Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Still no cheque though (hoping they have not changed their mind!!)

    7 days until payday also.

    Nothing else to report so have a nice day all :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
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    Same for me our paydays in sync this month lol :-)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Still awaiting cheque being sent for car. Will car Friday if heard nothing. Payday in two days finally!!! woo woo xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hey everyone

    Still not cheque but i called yesterday and they said they will post it today for next day delivery so here is hoping :)!

    Loan and interest has went out and in. When I get my cheque. £500 to Florida. £200 to pay off overdraft and £138 for passport renewal. I will pay £34.01 to loan making it down to £1750. This leaves me with £127.99 which I will leave in my account for first payment of my car which will be taken off on 12th May.

    Have a great day all oh and 23 days until payday x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Lets hope cheque arrives today if not will phone the car place after work :)

    22 days until payday

    Cannot wait to see Florida fund being over £1,000 :D over half way to pay for trip... then savings arghhhh x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    My Granda gave me £50 today. Well chuffed and decided will go to bank tomorrow and once cleared put £25 towards loan and £25 towards Florida bumping it up :).... Fingers crossed when I get in my cheque has arrived :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    The cheque never arrived but i called and told me it was definitely posted so should arrive today. So tomorrow going to bank with the cheque and the £50 wait til clears and then bye bye overdraft :D score through

    21 days until payday :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Hope the cheque arrives today and congratulations on paying off your overdraft :T:T fantastic news :beer:
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1437.01/£1500 (95.8% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    It did not arrive :(! Giving them until today and if I come home and not here will phone up and complain they said posted on Tuesday. Just want to clear the debt and see savings go up :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    The cheque is here :D put into bank today so awaiting clearance and top up my savings and pay off the overdraft :D will fill in my passport forms tonight n this week get photos took of me n my boy :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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