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Need to get myself together: The beginning

edited 30 November -1 at 1:00AM in Debt Free Diaries
4K replies 247.4K views
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  • abba1772abba1772 Forumite
    7.6K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    Ooooooo I'll look into that need to check it doesn't clash with the Gary faulds concert tho as I'm sure that's October xx
    NEXT TARGET: HOME IMRPOVEMENT FUND £6001.17 / £3400
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £15026.05
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Aw Hope not we can meet and go with kids!! :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • edited 21 August 2019 at 10:09AM
    monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    edited 21 August 2019 at 10:09AM
    At £85/£1,200. Will try my best to get it to £100 just before payday. I am quite impressed with myself getting this far in couple days, which I know in grand scheme is not a lot but for me and being a single parent is a lot.

    8 days til payday. I have £30 in my bank and due another £20 from child benefit. If I take £10 off for petrol (may end up £20 depends where I go over weekend or how much my car loves the petrol :/) and say £10 for milk etc, I should be left with £20 more to add to my cup in house. Surveys up now :P

    I am quite positive I can possibly make it to £1,200 without increasing my overdraft.... quite xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    5.2K posts
    Ninth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
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    If anyone can do it you can!!!

    Dxxx
    MFW - £0/£66,498.57
    EF - £0/£8,000
    1% MF Challenge - £0/£665
    Mum IOU - £0/£3,000
    Survey Cash Out - £0/£600
    Goal Weight - 73lbs/95lbs - 22lbs to Lose
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    End of September I may be able to add £500 to it if I play my cards right and make it over halfway.... hopefully lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    7 days til payday woo!!! Finish off my sons birthday presents set for November (I know this is a total lie and I will guilt buy thinking not enough!) To get him hoverboard, hoverskateboard, and child fitbit. A few games to get too and other things. My mum and dad are getting his TKD outfit and bag which will cost £80 roughly which is what he needs.

    His christmas will be sofabed for his room, bike, PS4 games and I cant remember what else. My mum and dad are getting him a new gaming chair - he picked out the one he likes which is £120 but saw on offer for £60 which reminds me to send them the link lol.

    Got £10 from VO in argos vouchers. Trying to get £30 so I can get a floor lamp that I liked online.

    Survey attack today, try get some more to add to fence fund. also going to put his two small gaming chairs up for sale, they are normally £40 and not a year old. Will put on facebook market £10 each and possibly two for £15. They are in great condition... he normally sits on his bed lol If sold will go to fence fund xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • Homegrown0Homegrown0 Forumite
    1.3K posts
    1,000 Posts Second Anniversary Name Dropper
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    See what a difference it makes having a goal? Your motivation is through the roof :)

    How do you know that your son will definitely want these things come Christmas? My son rhymed off a few things last night but I wouldn't buy them until nearer the time just in case.

    I've been on the selling wagon too - made about £40 after postage and fees on some clothes. Not a lot, but it all adds up!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    He wants a sofabed for his games room and picked it out. Bike he has grown and too big I always think Christmas when I see. The rest will be games just out etc :) then what he likes. He literally has everything so its hard to buy for him xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
  • abba1772abba1772 Forumite
    7.6K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    Don't put them up for £10 put them up for £20 each then it leaves you room to renegotiate xx
    NEXT TARGET: HOME IMRPOVEMENT FUND £6001.17 / £3400
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £15026.05
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I will do that maybe two for £30? I am awful at this. Will give them a scrub tonight, I do not like idea someone buying something off me and its not been cleaned! My boy can play games on his bed lol.

    6 days til payday. Nearly at £2.50 for another OP so will add to fence fund. Literally every single penny being accounted for. I am going to try not increase my overdraft!

    Quiet weekend ahead! Finish Transform 20 tomorrow woo!! Start Insanity Max 30 Monday. Also 13 reasons why is out today. Literally weekend is set for me :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £702.40/£10,536 (56 month left) mortgage - £73,630 o/s currently - paid £14,332.64 (£376.66 overpayment)
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