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Need to get myself together: The beginning

edited 30 November -1 at 1:00AM in Debt Free Diaries
3.9K replies 240.8K views
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  • badmemorybadmemory Forumite
    3.7K posts
    1,000 Posts Fourth Anniversary Name Dropper
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    Do they make or just sell the furniture? If just sell, can you tell who makes it & try going direct?
  • abba1772abba1772 Forumite
    7.1K posts
    Tenth Anniversary 1,000 Posts Name Dropper Car Insurance Carver!
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    That's terrible about the couch, I would put in a complaint after you've received your couch and include trading standards with your complaint xx
    NEXT TARGET: NONE TIL AUGUST 2020
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £8300.48/COLOR]
  • monzmonz Forumite
    4K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    I will look and see if I can find the address and do that Abba. They sell the couch. The website still says that price I saw so its not changed.

    Went to Carlisle, safe to say I will not be going back, without going into details I am really let down by what happened.

    10 days to payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,789.71/£11,848.25 mortgage - £75,920 o/s currently - paid £11,591.36 (£326.68 overpayment)
  • kindofagilrkindofagilr Forumite
    6.8K posts
    Part of the Furniture 1,000 Posts
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    Sorry to hear you had a bad time :( xx
    Current Debt £35,550.72/£44,856.56 ~ 31/01/20 - 20.74% Paid Off
    Mortgage (Start Date 01/04/09 ~ 30 year term, due to end 01/07/39)
    £79,446.56/£104,409.00 (as of 31/01/20) ~ 23.90% Paid Off

    POAMAYC 2020 #87 £1194.38 ~
    POAMAYC 2019 #87 £10,615.18 ~ POAMAYC 2018 #87 £13,912.57 ~ POAMAYC 2017 #87 £10,380.18 ~ POAMAYC 2016 #87 £7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • monzmonz Forumite
    4K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Morning. 9 days until payday. Hopefully hear about delivery of my couch next week :)

    Newcastle following weekend with my friend I got her for her 30.

    My boy got an outstanding report card. Shows them for what they put us through a few years back of torture implying about him. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,789.71/£11,848.25 mortgage - £75,920 o/s currently - paid £11,591.36 (£326.68 overpayment)
  • Purplemumof2Purplemumof2 Forumite
    7.8K posts
    Part of the Furniture 1,000 Posts I've been Money Tipped!
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    monz wrote: »
    Went to Carlisle, safe to say I will not be going back, without going into details I am really let down by what happened.

    Oh no. I really hope you're ok? :(
    monz wrote: »
    My boy got an outstanding report card. Shows them for what they put us through a few years back of torture implying about him. xx

    Yay! Well done to mini Monz, what a super star! :j xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £7070.00 :mad: Lloyds: £7850.00 :mad: MBNA: GONE :)
    Feb LTW 2/20
    PAYDBX 2020 #041 PD £298.03/£8000
    Xmas Pot £52.85/£500 ~ EF £280/£500
    20p Savers 2020 :) £2 Savers 2020 :) 50p Savers 2020 :) SPC 13 2020 #003
  • monzmonz Forumite
    4K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    morning.
    7 days until payday thank god!

    Tonight seeing my friend and treating her to chinese will not say why but it is very much needed. This weekend going to Driftwood with my friend to use our groupon and then hers for some drinks. Then a quiet one for rest. Want to proper clean my house for new couch in couple weeks and hope I get a phone call next week about delivery date. If I do not hear by Wednesday will contact them and ask about it.

    Finish up next Friday for my summer holidays,will be just days out with my boy .... unless I win money... lets all laugh at that lol :P

    Off to read some diaries xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,789.71/£11,848.25 mortgage - £75,920 o/s currently - paid £11,591.36 (£326.68 overpayment)
  • monzmonz Forumite
    4K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Morning. Sorry I have not posted. For no reason just did not post lol.

    Two days til payday finally! Will have my couch money ready (awaiting call for delivery date this week, if not heard by tomorrow will message and ask)

    The weekend was really good. Friday night ended up being lets say drunk understatement but really needed it tbh, in my friends singing (albiet so badly, theres video backing my claim up though my friends a liar saying I was on point....) Saturday I had my niece and took her to softplay and Sunday me and my boy chilled by walking everywhere as we love walking :D

    This weekend Friday night quiet one but packing as off to Newcastle for the weekend :D I cannot wait! Off following two weeks and have a few things planned with my boy like getting his mop cut (spiderman design in as hes allowed any design while off school) going to see Spiderman, day trips out here and there in Scotland also :) No holidays abroad but sacrificed for couch :D

    Nothing else to add that I can think of. Had an unexpected factor bill for my house but I had the money to pay for it. Also as couch bill higher than normal only paying off £50 to overdraft and bringing it down to £500. I have to take in holidays for this.

    July I have savings to think of, my sisters 40 to pay for and my sons school uniform to pay for going back (not even summer holidays and I am thinking of this already :P) plus he needs new trainers but getting this off June wage :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,789.71/£11,848.25 mortgage - £75,920 o/s currently - paid £11,591.36 (£326.68 overpayment)
  • abba1772abba1772 Forumite
    7.1K posts
    Tenth Anniversary 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    I've already bought kks school jumpers and trousers and they don't finish school until Friday xx
    NEXT TARGET: NONE TIL AUGUST 2020
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £8300.48/COLOR]
  • monzmonz Forumite
    4K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Aw I would but he grows so quick nearly 4ft 8 now... 8 years old!! we giant lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £4,789.71/£11,848.25 mortgage - £75,920 o/s currently - paid £11,591.36 (£326.68 overpayment)
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