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Need to get myself together: The beginning

edited 30 November -1 at 12:00AM in Debt Free Diaries
4K replies 245.6K views
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  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    The police did not even bother to show. Left voicemail 9pm at night to reschedule, I was not going to but after speaking to Abba I will :) It could happen to someone else.

    Thank god its Friday, its pouring down which is my favourite type of weather but worried about the drive tomorrow. Will decide tomorrow morning, I really want to go but safety comes first.

    20 days to payday, 5 week months drag in!! Next weekend just have my works AGM and my niece dance show. Other than that will be a quiet one and watch the pennies lol.

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Ninth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
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    Jeezo you're having an eventful time of it!

    Wonder why people get so crazy about stuff like that.

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Morning. Well I tried to drive down to Manchester. I got to just at Gretna services and the floods and roads were beyond awful. I seen three bad crashes and one I do not think the person survived. The rain was worst I have ever seen. It resulted in a bad anxiety attack at Gretna services and I could not go on anymore, I waited twenty minutes and drove home in absolute fear. I could not move that night once home and slept on off drained. Yesterday was a right off as well.
    This morning suffering from tinitus, which is god awful, static noise in ear and everyone sounds like a robot.

    Got someone coming tonight to price how much it would cost to build me a fence in the garden. Just so I know how much to save. Hoping £300 (wishful thinking!) but guessing be double that if not more :(

    17 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Ninth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Aw hon, that's horrid so it is.

    The weather was atrocious over the weekend.

    Fingers crossed for your £300 quote!

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • JennyJukesJennyJukes Forumite
    314 posts
    100 Posts First Anniversary I won, I won, I won!
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    monz wrote: »
    Police are coming round tonight. The other day a woman couldnt get into a space she wanted as I was next to it (but there was a car behind me so I could not move) and she got out and started punching my drivers seat window. Luckily I did not have my son but because she took pictures of my car and tried to of me I had to file a complaint as police said she could put something on fb and i may get harrassed.... great :/
    monz wrote: »
    The police did not even bother to show. Left voicemail 9pm at night to reschedule, I was not going to but after speaking to Abba I will :) It could happen to someone else.
    What the heck!!
    Hope you're ok monz - that's awful.
    Recently someone broke into my car. They only stole a lunchbox and an empty file I use for work. Police told me someone would be out in 5-7 days... um.. the evidence would be gone by then! They didn't end up calling me at all!

    But you're right - you should report it and speak to the police to cover your back and so they have a record in case it happens to someone else.
    Saving for:
    Emergency Fund: Complete :j
    House Deposit: On-Going
    Second-Hand Replacement Car: On-Going
    And whatever else the future brings... :)
  • Glad you made it home safely after the bad journey Monz, hopefully you will get a quiet week to recharge your battery.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    And just like that my son is back to school!!! Primary 5 :) The poor soul actually got dragged to our old house as i used to take a photo just outside it and wanted to carry that on... I have promised him though will stop after primary 7 for when he starts high school :P

    2 weeks til payday. This weekend I have my works AGM :( , then my nieces two hour dance show.... other than that will be a quiet one. Will need to buy some food thats about it really.

    Had someone come out to price what it will be for new fencing... awaiting a price still. Got another one coming out tonight also. I want to ask about before deciding and also so I know what to save lol! 25 metres worth so I think could be a pretty penny :(

    Going to catch up diaries xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • abba1772abba1772 Forumite
    7.4K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    It will be expensive but it'll be so worth it........think of it as an investment what you improve on your house will make its value go up xx
    NEXT TARGET: SAVE £4000 FOR RE-RENDER FUND £1560 / £4000
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £15026.05
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I had in my head £300-600 wishful thinking I am beginning to think haha! Think more lines £1000 now :( Hopefully take pity on me :P

    13 days til payday. I have £90 in bank (still to receive £42.40 of child weekly benefit but that normally goes into petrol for car) and a bill due out of £28. I can manage only need some food anyway :)

    Nothing much else to add. Have a good weekend. Also its a year today my boys appendix burst and was rushed to hospital. Cannot believe its been a year, so scary that time when it all happened x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • edited 16 August 2019 at 2:50PM
    badmemorybadmemory Forumite
    4K posts
    1,000 Posts Fourth Anniversary Name Dropper
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    edited 16 August 2019 at 2:50PM
    Why not go UPVC (well at least I think it is). Guaranteed for 20 years & no painting/replacing panels required. Yes it is very expensive but once its done it is done.


    ETA try cocklestorm composite UPVC panels for the sort of thing I mean
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