[/STRIKE] - £280 AS

Total: [STRIKE]£17,510[/STRIKE] - £17,271

Total mortgage/debt: [STRIKE]£190,975[/STRIKE] - £189,985

Decluttering:
Books: 188
Magazines/papers: 29
Ebay parcels: 415
Other: 127

Total: 759

Ebay listings: 518

Survey/other earnings:
Amazon: £20
Paypal/cash: £30
Other vouchers:

tattycath

Well done jwil. :T keep at it!

jwil

tattycath wrote: »

Well done jwil. :T keep at it!

Thanks tattycath

jwil

Well a couple of ebay sales overnight means I have for the first time in ages been able to make a couple of extra payments! :T Hoping that I can start moving those targets down now.

I've got some stuff prepped to get listed as well, so hoping to get those on asap. Someone is buying a few things from me over a few days so looking forward to seeing that all gone as well.

DH has some work this week, so he's earning too. Still no news on his interview last week.

We've managed to add a load more to the declutter list - most items went off with a relative :T

114. Tea caddy and spoon
115. Table cloth
116. Mixing bowl
117. Small breakfast bowl
118. Mincer
119. Toy pieces
120. Pencils
121. Wooden toy
122. Lego pieces
123. Watering can
124. 2 x bowls
125. Knife sharpener
126. 2 x salt and pepper grinders
127. 2 x stands.

jwil

Small payments today:

Targets for 2017

1. [STRIKE]£2000[/STRIKE] - £1815 MCA
2. [STRIKE]£13,000[/STRIKE] - £12,970 NW
3. [STRIKE]£400[/STRIKE] - £369 JOD
4. [STRIKE]£1200[/STRIKE] - £1184 ACS
5. [STRIKE]£200[/STRIKE] - £200 ABC
6. [STRIKE]£430[/STRIKE] - £430 HS
7. [STRIKE]£280[/STRIKE] - £280 AS

Total: [STRIKE]£17,510[/STRIKE] - £17,248

Total mortgage/debt: [STRIKE]£190,975[/STRIKE] - £189,985

Decluttering:
Books: 188
Magazines/papers: 29
Ebay parcels: 415
Other: 127

Total: 759

Ebay listings: 518

Survey/other earnings:
Amazon: £20
Paypal/cash: £30
Other vouchers:

abba1772

Well done on the eBay sales xx

jwil

Thanks abba

Dh didn't get the job he applied for so that's a shame. It would have been very close, so convenient.

Little jwil is poorly so has antibiotics.

It's a nice sunny day here, so thought I'd strip all the beds and get them hung outside to dry. Sodding neighbour has now got a bonfire going so they are all going to stink. Every time without fail it's a nice day they are either out there with a chainsaw all day making loads of noise or with a bonfire or barbecue which always blows straight into our garden :mad: