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Need to get myself together: The beginning

edited 30 November -1 at 12:00AM in Debt Free Diaries
4K replies 245.1K views
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  • LABMUMLABMUM Forumite
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    That's what I have been doing raiding the savings Homegrown0
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  • monzmonz Forumite
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    Monday blues :(!

    However, 4 days til payday woo! Putting £150 aside for my sisters birthday and paying off £75 to my overdraft bringing it down to £325. Also going to start my sons birthday shopping and looking for deals on his party which I swore I was stopping last year :P There is a combat city near my house and was thinking letting him pick 5 friends and they can go there. Will need to pop in this week to price it, after can come to our house and get like dominoes delivered or that.

    Oh and need to get the rest of my sons school uniform for going back. All I need to get is his jumpers/tshirt with school brand, normally £50 and then his school trainers. For them I usually go to Nike Outlet up East Kilbride :) xx
    Cannot wait to get started :).
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £0/£10,536 (60 month left) mortgage - £74,950 o/s currently - paid £12,959.64 (£344.93 overpayment)
  • monzmonz Forumite
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    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Next year thinking of getting a under stairs toilet installed? Done some looking and seen it can cost just under £3K has anyone done this?
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £0/£10,536 (60 month left) mortgage - £74,950 o/s currently - paid £12,959.64 (£344.93 overpayment)
  • abba1772abba1772 Forumite
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    I want a downstairs toilet put in as well but need to wait til Abbie moves out as their is a built in cupboard which would be ideal xx
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £0.00 25.11.20
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £13896.81
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    I am going to ask about, I would get a small loan for this but heard can add quite a lot of money to your house plus also would be great to have at home :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £0/£10,536 (60 month left) mortgage - £74,950 o/s currently - paid £12,959.64 (£344.93 overpayment)
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Payday tomorrow yay :)!

    Tomorrow will reduce my overdraft (thinking of biting the bullet to £250)
    Pay for my sons party (deposit is £120)
    Get his school shoes and trousers for going back to school in 3 weeks.
    Put £150 aside for my sisters 40 (another £150 will be added end of August and pay it off)

    Also going to start my boys birthday presents shopping :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £0/£10,536 (60 month left) mortgage - £74,950 o/s currently - paid £12,959.64 (£344.93 overpayment)
  • abba1772abba1772 Forumite
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    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
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    What are you getting your sister ???
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £0.00 25.11.20
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £13896.81
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    My older sister I booked the suite at the Crowne Plaza in Glasgow for her, all meals included. It is where she had her wedding reception for her and her husband and its their 5 year anniversary this year. They are going to decorate the room with balloons and champagne out, I will have the girls for a sleepover at mine. If I gave her money would spend on girls so I think she will like this. My brother in law knows and loves it!

    Overdraft down to £250.
    After work pay for party, get his school shoes and buy food to live on lol.

    Maybe I should set up a crowdfund page. Everything is money money money lol :(

    35 days until payday yikes!

    Also my best friend starting a job in mine 2 September its official. My mum is giving her the job. Been besties for 13/4 years and my mum loves her. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £0/£10,536 (60 month left) mortgage - £74,950 o/s currently - paid £12,959.64 (£344.93 overpayment)
  • abba1772abba1772 Forumite
    7.3K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    Aww that's lovely gift xx
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £0.00 25.11.20
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £13896.81
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I hope she likes it :)
    Thats my boys party paid for.... well £120 towards it lol that is only for 8 children and counted approx 15 will be going yikes!
    Started his birthday shopping a little bit also.
    Took him to EK nike outlet got two lovely pairs of trainers. One black for school and one white pair. Total £38. Now a size 3 in trainers and he loves them. Also went to sainsbury got his shorts and trousers. I did get some from Aldi but I wanted a really good pair trousers. School uniform sorted and ready for going back in less than 3 weeks :D Just school hair cut like day before as his hair grows so fast.

    Overdraft down to £250 woo! As soon as that is gone, my only debt is my mortgage (oh and car spose but thats on lease) soon that will be under £80,000 :)

    34 days until payday x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £0/£10,536 (60 month left) mortgage - £74,950 o/s currently - paid £12,959.64 (£344.93 overpayment)
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