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Need to get myself together: The beginning

edited 30 November -1 at 12:00AM in Debt Free Diaries
4K replies 245.6K views
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  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Well I cleaned out the top and used bicarb soda and white vinegar to clean inside at 60 degrees and had no problems... I wont even lie I got too scared to open front in case a spider jumped out haha! I will do a washing tonight and if any problems I shall try face my fear (or ask my dad) to check...

    28 days to payday will check my balance today as most bills due out now. I did treat myself to a River Island top (ebay £4 with tag on) and Diesal jeans (£10 - with tag on and probs fake but if look good I do not care)

    quiet weekend ahead wooo! Only spending if needed should be on milk or bread.xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    27 days until payday... 27 long days lol

    mortgage is under 80k :D

    quiet weekend ahead. Nearly halfway through Transform 20 and next one will be insanity Max 30. Shaun T is really the only one I stick to lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Morning, I may have been slightly drunk Saturday night in my friends... but didnt eat crap :P all about balance ;)

    24 days until payday. This week I am meant to be going to Manchester but will see nearer time how my head is.

    Week 4 of Transform 20 this week :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    22 days til payday.

    Decided I will go to Manchester this weekend as they came up to Glasgow for my sons communion and paid for a hotel etc when I had "family and friends" who did not even bother to make any effort.

    It is only for the day and driving down in morning and driving home at night but I will go down.

    Friday night is clean house, iron and transform 20. I finish week 4 Saturday early bells :D! Week 5 next week is the final chapter, I done a sneaky weigh in (Abba do not grass me to the group!) and have lost 3 pounds so far in chapter 2. Total in 4 weeks so far is 8 pounds so on target to lose 10 pounds by end of August :D!! Be a push but will try extra to get that stone off :P

    Nothing much else to add, have a good day.

    Hurry up payday also again :( xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • abba1772abba1772 Forumite
    7.4K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    Go you with the weight loss I'm so jealous but you're working hard, I really want to get back into the fitness DVDs but my shoulders are still giving me problems but I think I'm just going to go for it and see what happens xx
    NEXT TARGET: SAVE £4000 FOR RE-RENDER FUND £2236.52 / £4000
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £15026.05
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Ninth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Go you monz!!

    Doing amazing as always.

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • Hope you got the washing machine running properly again, by unfortunate coincidence mine started tripping the electrics last night every time I switched it on. I'm going to have to count my losses on this one.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    It has *touch wood* been working fine since I cleaned it out :)

    Police are coming round tonight. The other day a woman couldnt get into a space she wanted as I was next to it (but there was a car behind me so I could not move) and she got out and started punching my drivers seat window. Luckily I did not have my son but because she took pictures of my car and tried to of me I had to file a complaint as police said she could put something on fb and i may get harrassed.... great :/

    Anyway 21 days until payday now. Weather depending is my thoughts of Manchester as driving down but there has been loads of floods :( xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car - £351.20/£10,536 (58 month left) mortgage - £74,300 o/s currently - paid £13,412.10 (£356.14 overpayment)
  • Makes you wonder what's up with some people! Hope you weren't too shaken up at it, must have been quite a frightening experience. Hope the weather breaks for you, I gave up looking at the weather forecast as it was usually not good news!
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000
    BTL Mortgage £38,000
  • abba1772abba1772 Forumite
    7.4K posts
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    Omg what a fruit loop.........it was only a space !!!!!! hope your ok monz xx
    NEXT TARGET: SAVE £4000 FOR RE-RENDER FUND £2236.52 / £4000
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £15026.05
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