Brogden's Debt Disaster & Self Managed DMP!

dipdap

Hi Brogden.
I've been reading and subscribed to a few diaries including yours, on here for the last couple of weeks and thought I'd pop on to wish you good luck on your journey
I saw you mention a few other diaries in similar situations and I already had 2 of those on my list, as they seemed to be similar situations to us (height of our unsecured debt was nearly £70k but that was 5 years ago now).
I'll keep popping back for a read

PinotGrigio41

Boo !!! I found you !

I didnt realise you had a diary Brogden I'm sorry.

I have yet to read, but I will make sure that I do as soon as I get a chance. You have probably gathered that I tend to dip in and out of the diaries these days due to real life taking over !

Best of luck to you though, I am confident you will nip kick hat debt into touch xx

Aloofdragon

If you get lots of yawns regarding said envelopes there's lots of utube envelope stuffers who share your enthusiasm haha.. They even list the correct notes to ask for at the bank �� have a fab day x x

PinotGrigio41

Just wanted to add, I use the "envelope system " too , and very proud of my envelopes I am too !! xx

Oh and there have been a few self managed males floating around these diaries Brogden, I will try and seek them out for you and see if they are still around !! xx

Brogden

Aloofdragon wrote: »

If you get lots of yawns regarding said envelopes there's lots of utube envelope stuffers who share your enthusiasm haha.. They even list the correct notes to ask for at the bank �� have a fab day x x

Thanks Aloofdragon !!

I'll report in on my first day 'on the envelopes' later! Its been a bit of a joke around here already :rotfl:!!

That's it......a bit of old fashioned Friday night entertainment.....I can watch some videos on envelopes From one of your previous posts Aloofdragon I got the feeling that you were partial to an envelope now and than.....no?

Speak later,

Brogden.

Brogden

dipdap wrote: »

Hi Brogden.
I've been reading and subscribed to a few diaries including yours, on here for the last couple of weeks and thought I'd pop on to wish you good luck on your journey
I saw you mention a few other diaries in similar situations and I already had 2 of those on my list, as they seemed to be similar situations to us (height of our unsecured debt was nearly £70k but that was 5 years ago now).
I'll keep popping back for a read

Well done Dipdap.......staggering progress......you were sorting it out when I was still running it up......I didn't half end my wayward life with a bang

Please keep popping in......I'll keep a look out for you

Brogden x

Brogden

PinotGrigio41 wrote: »

Boo !!! I found you !

I didnt realise you had a diary Brogden I'm sorry.

I have yet to read, but I will make sure that I do as soon as I get a chance. You have probably gathered that I tend to dip in and out of the diaries these days due to real life taking over !

Best of luck to you though, I am confident you will nip kick hat debt into touch xx

Oh Pinot.......I said I would invite you over to my new thread when I got it going but then I came over all shy .........

You know what its like when you want to ask your long time hero (heroine) for an autograph........and you just can't :o its just like that x

Brogden

PinotGrigio41 wrote: »

Just wanted to add, I use the "envelope system " too , and very proud of my envelopes I am too !! xx

Oh and there have been a few self managed males floating around these diaries Brogden, I will try and seek them out for you and see if they are still around !! xx

ooooh.......you secretive thing :cool:. Envelopes eh? The foundations to your success...? I'm so glad you said that though as it makes me feel I'm doing the right thing.

Don't worry too much about the 'self managed males'........I am more than happy with all of my ladies!!!!!! :rotfl:

Speak soon,

Brogden x

Brogden

Good Morning All

Well.....I completed my first day of envelope budgeting! I should have watched the you tube videos first though. Returning from the bank I suddenly realised you can't put £30 in an envelope if its all in twenties

Right......so I went back to the GnatsVest and got some tenners and duly stuffed the envelopes, wrote the day and date on each one, put them in date order and fastened them together with a bulldog clip having put my Friday £30 in my wallet. This had taken longer than I thought when I should have been working Well, I thought I have lost so many work hours worrying about money and 'plugging holes,' if this makes for a more relaxed and productive Brogden then it must be in the shareholders' interest so on we go.........!

By the time we got to teatime I checked the final daily requirements with Mrs. Brogden and after a trip to the 'open all hours' I had 40p left :) I'm happy and sad about that at the same time! Mrs Brogden had to pay for her own ticket on the Euromillions :rotfl:!!!!!!! Anyway....I finish the day within budget!

£30 may seem a lot for the day but it was a Friday with the bottle of wine for Mrs. B and some cans of strong lager for Brogden. Also it is seemingly my responsibility to buy Mrs. Brogden's ciggies (I gave up as part of my DMP efforts.) Add to the expenses bread, cheese, a peppercorn sauce mix to go with the 'freaky deakies' we had for tea, a bit of diesel and you can see where the money goes! I'm not worried or shocked......I knew we would hit the top of the budget on a Friday......its a bit early to say but at the moment I am feeling really good about my envelopes :T

I think today may be a bit easier and I have decided to put anything left from the day's envelope in a big glass jar in my office.....40p went in last night I might have to buy a quieter container for my left over funds. I have used the jar for collecting funds before but the only way to get the coins out is by tipping it up and it makes such a racket. Hearing this Mrs. B and the DD's will start saying 'he's on his last penny again ' and take the mickey in such a cruel way.

Onward and upward......I have a little shopping list to start the day and I'll report in my finishing position this evening.

Saturday.......no work......bliss - enjoy it everyone

Brogden.

Aloofdragon

I lol'd most of the way through that ... FAB that you can see the envelopes working for you, told you so about the utube vids !! and:rotfl::rotfl::rotfl: at the Mrs and kids making cruel jibes as you fish your last pennies out, wonder if they would snigger if it was for something for them ?? ..

Your doing fab I am going to start this 1st Nov too and got myself a jar for my leftover funds but I am going to use the left overs for something I don't know what yet but will think.

Enjoy your weekend xx