Need to get myself together: The beginning
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Happy Friday everyone
I was looking at my outstanding debt and going to have a mini goal of having loan at just under £2,000 by Christmas (I was going to aim for under £1,000 but focusing on overdraft to just tick it off as interest was workout to be £20 per month) and overdraft be down to about £300 by then. Works out paying debt worth of about just over £1,000 so gonna focus :P
January I will be able to pay extra £100 and hopefully finish off the overdraft as council tax free month
Anyway thats my mini target
27 days until payday and 7 days until tax credit xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Goals are good as they keep you focussed!Starting again..0
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They sound like reasonable targets xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Hey everyone
Still no word back from the nursery. I will phone them when I finish work. My normal loan fees has went out so will update my signature.
So now its 24 days until payday and 4 days until tax credit due in (this will be £20 towards my boys party.)
Thanks xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Just noticed nearly paid £3,000 off in a year. A year today is when I started and nearly paid off 50% Hoping in less than a year I will have this all paid off
Anyhow still nothing from nursery bit of a joke tbh.
23 days until payday and 3 days until tax credit is due xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Thats a fantastic amount to have paid off in a year x
Boo to the nursery just phone them every day lol they'll soon get sick of you calling xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
That's amazing monz - keep up the good workDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10789.83/£15000 (71.9% saved). Emergency fund - £1525.51/£2000 (76.3% saved).0
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This week I am having a time of it. Been quiet on it on this but I just cant. My friend I found out has terminally ill cancer and 9-14 months to live. We originally were told it was kidney infection and slipped disc... its cancer in stomach, womb and spread to her bones. She is only 31 and two little kids its heartbraking.
Then last night i go on fb and see my friend posting on pic of her n her bf saying eternal love which i thought was abit weird... until i saw he died last night. Words have failed me the boy was only 21.
I also have huge guilt on me as the guy I have been seeing has not once text me from his hols even though hes been on fb. whats app numerous times and i have messaged him... I feel pathetic about feeling stressed and worked up over this considering.
Just a bag of emotions. Sorry for unloading
22 days until payday and 2 days until tax credit due xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Unload all you want, that's what we're here for so sorry to hear about your friend/other friends boyfriend, sending lots of hugs in your direction xDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10789.83/£15000 (71.9% saved). Emergency fund - £1525.51/£2000 (76.3% saved).0
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Aww monz sorry to hear about your friends xxxxx
As for the man situation if he's acting like this already he ain't worth your time Hunni as your a catch and he doesn't deserve you if he's mucking you about xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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