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Need to get myself together: The beginning

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So I can see the money in my account but cant access lol

    Hopefuly can later today or tomorrow :)

    16 days until pay day xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Still nothing hoping will clear tomorrow. First car payment went out today. was sad days lol :( x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo finally went through :D!!!

    Overdraft is gone :D paid £500 to my savings. Putting £50 into my bank I still have from my granda on my lunch so £25 to loan and £25 to savings. Tomorrow will get me and my boys pics took for passport and Monday post and pay them :)

    Going to have a quiet one tonight, my boy has his tae kwon do pre grading (no cost as hes in master class) then might go a walk after. Sunday meant to be getting my hair done - full head tin foils £35 brilliant. My mums owes me £30 but shes being bit of a b***h so wont count on it lol

    have a good weekend. 13 days until payday :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Back from my lunch. Money went into account right away. Made the payments
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Fab news that the cheque has cleared, enjoy your weekend x
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £2.08/£50
    Mortgage overpayments so far - £800.96
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Nothing much to update. I need to get off my a** and get me and my boys passport pics done and finish the forms (need a bit help as so confused) Then post Monday and pay that off :D Means I can just book when able to Florida making it all real!!

    7 days until payday. So good seeing my bank account and its never going -*** again :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Me again (what can I say for days I never post and then on others I double post :))

    I have gave myself a mini target to get that loan under £1,000 by Xmas. Heres hoping :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Monz

    You are doing brilliantly and florida savings are looking good I might copy that savings idea shortly. Love Florida I also need to get passport pic done this weekend, put it off for ages. Passport runs out next month.

    Keep going x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Calling :)

    6 days until payday!

    Going to try be good this weekend. Going to Ben Lomand tomorrow with my friend and go a bike hike.... scary haha :)

    Sunday need to force myself get me and my boys passport pics took :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey

    So I was very good this weekend money and health wise. I hiked up Ben Lomond with my friend Kirsty and was very good with my money. Spent £20 over full weekend and that was for lunch bread n milk.

    I have money by end of this month so I have put £25 each into savings and into my loan. I have £15 to last me until payday Thursday :)

    3 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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