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Need to get myself together: The beginning

19798100102103401

Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    My car is costing £400 to fix!!1 i am not paying it. going to trade my car in over weekend and see wht i can get. There is no way after everything paid to this car.

    anyway 21 days until pay day x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Aww that sucks about the car hopefully you'll get it traded in for something more reliable xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • misstara
    misstara Posts: 4,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    £400 :eek: hope you get a good trade in.
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £2.08/£50
    Mortgage overpayments so far - £800.96
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Hey Monz :) I Hope you managed to get a good trade in price for your car xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Hey Gorgeous Girl
    How are you doing ?


    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Sorry I have not posted!!! I was off work last week

    I have been offered £1,000 for my car :D! Until I get the cheque through as my car was like on last legs I know exactly where money will go - £500 to Florida, £200 pay off overdraft, £200 passports for my boy and I and £100 I need to get myself and my boy some good shoes and new clothes. Hoping I will get this through....

    I got a new car on PCP its a Toyota Aygo, costs £126 a month and road tax free, was really a good deal :)

    Nothing else new in my life tbh so its 9 days until payday :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Me again, I feel sometimes I rarely post and then other times I cant stop. I am going to start another savings and this will be for when my son and I come back from holiday try have £1,000 for Help to Buy and start saving for our house and get the £15,000 in the 5 year scheme. Just a thought, get out debt first eh :P
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    It's good to have goals for future keeps you focused xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • misstara
    misstara Posts: 4,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Loving the plans :D it won't be long now until the debt is gone x
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £2.08/£50
    Mortgage overpayments so far - £800.96
  • You can do it :-) good news about the car thing :-)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
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