Brogden's Debt Disaster & Self Managed DMP!

lucielle

Hello Mr B. Got a day off so read through your diary and I have subscribed. We also had a load of debt but finally paid it off. I will follow your journey.
L

Purplepenguin88

Brogden wrote: »

Thanks Purple Penguin......fantastic name !!

I always liked penguins and purple. I guess you are a purple and white penguin? Not purple all over are you? You would certainly stand out on the ice even more if you were!!

Thanks x 1000 for your comments - I really appreciate it and like anybody on here with a diary......we would all give it up if nobody was reading it and it is great that you have come and told me and encourage me to keep rambling on !!

Take care and please come back again.

Brogden x

Hi Brogden, yep penguins are fab, I'm of course one of those stylish penguins with purple and white, I wouldn't wana be a trashy bird, but it's a good accent colour to have.

Definitely don't give up, or we'll all have to come and hunt you down dragging you back for an update!

Given that those priority predators are giving you enough breathing room to use the envelopes, that just means the envelopes are even more of a fantastic idea!

Have a good day, it's rather nippy out there!

PP x

PennySaving

I ditto everyone else, please keep writing in your diary...I enjoy reading your progress reports big or small and everything else in between!

Looking forward to seeing the clappy emoticon!

Have a good day!

Brogden

PennySaving wrote: »

I ditto everyone else, please keep writing in your diary...I enjoy reading your progress reports big or small and everything else in between!

Looking forward to seeing the clappy emoticon!

Have a good day!

Thanks Pennysaving

I can't wait to have something to clap about - it ain't tonight - tough day at work

Oh well.....onward and upward

Brogden x

Brogden

Purplepenguin88 wrote: »

Hi Brogden, yep penguins are fab, I'm of course one of those stylish penguins with purple and white, I wouldn't wana be a trashy bird, but it's a good accent colour to have.

Definitely don't give up, or we'll all have to come and hunt you down dragging you back for an update!

Given that those priority predators are giving you enough breathing room to use the envelopes, that just means the envelopes are even more of a fantastic idea!

Have a good day, it's rather nippy out there!

PP x

The envelope idea is childish I know but anything to simplify things......there's either too much in the envelope for the day (yeah )!!or not enough........BUT I know where I stand and that is all I was trying to achieve.

You are obviously the most stylish type of penguin.....now don't slip!!

Brogden x

Brogden

lucielle wrote: »

Hello Mr B. Got a day off so read through your diary and I have subscribed. We also had a load of debt but finally paid it off. I will follow your journey.
L

So it's lucky Luielle !!!

I am sure it didn't come without sacrifice and some pain but you got there and are staying there :T A 'clappy' for you my dear if not for me at the moment. I am so pleased for you and messages like yours make me want to be...... errrrr......just like you (the only reason I hesitate is 'cos I'm a bloke) Somethin' 'as to be easy :rotfl:!!!

Brogden x

Brogden

Verbatim wrote: »

I agree. Have subscribed. Keep telling us what you're doing with the envelopes. Is each envelope for one day to pay for everthing, not just personal spends?

Hi Verbatim ,

The debts, utilities and routine bills are paid by DD mainly on payday. What is left is divided by the number of days to the next payday and that 'subdivided' amount placed in each envelope. I know I pretty much need £30.00 per day but that has to pay business expenses too although those will be paid back to me shortly after the end of the month.

Mrs Brogden works part time and buys everything for a meal for four for each night - in reality I pay for bits of food, cleaning things too and Mrs. B's ciggies. There's give and take but that's broadly how it works :)

Thank for visiting and make sure you come again

Brogden x

Brogden

Pooky wrote: »

I'm reading too, you have a great writing style

Hi Pooky

Thank you

If you think this is a great writing style then you must have very 'left-field' tastes

I have been advised I am 'left-field' quite a few times in my life

Thank you so much I suppose we are what we are !!

Brogden x

Brogden

Ali-OK wrote: »

Seconded or thirded

Do keep adding to your diary - I'm reading it too and no matter which way the financial rollecoaster is going at a given moment in time, the excitement of a few pence saved or made here and there is to be shared. Or is that just me? :rotfl:

Now, this hair do of yours.... :rotfl:

Oh Ali.......honestly!

I told you about my hair on your thread so that its just between you and me :cool: I don't have a 'bouffant' (whatever that is) I said it just for fun (as though you didn't know!!!)

Yes.....I know......you've lost interest now

Thanks again for reading and for putting up with me

Brogden x

Brogden

lucielle wrote: »

Hello Mr B. Got a day off so read through your diary and I have subscribed. We also had a load of debt but finally paid it off. I will follow your journey.
L

I spelt your name wrongly Lucielle......sorry

Fantastic signature! Dynamic debt busting - congratulations - absolutely brilliant :A

xxx