We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need to get myself together: The beginning

Options
1351352354356357401

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Ooooooo I'll look into that need to check it doesn't clash with the Gary faulds concert tho as I'm sure that's October xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw Hope not we can meet and go with kids!! :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    edited 21 August 2019 at 10:09AM
    At £85/£1,200. Will try my best to get it to £100 just before payday. I am quite impressed with myself getting this far in couple days, which I know in grand scheme is not a lot but for me and being a single parent is a lot.

    8 days til payday. I have £30 in my bank and due another £20 from child benefit. If I take £10 off for petrol (may end up £20 depends where I go over weekend or how much my car loves the petrol :/) and say £10 for milk etc, I should be left with £20 more to add to my cup in house. Surveys up now :P

    I am quite positive I can possibly make it to £1,200 without increasing my overdraft.... quite xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • If anyone can do it you can!!!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    End of September I may be able to add £500 to it if I play my cards right and make it over halfway.... hopefully lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    7 days til payday woo!!! Finish off my sons birthday presents set for November (I know this is a total lie and I will guilt buy thinking not enough!) To get him hoverboard, hoverskateboard, and child fitbit. A few games to get too and other things. My mum and dad are getting his TKD outfit and bag which will cost £80 roughly which is what he needs.

    His christmas will be sofabed for his room, bike, PS4 games and I cant remember what else. My mum and dad are getting him a new gaming chair - he picked out the one he likes which is £120 but saw on offer for £60 which reminds me to send them the link lol.

    Got £10 from VO in argos vouchers. Trying to get £30 so I can get a floor lamp that I liked online.

    Survey attack today, try get some more to add to fence fund. also going to put his two small gaming chairs up for sale, they are normally £40 and not a year old. Will put on facebook market £10 each and possibly two for £15. They are in great condition... he normally sits on his bed lol If sold will go to fence fund xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    See what a difference it makes having a goal? Your motivation is through the roof :)

    How do you know that your son will definitely want these things come Christmas? My son rhymed off a few things last night but I wouldn't buy them until nearer the time just in case.

    I've been on the selling wagon too - made about £40 after postage and fees on some clothes. Not a lot, but it all adds up!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    He wants a sofabed for his games room and picked it out. Bike he has grown and too big I always think Christmas when I see. The rest will be games just out etc :) then what he likes. He literally has everything so its hard to buy for him xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Don't put them up for £10 put them up for £20 each then it leaves you room to renegotiate xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I will do that maybe two for £30? I am awful at this. Will give them a scrub tonight, I do not like idea someone buying something off me and its not been cleaned! My boy can play games on his bed lol.

    6 days til payday. Nearly at £2.50 for another OP so will add to fence fund. Literally every single penny being accounted for. I am going to try not increase my overdraft!

    Quiet weekend ahead! Finish Transform 20 tomorrow woo!! Start Insanity Max 30 Monday. Also 13 reasons why is out today. Literally weekend is set for me :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.4K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.