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Brogden's Debt Disaster & Self Managed DMP!

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Comments

  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Sorry to hear the envelope system did not get off the ground this month - now you know it works hopefully it will be back for January.


    I used to be like Mrs B - [strike]if[/strike] when my DH did something wrong I would also turn it into a character assassination. I did not even think it was out of the ordinary at the time but now looking back I often wonder why he did not leave.


    I blame my hormones completely (I know this is a cop out but in my case it was true). Once I was enlightened to my behaviour I started taking Agnus Castus and it has been the saving of my marriage and sanity.

    Recently I ran out and the atmosphere at home was awful, and I caught myself on a huge rant so quickly got some more and peace has been restored.


    Have you posted before about how the family finances are dealt with? Do you have a joint account or keep separate accounts and each paying certain bills?

    Thanks Elephant :)

    The envelopes are, are, are coming back and I may even go public with them. The best idea ever and I can't wait to get started with them again.

    Sorry to hear you're a 'character assassin' too are at least were.........I am sure you didn't really want to be one :)

    My bank account which receives my pay is in my name only. Mrs B's used to be joint but I volunteered myself off the mandate so its hers alone now.........vital :):) !!

    Brogden x
  • Brogden wrote: »
    NOAh, my dear........I was including 'panties and tights' in the category 'clothing.' I was brought up to understand they were not to be mentioned but......tut tut.......the girls of today.....they talk about anything and everything......its very embarassing indeed :o:o:o:o:o ;)

    Brogden x

    No need to be embarassed Brogden. The modern way is to be perfectly open, no place these days for coyness ;)

    ps I'm not sure that MandS fodder is entirely money saving although the 'undergarments' :rotfl: are long lasting elastic fantastic :rotfl: so feel free to purchase ones pantaloons there :rotfl:
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No need to be embarassed Brogden. The modern way is to be perfectly open, no place these days for coyness ;)

    ps I'm not sure that MandS fodder is entirely money saving although the 'undergarments' :rotfl: are long lasting elastic fantastic :rotfl: so feel free to purchase ones pantaloons there :rotfl:

    I take my oaths on M&S panties oops sorry "undergarments".:D I bought my dd a thermal vest from M&S once (she had a night out camping one frozen November when she was 12) and she's never forgiven me. Give it another twenty years and she'll know I meant well.
    xx
    NOA
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    what's wrong with

    KNICKERS
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • I don't know what's wrong with

    KNICKERS?

    You could try

    THONGS

    :rotfl:
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    I don't know what's wrong with

    KNICKERS?

    You could try

    THONGS

    :rotfl:

    Oooooh SS........that's cheeky in more ways than one :o !! I will have to step into the modern world, I'm sure :D

    Thanks for the tip on M&S.......I'll have to wait for payday though ;) !!

    Brogden x
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Verbatim wrote: »
    what's wrong with

    KNICKERS

    ......in capital letters too........:p

    I think my answer has to be .........NOTHING :rotfl:!!

    (......I am getting bold in my old age.....) :o
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    I take my oaths on M&S panties oops sorry "undergarments".:D

    I would love to see you in the witness box NOAh ;) !!

    Brogden x
  • There's a lot wrong with thongs. Dental floss for butt cheeks.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There's a lot wrong with thongs. Dental floss for butt cheeks.
    And even more uncomfortable than twisted panties;)
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
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