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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Update on today. I have called HMRC thats it all sorted. Apparently I am to get a payment next week but will see until my tax credit letter comes in. If I do then I will be more than back on track and I will be up to date with Christmas money plus more money for my sons birthday :)... which reminds me need to book a hall soon :)

    Aw cannot wait to update my signature tomorrow xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Have a good Day :P it's .....th?&id=OIP.Ma19bec86086b0fea6049e4b465036069o0&w=300&h=300&c=0&pid=1.9&rs=0&p=0
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo!!!!! so happy its payday. First thing I done was pay my rent and seen my loan usual payment has came off so I paid the £151.46 extra off and I am officially under £3,000 to pay the loan :D. I am waiting on the interest to be added obv :/ but will sort that out :)

    28 days until pay day ;)
    8 days see if I get any money from tax credits ooooo :P

    Have a great payday everyone including you Sam ... Off to update
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Happy payday :D. All looking fab monz - the loan will be gone before you know it.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • twiggy86
    twiggy86 Posts: 2,681 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Happy pay day! And well done for getting out the 3's and into the 2's!!!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • submarine76
    submarine76 Posts: 142 Forumite
    Debt-free and Proud!
    Well done Monz, getting under 3k is great work. I always look forward to updating my signature too, it keeps my belief going that I can do this, and faster than I ever expected.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks everyone.

    Staying in this weekend with my boy but tonight taking my boy and two nieces to pics tonight and watch Inside out. I must be mad lol a 5, 4, and 3 year old versus me :)

    27 days until payday and 7 days see if i am gonna be getting any money :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • twiggy86
    twiggy86 Posts: 2,681 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Good luck!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • Massive Congratulations Monz, getting under 3k is amazeballs!!!!


    Have a great day ...sadly we got too many to go for the count down to payday :P
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey everyone

    Had a shocking and sad weekend. I went to bank to lift money for pics and treat my boy after work... someone dipped my pocket and stole my purse. I lifted £80. I should have paid more attention. I phoned police cancelled my cards and that but felt awful not being able to take my boy and not being able to sleep thinking the people who done this have my address with my id in purse.

    24 days til payday x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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