Need to get myself together: The beginning
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Aw monz he looks adorable in his school uniformDebt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).0
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Aww how cute is he him his uniform xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thanks
Well the nursery got back to me n reduced outstanding fees to £73.13. I cannot pay until Thursday which means down on my overpayments ! Total joke but I have to I guess xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Well update again on nursery. I was discussing this with a work colleague and she asked if I was given my deposit back of £100. I realise I hadnt so I asked my friend if he had (his daughter was in same nursery class as my boy) he was given it back when he brought her in after her first day of school and I wasnt when I had went in. I emailed the nursery back stating I have not received my deposit back and they owe me £27 back. I hope to hear soon and no way am I paying now!! See if I get a reply
2 days until payday.
10 days until tax creditDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Well update again on nursery. I was discussing this with a work colleague and she asked if I was given my deposit back of £100. I realise I hadnt so I asked my friend if he had (his daughter was in same nursery class as my boy) he was given it back when he brought her in after her first day of school and I wasnt when I had went in. I emailed the nursery back stating I have not received my deposit back and they owe me £27 back. I hope to hear soon and no way am I paying now!! See if I get a reply
2 days until payday.
10 days until tax credit
Fingers crossed they get back to you ASAP they seem quick to take your money but not giving you it back xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Nothing back from them as of yet. Aw I know they were first all over me to get this money back and now its they actually owe me for not giving me back my deposit!? Nah dont think so.
Payday tomorrow woohoo
9 days until tax credits xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hope you hear back soon.....Payday for me tomorrow too ....X
How's things with the man? Feeling all yet lolGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Hey all
Payday
No news from nursery as of yet big surprise..... NOT!
Sam things are going good I quite like him. He is away on Saturday to Magaluf for a week though ! So will be on edge during this time haha
Paid £100 to my overdraft and £51.46 overpayment to my loan (still want to tackle it at same time:))
My normal loan payment is to come out on 1st but will update for now
28 days until next payday
8 days until tax credits xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hey all
Payday
Sam things are going good I quite like him. He is away on Saturday to Magaluf for a week though ! So will be on edge during this time haha
Lol I know what you mean
Why is he going to Magaluf ? ...when the girl of his dreams is right round the corner ..That's you by the way :rotfl:
Make sure he deserves you is all I say ...:D:DGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Haha was pre booked before he met me and he goes every year with his friends lol! Not heard from him today so far but hopefully will
Hows the debt busting going xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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