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Need to get myself together: The beginning

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Comments

  • misstara
    misstara Posts: 4,288
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Forumite
    I have the reward account, not the one with benefits that you have to pay for just the normal reward one and definitely think it's worthwhile, £5 each month for doing nothing but paying in my wages.
    Mortgage 26.4.25 - £108,500  1.11.26 - £101,488.60 (6.5% paid)
    Mortgage overpayments so far - £1008.83
    MOP savings - £34.99/£50
    Debt 16.11.25 - £5160  1.11.26 - £3950 (23.4% paid)
    Roof savings - £3650/£3650 (100% saved 🥳)
  • Ammeretto
    Ammeretto Posts: 181
    Part of the Furniture
    Forumite
    dont know about the halifax one but i have the natwest one
    you pay £3 per month but you get 3% cash back on your bills
    so water, council tax, mortgage, broadband, gas, electric and mobiles
    i earn about £13 a month so £10 after the fee just for paying my bills by dd like i normally do

    they have a calculator on the site that shows how much you could earn and which providers they pay cashback on.

    so far i have about £75 available and another £13 pending. im keeping it for christmas.
  • Hi
    Only came on for you to tell me how many days till pay day ..lol


    I'm 15 days :( for gawds sake.


    Im Halifax where if you do two dd and pay in a certain amount you get a £5 a month.
    If you moving banks ? look for one that give you £100 or something maybe
    xxx Sam
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    Sorry Sam five week months make me sad.... 14 days until payday :( xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    Got a private mail nearly jumped out my skin lol! 5 years money saving :) so cute!!

    Anyway 12 days until payday. This weekend being good and its my boys first ever competition ahhh my baby xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    10 days until payday. Feels like forever

    Anyway my boys competition first ever and he got bronze!!! so proud of him!!

    13419236_10153707111823017_7495874494069593030_n_zpsl3fjlkk6.jpg
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 4,288
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Forumite
    Aw well done to him, he's adorable x
    Mortgage 26.4.25 - £108,500  1.11.26 - £101,488.60 (6.5% paid)
    Mortgage overpayments so far - £1008.83
    MOP savings - £34.99/£50
    Debt 16.11.25 - £5160  1.11.26 - £3950 (23.4% paid)
    Roof savings - £3650/£3650 (100% saved 🥳)
  • abba1772
    abba1772 Posts: 7,746
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Forumite
    Go mini monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Know where to come to get protection from rubbish boyfriends then :) So glad to hear things are good, me like you just hanging on I there til payday xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    Aw hes my we star and found out this morning hes won publication of his lil poem to be published in a book... never told me he entered lol

    So proud :) this is his poem -

    I can see a fish.
    I hear waves crashing.
    I smell the salty sea.
    I taste fish and chips.
    I feel the hot sun.

    8 days until payday :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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