Need to get myself together: The beginning
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Hope everyone had a great weekend... couldnt find my purse again this morning... i know i am truly a scatter brain. last time i used it was petrol in car n i definitely put it back in car. so its either in my house n i absenthandledly put it down or i left in car n someone took it... will look tonight lol
how is everyone 18 days until paydayDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
You need a bell on that purse of yours lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Aw tell me about it... was on my couch afterall... I am seriously considering an attachment to it lmao!!
Anyway today got an email from nursery saying I have still to pay £158. They said there is a chance they can take it off from when he was off a week with chicken pox or from week he was off July. Considering I took him out nursery a week early and emailed asking what to pay (and paid their request!) I think its bang out of order if they are making me pay this. Hopefully I will hear back from this and be resolved
Anyway nothing much else to add 16 days until pay day and 24 days until tax credits.... still no revised letter on what i to get now lolDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Grrrrr to the nursery, have you got proof of their request if so just show them it saying it was a request for the final bill and this was paid in full therefore you ain't liable for their accounting error xx I would never dream of contacting a parent after thwyve paid there final bill as it would be classed as my error xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Yeah I still have the email where she said last bill was £359.08 and now this email saying they require a further £158? It does not make sense to me at all. Hopefully they will get back to me soon xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
No news back from nursery as of yet so I dont know whats happening.
15 days until payday and 23 days until tax creditDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Woo £2.50 amazon voucher and near another as well £17.50 until target for pay day and hopefyll that will go down in price lol xx
Also going to see when next ebay freeby weekend is and shove things on x
Hi, I'm currently working my way through your diary and I just wanted to say you are doing awesome. And I wanted to thank you for mentioning opinion world, I joined on Sunday and have 300 points already xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hey kindofagilr thanks for reading this glad the surveys are working out for you
Still no word from nursery. Hoping no news is good news lol will soon find out i guess.
14 days until payday and i got my tax letter. will be getting £23 every four weeks woo lol xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hey kindofagilr thanks for reading this glad the surveys are working out for you
Still no word from nursery. Hoping no news is good news lol will soon find out i guess.
14 days until payday and i got my tax letter. will be getting £23 every four weeks woo lol xx
The TC good and bad news then ..lol
Popped by to say ...14 days til pay day for me...oh how i love payday ...:happyhear
xxGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Its Friday and I am off next week as my boy starts school. Primary one my baby!! I might not be on much next week but will try at least once.
I am staying in this weekend, minus going out tonight to TGI's but its with that guy I been seeing and he is paying
13 days until payday and 3 weeks until tax credit xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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