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Need to get myself together: The beginning

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  • Eeeeeek to the overdraft!!!

    If your brother doesn't take it away see if the local weans want it for a bonnie in November :p

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    hahah they can have that awful shed and fence for all they want :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Woo payday!!!

    I have paid off my sisters birthday present, got my sons main present of hoverboard and a basketball indoor hoop thing.

    Near end of month I am due hopefully £500 but that will go finish off fence fund £250 from clearing overdraft and whatever I still need to add.) then the rest will go get the rest of his birthday and sign that off :) November and December birthday sorted!

    Is it bad I am already thinking of September wages in 4 weeks. That will get my nieces xmas of fitbits each for children. My mum and younger sisters vouchers for their hair.

    Then all I need to get is my sons main one in October wage - sofabed, bike and PS4 games etc :)

    Means December wages will be none for Christmas needed and also start decking fund next ahh oh and book our summer holidays :D We are definitely going away next year!!xx

    28 days til payday
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Eeeeek go you!

    You are like superwoman so you are.

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's quite a plan you'll defo be organised this year xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    You've got it all worked out - I'm always impressed with your goals and how you go about getting there. Exciting times!

    Question about the hoverboard - what did you go for? My eldest told me this week that's what he wants for his Christmas (he's almost 7) and I thought he was too young for it but wanted to start looking at them properly and researching. All i know about them is they were causing fires in peoples' houses when they first came out years ago!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I had done my research on it first! I got the one most reputable though a little more expensive and with separately bought the balance holder as if your boy is anything like mine can trip over his own foot standing loll

    https://www.amazon.co.uk/gp/product/B07KW2LD82/ref=ppx_yo_dt_b_asin_title_o00_s00?ie=UTF8&psc=1

    balance stand

    https://www.amazon.co.uk/dp/B07B3TC88B/?coliid=I2ZDMN9JHXRJO8&colid=DVB8NU58PFFJ&psc=1&ref_=lv_ov_lig_dp_it

    I have also got the go kart attachment so can be that also. I gotthat last month wages :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    That's awesome - thanks so much for that Monz!

    My boy sounds exactly like yours - zero coordination when it comes to things like this. My husband is really keen on getting him the go kart attachment too ("that's awesome!!!" - who's the child and who's the adult?). Did you get that from Amazon too?
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I got that from ebay £30 https://www.ebay.co.uk/itm/Hoverkart-Seat-for-Hoverboard-Kart-Racer-GoKart-Swegway-Balancing-Scooter-white/333073160805?ssPageName=STRK%3AMEBIDX%3AIT&_trksid=p2060353.m2749.l2649

    What a nightmare getting my hair done. The girl had messed up someones hair and they told me ten minutes and over 2 horus later they finally saw me. By then I was worked up my anxiety mental, still had loads to do, had to ask my mum watch my boy and do my exercises plus not rested! They then said would not tint my hair only half head foils and ignored me when I stated I wanted this n i was so annoyed. Do you ever get so annoyed n worked up tears form... yup and they were all like aw you ok can talk to us blah blah... but then I stated look I have anxiety I just want home and a girl actually stated do you think it could be boderline personality disorder... I am sorry but I am blown by that statement and now I am just a mess over it. I got out finally at 940pm and thats with them just blasting my hair dry n me saying dont bother styling it. Am I overreacting?

    27 days til payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Absolutely not.
    The basics of customer service are to ensure that you provide what the customer has requested and they have clearly not done that.
    As to your anxiety, it is NOT their place to make comments or to attempt to make a diagnosis...
    I may have mentioned this before but please, check out The Holistic Psychologist (Dr Nicole LePera) she's on Insta and YouTube. She has been a great help with my MH
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
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