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Brogden's Debt Disaster & Self Managed DMP!
Comments
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Eager_Elephant wrote: »Sorry to hear the envelope system did not get off the ground this month - now you know it works hopefully it will be back for January.
I used to be like Mrs B - [strike]if[/strike] when my DH did something wrong I would also turn it into a character assassination. I did not even think it was out of the ordinary at the time but now looking back I often wonder why he did not leave.
I blame my hormones completely (I know this is a cop out but in my case it was true). Once I was enlightened to my behaviour I started taking Agnus Castus and it has been the saving of my marriage and sanity.
Recently I ran out and the atmosphere at home was awful, and I caught myself on a huge rant so quickly got some more and peace has been restored.
Have you posted before about how the family finances are dealt with? Do you have a joint account or keep separate accounts and each paying certain bills?
Thanks Elephant
The envelopes are, are, are coming back and I may even go public with them. The best idea ever and I can't wait to get started with them again.
Sorry to hear you're a 'character assassin' too are at least were.........I am sure you didn't really want to be one
My bank account which receives my pay is in my name only. Mrs B's used to be joint but I volunteered myself off the mandate so its hers alone now.........vital:) !!
Brogden x0 -
NOAh, my dear........I was including 'panties and tights' in the category 'clothing.' I was brought up to understand they were not to be mentioned but......tut tut.......the girls of today.....they talk about anything and everything......its very embarassing indeed
:o:o:o:o
Brogden x
No need to be embarassed Brogden. The modern way is to be perfectly open, no place these days for coyness
ps I'm not sure that MandS fodder is entirely money saving although the 'undergarments' :rotfl: are long lasting elastic fantastic :rotfl: so feel free to purchase ones pantaloons there :rotfl:OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
supersaver1000 wrote: »No need to be embarassed Brogden. The modern way is to be perfectly open, no place these days for coyness
ps I'm not sure that MandS fodder is entirely money saving although the 'undergarments' :rotfl: are long lasting elastic fantastic :rotfl: so feel free to purchase ones pantaloons there :rotfl:
I take my oaths on M&S panties oops sorry "undergarments".:D I bought my dd a thermal vest from M&S once (she had a night out camping one frozen November when she was 12) and she's never forgiven me. Give it another twenty years and she'll know I meant well.
xx
NOAFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
I don't know what's wrong with
KNICKERS?
You could try
THONGS
:rotfl:OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
supersaver1000 wrote: »I don't know what's wrong with
KNICKERS?
You could try
THONGS
:rotfl:
Oooooh SS........that's cheeky in more ways than one!! I will have to step into the modern world, I'm sure
Thanks for the tip on M&S.......I'll have to wait for payday though!!
Brogden x0 -
NoOneAround wrote: »I take my oaths on M&S panties oops sorry "undergarments".:D
I would love to see you in the witness box NOAh!!
Brogden x0 -
There's a lot wrong with thongs. Dental floss for butt cheeks.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »There's a lot wrong with thongs. Dental floss for butt cheeks.Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510
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