The £1,000 emergency fund challenge.

Danthewelder

#286 at £252.14. My service is due soon though so I think I'll have to dip into the fund.

I suppose that's what it's there for! Better than going into the overdraft.

patman99

A big welcome to our 2 new members. Loz2018 is #287 and aimeemum is #288.
claremylove, what a good idea. You may not earn interest, but you do have a chance to win money in the monthly draw. The more PBs you have, the higher chance you will win something.


Added a few more pennies to the change pot this week. Reckon I have around £8.78 in there and will add this to the EF once I have banked it.

Lancashirelass1

Hello all, please can I join, I'm so close to paying off my debts...
Someone mentioned building an EF so I'm going to do this from overtime and from not buying things I don't need.
I currently have a chip account and it's got 15.42 roughly I only set it up last week..... So I'd like to join please.

patman99

Welcome to Lancashirelass1 who is member #289.


Went into Town today, but forgot to take my change pot. As I may have to go in tomorrow, I will take it and bank it (Metro open Sundays before someone points out banks don't open on Sunday).

Loz2018

Thanks Patman

I’ve added my number to my signature and and am now up to £750.
I’m hoping to get my emergency fund up to £1,000 by the end of June.

patman99

Had to go into town (can't get used to the fact Colchester is actually a city and has been since AD49 (making it Britain's 1st city)), so took my change pot in. Added £5.88 to my EF. Would have been more, but the coin sorter wasn't accepting £2 coins, so had £6 to put back into change pot.


Added another £2 to the pot after buying a couple of bottles of juice at £land.

Lancashirelass1

Thank you patman, thank you for my number. And, what a great idea, I might take my change to the bank and put it in..... I'll keep popping in on here as I keep chipping away at this. I'm focusing on a new debt plan, as I'm now below 10 grand in debt, but so conscious of no other funds. Using my credit cards is a no go, plus they've been chopped up into tiny squares. So, this, is a fantastic way to help me. Only got 15.42 in the EF but it's better than nothing. LL x

Lancashirelass1

#289 added another £5.00 today to EF. Total now 20.42. I will keep putting away via my chip account opened last week, and putting a bit extra, I'll reach my first goal of 200.00 sooner than I thought.
Thank you
Ll

Sjefferies86

I’d love to know how this challenge works

Lancashirelass1

#289 added another amount to EF. Balance now £50.92.....payday.