Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I know Abba this is exactly why I send my boy tae kwon do 3 times a week! For bullies like them and to defend himself!!

    Thanks Bellaboo!!:)

    Payday tomorrow woo xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Hi monz, where are you? I miss your posts :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Me second that where are you xxx hope you're ok xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hi

    Sorry I have not posted. Honestly been in self pity mode. My cars MOT came in and cost over £200 so could not pay my overdraft off and othr things going on.

    My loan has came off though will update. I added to my saving fund for holidays tho.

    Hope you are all ok and thank you for thinking of me. Will go and do my nosey now <3xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • submarine76
    submarine76 Posts: 142 Forumite
    Debt-free and Proud!
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    Mine passed no problems, but unfortunately it was also due a service so came it at 260, just telling myself it could have been worse, don't let it get you down, I understand and share your frustration but you're doing great :O)
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000     BTL Mortgage £38,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    monz wrote: »
    Hi

    Sorry I have not posted. Honestly been in self pity mode. My cars MOT came in and cost over £200 so could not pay my overdraft off and othr things going on.

    My loan has came off though will update. I added to my saving fund for holidays tho.

    Hope you are all ok and thank you for thinking of me. Will go and do my nosey now <3xx


    Take at look at your signature and look how much you've paid off in a short period of time you're doing fab and we all have those low points in our debt free journey xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hey sorry being so quiet just money going out everywhere and having to tap into my florida savings. 5 week month sucks!!!

    7 days until pay day xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Hi monz

    Really struggling this month too, totally miscalculated my budget and have had to dip into savings :( however trying to tell myself at least it's savings and not adding to the debt.

    Less than a week to payday though :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    My car is literally dying a painful death... lets pray i make it to garrage and dreading the cost to fix this again on payday!! going to have to invest in new car aka new debt.

    loan payments been made early. waiting on interest to be added to even things out x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I also added all interest thats been added to debt to give a clearer view of my full debt and latest plus what is really outstanding. Just over 2K still :/ x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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