Need to get myself together: The beginning

monz

Quick question. Does anyone do the envelope thing where you put your money where you were going to spend it? like monthly targets?

Hope that makes sensex

misstara

Yay to being only 2 weeks away from overdraft freedom :T

I tried the envelope system for a month but it didn't really work for me. I kept forgetting to lift money from the envelopes and then had to withdraw more I know for a lot of people it works really well though.

monz

it is going to be a tight month but i will manage somehow !

Cant wait to be overdraft free n then full concentrate saving for Florida with occasional overpayments when i can to loan

xx

Calling14

Tight month here as well Monz. You can do it just think of the sunshine state.:)

Belated birthday wishes and big congratulations to getting under 2k. :TSorry haven't be around much lately.

Florida saving sounds awesome my motivation would increase dramatically if I was saving for something other than house repairs.:eek:

Hope everything is well with you and will pop in more often now. x

submarine76

I also have the dreaded MOT next month, fingers crossed ours both go straight through...

monz

7 days until payday woo x

moneyonmymindsam

I only came on to check with you how many days until pay day lol ...26th for me ...Wishing life away til then. Not decided if I'm going to clear the debt this month or next I guess I will wait and see when I get paid. How's you and your gorgeous little man :-)

monz

Hey Sam

Payday two days!!

We are good thank you. I had issue last week with school, twin boys - one grabbed n held down my son and other hit him accross the face with skipping ropes . I went ballistic and nothing was done. I told my son to hit back which i know is against school policy but no danger am I letting little s***s hit my son and get away with it. xx

abba1772

monz wrote: »

Hey Sam

Payday two days!!

We are good thank you. I had issue last week with school, twin boys - one grabbed n held down my son and other hit him accross the face with skipping ropes . I went ballistic and nothing was done. I told my son to hit back which i know is against school policy but no danger am I letting little s***s hit my son and get away with it. xx

I done the same and informed my kids school that as long as they don't hit first then my kids have my permission to hit back........school weren't happy about it but the wee twits soon stopped bothering them xx. I hate the school policy of anti bullying as nothing ever gets done to the bully always the one that is getting bullied

Hope your little man is ok and teach him how to do a Glasgow kiss :rotfl:

bellaboo86

Hey,
Just wanted to say your not the first and won't be the last woman to get in debt because of a man. I was in this position once and could name several others know too.
Look at it this way. 5k is a small price to be shot of him.
Good look with your debt free journey.