The £1,000 emergency fund challenge.

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  • nannygladys
    nannygladys Posts: 3,076 Forumite
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    Just back on the boards after being away from them for months. The EF is standing at 190.41,which is less than it was, as I had to withdraw a lump sum from it and never put it back in, so Im hoping to rebuild it back up again, so will start putting in any bits of spare change for starters until I can put a regular amount away.
    Nannyg
    2024 is going to be a positive year for me, and it's starting now!! 
    Buys: All budgeted and paid by cash!
    Jan - fridge/freezer
              Hoover
    Feb - milk frother, curtain pole x2, roller blind - bathroom, toilet seat, bath sink taps, kitchen sink waste unit and an extra double electric socket.
    March - raised bed for garden, bathroom cabinet, roller blind - kitchen
    April - nothing
    May - 
  • patman99
    patman99 Posts: 8,532 Forumite
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    EF is currently non-existant. Currently running just to stand still what with having CT to pay for 2 properties.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • Thistimearound
    Thistimearound Posts: 84 Forumite
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    Hi can I log £210/ £1000 please
  • MrsD18
    MrsD18 Posts: 17 Forumite
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    Hi

    Could I join please? Had £450.00 in my EF so far from lump sums being put in on paydays, but this thread has inspired me to keep slowly adding to it too! Have set up the Save the Change function on my bank account and this morning have transferred £4.44 from my QMee account.

    Total as of today - £454.44
  • lykkelig
    lykkelig Posts: 37 Forumite
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    I have myself ab envelop to start and have £1.08 to start. I will put all random bits of change in here every day.
    2020 Fashion on the Ration Challenge 4/66 coupons spent
    2020 Frugal Living Challenge
  • MindsetChange
    MindsetChange Posts: 16 Forumite
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    Small top-ups from Qmee. Still waiting for a Quidco payment to clear.
    #293 ef:£87.11/1000
  • Thistimearound
    Thistimearound Posts: 84 Forumite
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    Just rounded down my account and moved across to EF £214/1000
  • lykkelig
    lykkelig Posts: 37 Forumite
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    Tally at 3.50 - emptying purse of change.
    2020 Fashion on the Ration Challenge 4/66 coupons spent
    2020 Frugal Living Challenge
  • lykkelig
    lykkelig Posts: 37 Forumite
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    And again, another change clear out of my purse after grocery shopping today got me another £1 in 20ps.

    Had I not even started. Had I been daunted at the impossible task I wouldn't even have £4.50 in just days. I don't miss the change, it's like magic.
    2020 Fashion on the Ration Challenge 4/66 coupons spent
    2020 Frugal Living Challenge
  • aimeemum
    aimeemum Posts: 687 Forumite
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    lykkelig wrote: »
    And again, another change clear out of my purse after grocery shopping today got me another £1 in 20ps.

    Had I not even started. Had I been daunted at the impossible task I wouldn't even have £4.50 in just days. I don't miss the change, it's like magic.

    My problem is I don't use cash at all any more. My nearest cash point is miles away so everything is done online or with debit card so I rarely have change. I try to keep a few £s in a tin for kids non-uniform etc but that goes out in whole £s. I do however round my bank account down daily.....and that mounts up quickly.
    Changing my Family's Future!! - Starting again!!!!
    Current Progress -
    Debt - Start date 31/8/22 = £7,252.78
    Savings 31/8/22 - £0
    plus £1000 EF - £0/£1000 = 0%
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