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Brogden's Debt Disaster & Self Managed DMP!

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  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Was that a jingle I heard??


    Yay to reigning back in your pennies today, you have to get through the rest of the week easier than the weekend so on the home straight now..


    Surprising how many of us debtbusters go back to cash to mend our ways so to speak.


    I am celebrating with a coffee I have just sorted all S/C forms out if it weren't raining id skip down the street ... Night all x x

    A jingle.....? I've not got my reindeer antlers and Christmas bells on yet :rotfl: !!!!!

    Congrats on keeping to the plan, taking the reindeer by the antlers, sorting it out and consequently feeling sooooo much better :)

    I have just transferred my Monday allowance from envelope to wallet and I feel good about this too!

    I'll skip down the street with you........raining or not :T

    Brogden x
  • Sorry for the spelling. Damn you autocorrect!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Hey Brogden,

    So glad the envelopes are working three days in ! I love having pennies left over, even its only 2p, it all adds up in the end .

    I have a glass jar, everyone laughs hear when the sound of the spare money goes in and we all now empty any loose change into it including the girls. We do dip in every now and then if they need extra bus fares etc, but all in all it works well. We save it for a year, then count it all up and have a treat. To be honest we have been doing that for longer than the DMP has been running, it has become some sort of tradition and is always cashed in the day before October Half term starts.

    As for the noise, my Dad always used to save in an old long sock !! It was all very secretive and if I remember rightly it was only his coppers that he saved. We did always insist that sock must be clean and not stinky and smelly ! Once his sock was full, he would count it all up again in secret , then surprise one of us with a treat, even when I was grown up he would give me money from his sock savings to have a meal if I was going on holiday or treat my mum to some plants for his garden. It gave him great pleasure to be able to do this. Perhaps this is why I started the glass jar tradition many moons ago.

    Anyway , maybe an old ( quiet) sock is the way to go for you too !! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Brogden wrote: »
    Thanks x

    Words of encouragement.........yes :) !!!!!

    You're a real cool granny :cool:


    Granny is very cool indeed. I have threatened to adopt her on many occasion xx :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Why thank you, I don't often get called cool so it's a very nice feeling and has made me smile this morning. X
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Hi, No, I don't have a diary, I take inspiration from everyone else and enjoy reading others'.

    DH tried the E-cigarette for a while but get this - he said they made him cough more (????????) Ahem!

    Anyway, hope you are having a good MSE day :)
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Hi, No, I don't have a diary, I take inspiration from everyone else and enjoy reading others'.

    DH tried the E-cigarette for a while but get this - he said they made him cough more (????????) Ahem!

    Anyway, hope you are having a good MSE day :)

    I find the e-cigarette sometimes makes me sneeze actually.....and when Brogden sneezes well.......batten down the hatches :)

    I've got to do an update but I have come in 'under budget' again (just :))
  • Brogden wrote: »
    I find the e-cigarette sometimes makes me sneeze actually.....and when Brogden sneezes well.......batten down the hatches :)

    I've got to do an update but I have come in 'under budget' again (just :))

    Whoopee !!! :T:T
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • NoOneAround
    NoOneAround Posts: 1,843 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hey Brogden,
    You are cordially invited over to my page to read explanation of my misunderstood post....no barbs were intended in the making of my diary :p (hopefully no brogdens harmed either!)


    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Hey Brogden,
    You are cordially invited over to my page to read explanation of my misunderstood post....no barbs were intended in the making of my diary :p (hopefully no brogdens harmed either!)


    xx

    I've responded NOA :) !! A bit late........soz :(

    A load of hugs and kisses to you anyway :) I've already crashed into your garden onto the tomatoes before your gracious and cordial invitation :):):) !!!!!

    Brogden xx
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