Need to get myself together: The beginning

Options
17879818384401

Comments

  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    Options
    Aw monz he looks adorable in his school uniform :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10802.94/£15000 (72% saved). Emergency fund - £1550.15/£2000 (77.5% saved).
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    Aww how cute is he him his uniform xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Thanks

    Well the nursery got back to me n reduced outstanding fees to £73.13. I cannot pay until Thursday which means down on my overpayments :(! Total joke but I have to I guess x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Well update again on nursery. I was discussing this with a work colleague and she asked if I was given my deposit back of £100. I realise I hadnt so I asked my friend if he had (his daughter was in same nursery class as my boy) he was given it back when he brought her in after her first day of school and I wasnt when I had went in. I emailed the nursery back stating I have not received my deposit back and they owe me £27 back. I hope to hear soon and no way am I paying now!! See if I get a reply

    2 days until payday.
    10 days until tax credit
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
    Options
    monz wrote: »
    Well update again on nursery. I was discussing this with a work colleague and she asked if I was given my deposit back of £100. I realise I hadnt so I asked my friend if he had (his daughter was in same nursery class as my boy) he was given it back when he brought her in after her first day of school and I wasnt when I had went in. I emailed the nursery back stating I have not received my deposit back and they owe me £27 back. I hope to hear soon and no way am I paying now!! See if I get a reply

    2 days until payday.
    10 days until tax credit


    Fingers crossed they get back to you ASAP they seem quick to take your money but not giving you it back xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Nothing back from them as of yet. Aw I know they were first all over me to get this money back and now its they actually owe me for not giving me back my deposit!? Nah dont think so.

    Payday tomorrow woohoo :)
    9 days until tax credits x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
    edited 26 August 2015 at 10:52PM
    Options
    th?&id=OIP.Mfebcc18a5012f98ba66680113ceca96ao0&w=300&h=300&c=0&pid=1.9&rs=0&p=0


    Hope you hear back soon.....Payday for me tomorrow too ....X


    How's things with the man? Feeling all th_100103kiss_prv.gif yet lol
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Hey all

    Payday :D

    No news from nursery as of yet big surprise..... NOT!

    Sam things are going good I quite like him. He is away on Saturday to Magaluf for a week though :(! So will be on edge during this time haha

    Paid £100 to my overdraft and £51.46 overpayment to my loan (still want to tackle it at same time:))

    My normal loan payment is to come out on 1st but will update for now

    28 days until next payday ;)
    8 days until tax credits x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
    Options
    monz wrote: »
    Hey all

    Payday :D



    Sam things are going good I quite like him. He is away on Saturday to Magaluf for a week though :(! So will be on edge during this time haha

    Lol I know what you mean ;)


    Why is he going to Magaluf ? ...when the girl of his dreams is right round the corner ..That's you by the way :rotfl:


    Make sure he deserves you is all I say ...:D:D
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    Haha was pre booked before he met me and he goes every year with his friends lol! Not heard from him today so far but hopefully will :)

    Hows the debt busting going :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

Categories

  • All Categories
  • 343.6K Banking & Borrowing
  • 250.2K Reduce Debt & Boost Income
  • 449.9K Spending & Discounts
  • 235.7K Work, Benefits & Business
  • 608.7K Mortgages, Homes & Bills
  • 173.3K Life & Family
  • 248.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards