Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hope everyone had a great weekend... couldnt find my purse again this morning... i know i am truly a scatter brain. last time i used it was petrol in car n i definitely put it back in car. so its either in my house n i absenthandledly put it down or i left in car n someone took it... will look tonight lol

    how is everyone 18 days until payday :D
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    You need a bell on that purse of yours lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Aw tell me about it... was on my couch afterall... I am seriously considering an attachment to it lmao!!

    Anyway today got an email from nursery saying I have still to pay £158. They said there is a chance they can take it off from when he was off a week with chicken pox or from week he was off July. Considering I took him out nursery a week early and emailed asking what to pay (and paid their request!) I think its bang out of order if they are making me pay this. Hopefully I will hear back from this and be resolved :/

    Anyway nothing much else to add :) 16 days until pay day and 24 days until tax credits.... still no revised letter on what i to get now lol
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Grrrrr to the nursery, have you got proof of their request if so just show them it saying it was a request for the final bill and this was paid in full therefore you ain't liable for their accounting error xx I would never dream of contacting a parent after thwyve paid there final bill as it would be classed as my error xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Yeah I still have the email where she said last bill was £359.08 and now this email saying they require a further £158? It does not make sense to me at all. Hopefully they will get back to me soon xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    No news back from nursery as of yet so I dont know whats happening.

    15 days until payday and 23 days until tax credit
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
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    monz wrote: »
    Woo £2.50 amazon voucher and near another as well :) £17.50 until target for pay day and hopefyll that will go down in price lol xx

    Also going to see when next ebay freeby weekend is and shove things on x

    Hi, I'm currently working my way through your diary and I just wanted to say you are doing awesome. And I wanted to thank you for mentioning opinion world, I joined on Sunday and have 300 points already :) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hey kindofagilr thanks for reading this :) glad the surveys are working out for you :)

    Still no word from nursery. Hoping no news is good news :/ lol will soon find out i guess.

    14 days until payday and i got my tax letter. will be getting £23 every four weeks woo lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
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    monz wrote: »
    Hey kindofagilr thanks for reading this :) glad the surveys are working out for you :)

    Still no word from nursery. Hoping no news is good news :/ lol will soon find out i guess.

    14 days until payday and i got my tax letter. will be getting £23 every four weeks woo lol xx

    The TC good and bad news then ..lol :(

    Popped by to say ...14 days til pay day for me...oh how i love payday ...:happyhear

    xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Its Friday and I am off next week as my boy starts school. Primary one my baby!! I might not be on much next week but will try at least once.

    I am staying in this weekend, minus going out tonight to TGI's but its with that guy I been seeing and he is paying :D

    13 days until payday and 3 weeks until tax credit x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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