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The £1,000 emergency fund challenge. - Page 9

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The £1,000 emergency fund challenge.

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  • :jYou are alll doing brilliantly!

    I agree about the tin. I have one for my holiday fund as I put change in it and any lotto wins.

    I don't think I will be able to add to my emergency fund at the moment as things are super tight :(

    Going to try though, you never know where those extra pounds might come from :)

    October xx
    Loan: [STRIKE]6100.00[/STRIKE] 4542.08 ~~ Credit Card: 4231.82 :eek: #20 Emergency Fund: £249.96/£1000 25%!
    LBM 1: (20.08.14) -£5000.00 LBM 2: (25.07.17) -£9750.00 October Goals NSDs: 0/10, Ibs Lost: 0/10, Xtr Income: £0/£50
  • DreamerHelenDreamerHelen Forumite
    2.6K posts
    Part of the Furniture Combo Breaker I've been Money Tipped!
    ✭✭✭✭
    Hey October Starter....don't worry, even if you can only put a pound or two in, it's still extra money.....And we are not in a race here, on the very first Thread it says that we can do this at our own pace....so please don't worry....And just keep on going....xXx
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £0/£6000
    General £1000 Emergency Fund #13 £0/£1000
    Saving For Christmas 2018 £1 per day #13 £0/£500
    MSE Sealed Pot Challenge #089 - £276.70 Banked For 2017/2018 - Stars from SueUU x25 :staradmin
  • That's one of the reasons I liked this challenge. I am hoping that there will be a new NSD challenge for November as I want to take part in that too. :)

    I guess I feel more of an urgency for an emergency fund as I am likely to lose my job mid January. It is making me feel very uneasy. I am going to keep working on it though :)

    October xx
    Loan: [STRIKE]6100.00[/STRIKE] 4542.08 ~~ Credit Card: 4231.82 :eek: #20 Emergency Fund: £249.96/£1000 25%!
    LBM 1: (20.08.14) -£5000.00 LBM 2: (25.07.17) -£9750.00 October Goals NSDs: 0/10, Ibs Lost: 0/10, Xtr Income: £0/£50
  • DreamerHelenDreamerHelen Forumite
    2.6K posts
    Part of the Furniture Combo Breaker I've been Money Tipped!
    ✭✭✭✭
    Hi October Starter....That sounds difficult....I can understand how scary it must be at the prospect of losing your Job....I wish you all the best...Keep at it hun....you will get there....
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £0/£6000
    General £1000 Emergency Fund #13 £0/£1000
    Saving For Christmas 2018 £1 per day #13 £0/£500
    MSE Sealed Pot Challenge #089 - £276.70 Banked For 2017/2018 - Stars from SueUU x25 :staradmin
  • Thanks Dreamer!

    I am keeping positive that something will turn up before then but it doesnt hurt to work towards some kind of back up and then if something does turn up, all that lovely money is there for emergencies :)

    Gotta keep upbeat or you'd just sit in a dark corner and not do anything which wont help anything!

    October xx
    Loan: [STRIKE]6100.00[/STRIKE] 4542.08 ~~ Credit Card: 4231.82 :eek: #20 Emergency Fund: £249.96/£1000 25%!
    LBM 1: (20.08.14) -£5000.00 LBM 2: (25.07.17) -£9750.00 October Goals NSDs: 0/10, Ibs Lost: 0/10, Xtr Income: £0/£50
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • DreamerHelenDreamerHelen Forumite
    2.6K posts
    Part of the Furniture Combo Breaker I've been Money Tipped!
    ✭✭✭✭
    Stay strong October....you will do it....and I'm sure you will find something very soon....


    I agree with what you've said....people say it lightly but I believe in it - "I've got to laugh or I'll cry".... :)
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £0/£6000
    General £1000 Emergency Fund #13 £0/£1000
    Saving For Christmas 2018 £1 per day #13 £0/£500
    MSE Sealed Pot Challenge #089 - £276.70 Banked For 2017/2018 - Stars from SueUU x25 :staradmin
  • I am a very strong believer in that and that something always turns up. It may mean I have to juggle things for awhile or get two jobs or whatever but something will turn up. :)

    October xx
    Loan: [STRIKE]6100.00[/STRIKE] 4542.08 ~~ Credit Card: 4231.82 :eek: #20 Emergency Fund: £249.96/£1000 25%!
    LBM 1: (20.08.14) -£5000.00 LBM 2: (25.07.17) -£9750.00 October Goals NSDs: 0/10, Ibs Lost: 0/10, Xtr Income: £0/£50
  • Morning all fab news on your funds building I am prob going to pop a few quid in ever Friday til Christmas and then round down daily into the emergency fund esavings online, my round downs are going into EuroDisney pot til end of November then Santa pot til December so slowly building here at the mo x
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I love the idea of having savings of 3 months wages. Maybe a new thread called safety net? Mine would be £4989 arghhh xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • DreamerHelenDreamerHelen Forumite
    2.6K posts
    Part of the Furniture Combo Breaker I've been Money Tipped!
    ✭✭✭✭
    That's not too bad Monz....mine is £6000!! Maybe we could just start with £1000 and then see where we're at then and maybe either extend the premise of this Thread or we could start a new one at that point.... :)


    Added a small amount this morning....just rounding down my Bank Account....I'm nearly at 3% :D
    Committed To Paying Off My Debts AND Saving
    3-6 Month Emergency Fund #1 £0/£6000
    General £1000 Emergency Fund #13 £0/£1000
    Saving For Christmas 2018 £1 per day #13 £0/£500
    MSE Sealed Pot Challenge #089 - £276.70 Banked For 2017/2018 - Stars from SueUU x25 :staradmin
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