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Brogden's Debt Disaster & Self Managed DMP!

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Comments

  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    liltdiddylilt wrote: »
    Then you are not a tortoise at all.

    You are a Ninja Turtle. And you can have pizza. :D

    Its gettin' better.......Go on al 'ave the pizza :D:D........(head now poking out but still afraid to say anything......:o )
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry I forgot some Ninja Turtles like a beer with their pizza. Go ahead, have a drink :D

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A flying visit to say nite nite Ninja Turtle -will leave you to nurse your hurts with beer and pizza - please don't drown in your sorrows while we hang out on Pleaseletmebelucky's page for the rest of the week.......
    Cheers :beer:Lilt .......another to add to my lil black book:D
    xx
    NOAh
    PS
    :rotfl::rotfl::rotfl:Is it me or is it getting hot in here?:rotfl::rotfl:
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • in_need_of_direction
    in_need_of_direction Posts: 7,758 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You can have your hot meal as long as I can have Jesse. Who wouldn't lose weight with him around?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    edited 5 December 2014 at 1:02AM
    Glad your teddies are keeping you company Mr B, now please come back out of that shell, but maybe not this far:

    naked_turtlepng_womens_ankle_socks.jpg?height=250&width=250&padToSquare=true
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Brogden, where are you? Hope you aren't sulking....:j. Come on now. :)

    We're missing you.
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    supersaver1000 wrote: »
    Brogden, where are you? Hope you aren't sulking....:j. Come on now. :)

    We're missing you.

    Thanks SS x :)

    I'm not sulking with anyone here (not even that cheeky NOA!!)

    I don't even know if I'm actually sulking at all with anybody?? :o Not a great few days at Brogden Towers all in all - ran out of brass didn't I? :mad:I'm now being told I shouldn't pay off debts if it leaves us short after being told for the last couple of years I always should :( !! If I'd paid off Sparks & Mencer I might have got away with it but I paid off a couple that Mrs. B had never heard of. Cover your ears - the things that are said :eek:!! Apparently its best if I pack my bag :rotfl:!!!

    Brogden x
  • in_need_of_direction
    in_need_of_direction Posts: 7,758 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just weather that storm. You can't afford alternative accommodation
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Oh my. Don't let Mrs B know about Experian. Sounds like she'd have a shock. :eek:

    Like INOD says, just weather the storm. The main point is you've had the LBM and the only way (for the debts) is down. At least you've kept hold of your house. Our decision was to take the plunge and start afresh (hopefully). Luckily we have a fab country cottage on very long term, somewhere we could never afford to buy. Will let you know in a couple of years if it was the right choice. Your choice is a little harder, but I think may be better long term.

    :)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • dawnybabes
    dawnybabes Posts: 3,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You're a team so mrs b should be supporting you :-)
    Sealed pot challenge 822

    Jan - £176.66 :j
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