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Brogden's Debt Disaster & Self Managed DMP!

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Comments

  • I am sorry for your loss Brogden.

    May Creda rest in peace with the fridges... bless her... :rotfl:

    PS making headway on the mortgage is vital too and I know you know this, so don't try and explain yourself. You are very right that it is a priority! It is the roof over your head :)

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • What are you plotting away behind the scenes hmm? Men and children have more than one thing in common, but a big one is this:

    *When there is quiet, there is mischief afoot!*

    Hope you're ok! x

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Condolences Brogden, At least you know Creda is in a better place, where all the good tumblers go.
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    Condolences Brogden, At least you know Creda is in a better place, where all the good tumblers go.
    x

    Thank you NOAh.......there is now a void in my life......an inexplicable pain but I must carry on.........and out of respect I must wait a few years before looking for a new TD partner :(

    ..........lots of wet socks and knickers on the radiator I think :(

    x
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    What are you plotting away behind the scenes hmm? Men and children have more than one thing in common, but a big one is this:

    *When there is quiet, there is mischief afoot!*

    Hope you're ok! x

    Oh Lilt.......with the weight of my loss could I be thinking of mischief? :( I have been walking the streets alone......a man questioning the very meaning of being.....and the kitchen is so woefully quiet :(

    I suppose it might cheer me up if I could think of something to get mischievous about.......but I cannot at the moment.

    Just read your thread.......cheer up :)
  • Thoroughly cheered...

    Now to wake my demon child and become uncheery for a few shrieking hours until she goes to bed. ;)

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    The long and winding road,
    That leads to your door,
    Will never disappear,
    I’ve seen that road before……


    It was a busy week, mainly because two days were taken up in planning meetings at work. I have previously expressed my feelings on employment, corporations and the nature of this creature - the ‘corporate man or woman’……….. don’t we just love them :(?

    Anyway……whilst I have had concerns and always will, as I sat there listening (and smiling, chatting and joking like corporate men do) I started to see again that old dusty grey ribbon which is that long and winding road stretching out into the distance as far as I could see. This was a little bit of relief I suppose. Life would appear to be continuing :).


    Whilst somewhere on that road would be pain, suffering, heartbreak and compromise, at each bend there would be a small payment of ackers into Brogden’s bank account at the Gnat’s Vest…….and things would go on………debts would reduce and life would continue. The planning weren’t too bad for a load of corporate nonsense really………albeit it won’t actually work in the long run…….then I will enter another of these phases……:(

    Anyway, I felt that ‘yes’ I should make the payments to the mortgage I had been wittering on about – the standing order has already been increased to pay to the building society my net holiday pay :T (less 40% tax :( )



    The road has come back into view.......and on the subject of debts, I realised I was wrong to want to be too impatient. I will have some funds available at the end of February or early March and believing in the 'medium term' that my office of employment with the corporation will continue, I will use the lump sum in tandem with monthly pledges to hopefully give me maximum leverage with the predators. This idea came to me when speaking to a school leaver at the fab DCA ‘Carboot :p.’


    My work on securing F&F’s (sorry partial and finals……P&F’s) is not going as well as I would have liked but I have been told my Mrs. B that I am just simply ‘tight.’ Well MSE is all about being ‘tight’ isn’t it? Sorry but I will be loosening up and relaxing a bit more. I will bore you all with more precise arithmetic reasoning on all of this shortly but my posts are always too long…..:(

    Hope everybody is enjoying the weekend!!!!

    Broggers :)
  • Lighten up on yourself Hun. You're doing what you know is right. Stick with it.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Oooh. Sounds like another plan! I like your plans.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hope you plans prove to be free of bother and look forward to hearing all about them x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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