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Need to get myself together: The beginning

edited 30 November -1 at 1:00AM in Debt Free Diaries
3.9K replies 242.5K views
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  • kindofagilrkindofagilr Forumite
    6.8K posts
    Part of the Furniture 1,000 Posts
    ✭✭✭✭
    Awww yay, I just came back after months off, and this is lovely news to come back too :) congratulations :) xx
    Current Debt £35,550.72/£44,856.56 ~ 31/01/20 - 20.74% Paid Off
    Mortgage (Start Date 01/04/09 ~ 30 year term, due to end 01/07/39)
    £79,446.56/£104,409.00 (as of 31/01/20) ~ 23.90% Paid Off

    POAMAYC 2020 #87 £1194.38 ~
    POAMAYC 2019 #87 £10,615.18 ~ POAMAYC 2018 #87 £13,912.57 ~ POAMAYC 2017 #87 £10,380.18 ~ POAMAYC 2016 #87 £7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Thank you!

    I had the NHS scan Friday.  I am due 31 January but with a section needed be week before :)  I am 13 weeks and 1 day.  Booked gender reveal for mid end August :D 

    JP got a job starting 21 September so happy regarding this as been worried about bills when I go on mat leave and statutory maternity pay. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,949.70/£11,848.25 mortgage - £75,600 o/s currently - paid £12,046.16 (£331.47 overpayment)
  • abba1772abba1772 Forumite
    7.2K posts
    Tenth Anniversary 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    Thats's good about Jp getting another job. xx
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £4535.86
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £9186.97
  • hugglemonsterhugglemonster Forumite
    910 posts
    Fourth Anniversary 500 Posts Name Dropper
    ✭✭✭
    Great news about your partners job, hope you can relax a bit now and enjoy your pregnancy/maternity.

    H x
    Debt: New credit card £2291.82 now £2790 Car - Purchased £11,518.40 now £1661.49 Barclays loan 3000 now £1292.80
    PAID - Loan 2 £2200 Computer £646.52, Overdraft 1 £2200 Dad £300
    Emergency fund: £40 General savings: £0
    Aug 2019 starting debt 13,111.79 current debt £5744.29
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Sorry I have not been on.  Being furloughed just rarely on the laptop or that.  

    I am 15 wks and 1 day.  Next week we find out the gender :)

    Not much on debt front tbh got so much going on really I get overwhelmed a lot of the time.  My boy is back at school on Friday :D  Finally
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,949.70/£11,848.25 mortgage - £75,600 o/s currently - paid £12,046.16 (£331.47 overpayment)
  • abba1772abba1772 Forumite
    7.2K posts
    Tenth Anniversary 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    How exciting xx
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £4535.86
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £9186.97
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    It's a boy!!  We are so happy and my boy got what he wished for.  So been shopping like mad and painted his nursery.  His next to you bed arrives today which my bf sister got for us.  His wardrobe arrives this week which my sister bought and I have more or less bought his first years wardrobe in my excitement oops!  My boyfriend also went and got a certain football glasgow team for him, the baby and my boy.  My boy is not a fan of football but he did not want him left out.

    So excited!  16 weeks already, I have midwife on Friday just for blood results etc, not worried as I always think they would know by now as blood was taken 3 weeks ago and if something wrong would have contacted me by now?  My 20 week scan is in September and I am thinking booking 4D scan to surprise my boyfriend round November and hopefully my boy can come too.  Hope all is well and sorry baby post!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,949.70/£11,848.25 mortgage - £75,600 o/s currently - paid £12,046.16 (£331.47 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I am back in the office so will try post more.  What a strange feeling to be back but as I work in money advice Sturgeon says we are allowed back so my furlough is over.
    Payday is in two days.  This means I can finish my sons birthday by getting his gaming PC I seen in offer in Argos.  

    I have also done a chunk of Christmas this year.  Awaiting news when I can pre order PS5 for my sons christmas and all accessories/ games.  My sister/mum is complete.  My bf is half done.  Want this all completed by November latest due to pregnancy :)

    I am now 17 and half weeks :D cannot wait for this to be over.  I know some people love being pregnant... I am not one of them :)

    Hope all is good xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,949.70/£11,848.25 mortgage - £75,600 o/s currently - paid £12,046.16 (£331.47 overpayment)
  • Homegrown0Homegrown0 Forumite
    1.3K posts
    1,000 Posts Second Anniversary Name Dropper
    ✭✭✭
    Sounds like things are going really great for you Monz. Lovely news that you'll have another son. Two boys is brilliant, although I am of course biased :) 

    I am like you - I really didn't enjoy being pregnant and couldn't wait to get my body back. I'd give birth 10 times before I'd go through pregnancy again haha 

    I've also got Christmas on the brain. I'm trying to be organised and limit the panic spending through disorganisation. Will you be due in January then (just doing quick maths).
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • hugglemonsterhugglemonster Forumite
    910 posts
    Fourth Anniversary 500 Posts Name Dropper
    ✭✭✭
    Glad you're back at work, hope you're feeling well despite not enjoying pregnancy - I'm another one who didn't really love it just glad to meet my little ones eventually!

    Great news on being prepared for Xmas, H x
    Debt: New credit card £2291.82 now £2790 Car - Purchased £11,518.40 now £1661.49 Barclays loan 3000 now £1292.80
    PAID - Loan 2 £2200 Computer £646.52, Overdraft 1 £2200 Dad £300
    Emergency fund: £40 General savings: £0
    Aug 2019 starting debt 13,111.79 current debt £5744.29
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