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Need to get myself together: The beginning

edited 30 November -1 at 12:00AM in Debt Free Diaries
4K replies 244.1K views
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  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    I am really the opposite of enjoying plus I am off my anxiety medication so bit hectic with mood swings and worried a lot.  Midwife said I can take them but there is a chance could affect the placenta or growth of baby but will give me scans... so not taking any risk.

    Yeah I am due 31 January, however, section baby this time round (medical problems from first - epidural went wrong and seizures and third tear :()  so be 25 January we have estimated week before but they do not do weekends.  My first was early so it could be early also who knows :) 
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • abba1772abba1772 Forumite
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    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    hope you are coping ok without the meds hunni xx
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £2249.81
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £11494.47
  • hugglemonsterhugglemonster Forumite
    931 posts
    Fourth Anniversary 500 Posts Name Dropper
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    Make sure you take time out to look after yourself especially with stopping the meds.
    Hx
    Debt: New credit card £2291.82 now £2790 Car - Purchased £11,518.40 now £1469.85 Barclays loan 3000 now £1221.83
    PAID - Loan 2 £2200 Computer £646.52, Overdraft 1 £2200 Dad £300
    Emergency fund: £50 General savings: £50
    Aug 2019 starting debt 13,111.79 current debt £5481.68
  • edited 27 August at 9:27AM
    monzmonz Forumite
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    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    edited 27 August at 9:27AM
    Will do my best. Back at work and  being told that my shifts are all later 10-5 instead my usual 9-4 which I am arguing about.  Finish in 16 weeks of work thank god but then maternity.  xx

    If anyone knows where decent maternity clothes I can buy please let me know.  Cheap but good quality ;)

    Also ordering my sons gaming PC for his birthday.  My mum and dad are getting his desk.  I have ordered his webcam, microphone, streaming edit "must have" as he wants to be a youtuber....xx

    Will also get my mums £50 hair voucher.  So that is  her and my younger sister xmas complete.  My dad gets his usual £25 amazon (surveys will build up) JP got his designer sunglasses and will get few more things.  He finished up Rolls Royce and starts Ryanair next month xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • abba1772abba1772 Forumite
    7.3K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    I found H&M maternity range good when i was last pregnant.

    stick to your guns about work but you've not got long to go it'll fly in 
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £2249.81
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £11494.47
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I definitely will!
    18 weeks and 1 day.  We got the babies room new carpet laid down and skirting board... or I shall say JP done it :).  He starts Ryanair in mid end September and I pray it all goes well as will feel so much better when off maternity in January.  
    My boys birthday presents are all completed now :D I can now focus on Christmas.  Wish we knew date for PS5!!!  Or at least can pre order.  Then his main christmas and most of his Christmas will be complete. Only few more things and I will be done.

    24 days until payday.  Hope all is well x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    All bills minus one went out.  Banks looking quite healthy which is good.  Only have one thing this month booked and its a meal and Michel Roux.  It has been JP dream to go here so I booked it after our 20 week scan on 18th September.  Will be expensive but thought be nice treat after... tbf I will be going to chippy after I am not one for fancy food but willing to try.

    Payday is in 23 days will finish everyone else Christmas :D just my boys xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Thank god its Friday

    First full week in work complete, Glasgow is also put down in lockdown (partial again) I am south lanarkshire so it does not affect me ;) .... however what she does hide the fact is saying it is only "house gatherings"  It is hospitals as well - no visiting and also ,means my bf cannot attend 20 week scan on 18th so she better lift it by then as we are in Glasgow hospital for it.... I will argue we are not glasgow residents though.  I honestly do not like her and I was a huge supporter.

    Rant over oops! 20 days til payday thank god lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • abba1772abba1772 Forumite
    7.3K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    Fingers crossed the lockdown is lifted for the hospitals as that's not fair xx
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £2249.81
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £11494.47
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I know I rarely post.  Tomorrow is 20 week scan and I am sure it will work out fine.  I seen in the GRI hospital comments a girl was able to bring her bf.  I am now over halfway woo!  Hoping tomorrow our boys fine.

    Also great news I got my boy and bf their PS5 each.  I had to put it on a card so I have at the moment £707.96 to pay.  I had paid already £200 off,  I started JE again, stopped due to worries etc early pregnancy so £10.25 next week be thrown at it and I will be paid for £250.  This will make it down to £447.47.  I will do what I can :).  Still to get them games and another two controllers but will get there.  I want zero extra payments needed paid out in mean time for debt...but also main Christmas presents are done for main people in my life :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
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