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Need to get myself together: The beginning

edited 30 November -1 at 1:00AM in Debt Free Diaries
4K replies 243.8K views
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Replies

  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Ninth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Aw hope you're feeling better.

    Nothing worse chick.

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Woohoo payday!!!

    Paid another 100 off my overdraft at 550 now. Should be 500 but seeing end of month and will do day before payday. 500 now in savings and for couch :D! Cannot wait until july and my couch!

    Got Carlisle in middle June to see my friend, trains already been paid for and its in her house so wont spend much. Got Newcastle end of June and thats after next payday :) Plus I referred someone to my sisters work and getting 220 for that, so this will cover hotel and train for Newcastle :D!

    This weekend gonna be a quiet one :) trying to sort myself out with things.

    I also booked on booking.com my sisters 40th surprise. Overnight stay at Crown Plaza where she had her wedding reception. Dinner and breakfast included. Need to save 255 for this. Aiming to pay off by end of August.

    28 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Ninth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Yay to payday and all your fab plans!

    Love booking.com. I booked the B&B for Rome on there.

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I keep forgetting abt HMRC letter to take into work :(!! Will try to remember tomorrow!

    Hotel for my sister 40 called and upgraded her room to a suite :D as I wrote a message about her 40th and they gonna decorate it for free for me :D!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Ninth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Aw amazing!!!

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Forgot HMRC letter. Dolly, Abba think I need you to mail me tonight and remind me oops!

    All bills now out minus netflix and home insurance. Mortgage have now paid over 5 thousand. Interest was 143 :( but I overpaid just over 13 big spender lol! Got loads for my house getting more done :)

    24 days to payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • Dolly_RockerDolly_Rocker Forumite
    4.9K posts
    Ninth Anniversary 1,000 Posts I've been Money Tipped! Debt-free and Proud!
    ✭✭✭✭
    Every little overpayment helps monz.

    I will try to remember to remind you :p

    Dxxx
    DF 2018 £12,754.09 - PIF 30.11.18
    My Home Fund £3,200.00
    Goal Weight by December 2020 11lbs/91lbs
    I have 4 Nationwide Referrals left, PM me for £100 to switch accounts, link in 1-2 working days
  • abba1772abba1772 Forumite
    7.3K posts
    Tenth Anniversary 1,000 Posts Name Dropper Car Insurance Carver!
    ✭✭✭✭
    I'll also try to remind you xx
    NEXT TARGET 14.09.20 : HUBBY'S LAST CC WAS £5095.00 NOW £2673.46
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £11071.82
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    Ah I forgot again. As soon as home tonight its going in bag :(!

    23 days until payday. This weekend is my niece communion - got her a personalised keepsake box for it. Other than that quiet weekend :) Following weekend is Carlisle then my other niece birthday party - I have got her that luvabella doll (gives me the creeps!), I need to get my friend her birthday present next week - no idea what though ahhh!

    Feels busy but really it is not lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
  • monzmonz Forumite
    4.1K posts
    Ninth Anniversary 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ✭✭✭✭
    I brought the letter in. Women in work agree its a joke. To phone tomorrow they think could be written off or even pay £10 per month back as normally they are very accommodating.. Will see tomorrow, after I ask for breakdown etc, from 2014 as well!?

    22 days until payday. The communion box arrived and it is stunning. Need a nice bag for it to go in. Gonna shop online n browse see what I can get my friend for her birthday, if all fails a bottle vodka should do the trick lol.

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) car PCP - £5,109.69/£11,848.25 mortgage - £75,270 o/s currently - paid £12,506.03 (£341.33 overpayment)
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