Need to get myself together: The beginning 16 September 2014 at 12:38PM edited 30 November -1 at 12:00AM in Debt Free Diaries 4K replies 245.6K views

monz

Every second day... Compromised with JP.. though managing sneak them in some days when he is at work :P Not been doing JE much when I really should just really tired or its days JP off and he is working 12 hour days and having to leave hour before for shift and hour get home after xx

monz

I have not done any JE.  Part laziness part cba...  
All bills went out.  Very account is now just under £150.  I hope to clear that by end of November.  
Question... my mortgage fixed rate ends in May.  Can I phone up now about remortgaging with them before the higher payments come out?xx

abba1772

I think you can query about remortgaging around 3 months prior as I ask my bank and they said they will see me in January and my remortgage isn't due to April 

monz

Thank you!  I checked and its August it ends so will leave it until then and well I got a new car.  Not PCP but Hire to buy   Me and JP spoke about it and means will own at end and such a great deal.  Kia Sportage and collect tonight.  Means hard search will be out way by then and I can try after Christmas and that bring loan down a bit So excited!

Went to Glasglow last night and children loved it.  Took my boy out for his birthday dinner as JP working nights and was off.  Also we got fire works in to set off tomorrow night and his birthday on Friday 10!!???  He has a sleepover on Saturday and I am dreading it at 28 weeks pregnant and 4 children, hoping Flipout still open as i have booked that to try least tire the boys out slightly xxx

monz

So I got my car and in love!!!!  Payments are £175.60 per month.  I updated my spreadsheet.

Managed to survive the sleepover

I have 6 weeks left of work and we finish up for Christmas and when everyone due back to work my maternity kicks in !  Find out on 11 December the date of my section also mental! xx

abba1772

Your pregnancy has flown in monz xx

monz

Morning.  Will try post more!
Done some JE over weekend, think I scare some people into thinking I am going to pop :P  Made £70 which will go to Very this Friday.  Paid next week which will pay off my Very account and also pay towards my paypal credit (oops!)  I will then be left with £200 to pay off on that.  I ahve some JE at weekend so hopefully I can even get rid of that by December pay be amazing.  If not it will be gone by Christmas

I only have to get rest of Connors stuff for Christmas and put money in cards for my niece.  Some chocolates for my sister but I am done

Starting tomorrow will be mostly working from home, due to my hips discolating.  If I am able to do that would be willing to work up to Friday before my boys here :P xx

abba1772

you remember to take it easy hunni xx

hugglemonster

Popping in to say hope you had a lovely Xmas and all the best for a Happy, Exciting New Year!

H x

monz

Happy new Year
And we are back into another lockdown right when maternity starts .  My boy is due this month and if Abba is able to post when hes here be very appreciative   Due to fact I will be a little busy and sore at first lol!

So fed up of lockdown and everything about it but sods law.  Hoping for a better mid February...  Really want my boy to be in school.  MY opinion though.

Only debt is my car and mortgage.  JP is at work but with new lockdown we dont know if this will keep going now   if so I will have to go back to work months before planned.  Hoping I do not have to.  Take care all.