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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I am quite lucky in a sense I am turning 30 in January and I know I will receive money from my grandad and that inbetween. I use lucky lightly lol. I will get money in next couple days so I know what else to pay off extra.

    Going to America in May :) I done summer camp and stayed out for 6 months after so going back for two weeks, thats my birthday present from my mum and dad so I can go and they will watch my boy :D. My best friend lives there which is his godmother.

    Nah not last day. As I pay privately, he is in Monday full day, Tuesday half day and same following week. I pay £615 a month and get no holidays from nursery so getting money worth lol unless I plan a day out.

    Ah thats way to be extra money pay off debt :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Got £2.50 in Opinion World today. Going to save this up to £30 and get a gift card with it. My dads birthday in March and think he would like to be able to get what he wants on that instead of a main gift :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Oh I would too I think if I was paying that much for childcare I would be sending him for Christmas lunch too lol A friend of my sons done the summer camp 2 years ago and she done the same went back out there the year after before she settled into Uni teacher training, sounds like a perfect few weeks away, thank god for skype to keep in touch with your son, eh.

    I had my freedom back for my 30th birthday I don't know if it was a mini meltdown still lol, I remember being sat on my bed a week before my birthday and thought sod it time to move on within a week my oldest 2 kids dad had moved out and I got a new job on my birthday and started a new phase in my life, my poor hubby had a serious panic on what would happen when I hit 40 haha.. Well done on your vouchers I will do a few when I go to work tonight lol x
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Yeah I am worried this will be first time I have been away for so long, so thinking I might say 10 days instead. See what deals are on offer though.

    Thanks. Love my vouchers. I usually go through a phase where I hate them and stop but I know this time I have to keep it up and it can pay for birthdays and that throughout the year plus treats for myself lol x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Keep posting as it's infectious you're encouraging me to do more surveys xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Received 100 from my aunt for Christmas I paid 50 of it so I have now bet my Christmas target without my December pay off of 1 January woo :)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    My next mini target is loan to be under £3,750 by March. Think I can do it :)! Xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey everyone. Not much to say today my last day in work so I probably wont be posting as much/surveys but I will be doing my nosey :P

    Anyway 38 days until payday argh!! Lol this week wont be bad as I just need to do mini top up shop. Its afterwards lol I have a date though this week :D Drunk me decided that I wanted the Dj's number on Saturday lol and I got it haha he asked to take me out this week over Xmas haha why not :) x

    Have a great Christmas and New year everyone. xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Ccarter
    Ccarter Posts: 149 Forumite
    Defo go for it! How exciting! Keep us posted how the date goes :-)
    Debt free by XMAS 2015 #027
    Barclaycard: £0.00
    Divorce: £0.00 :j
    Kitchen: £0.00 :j
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Have a fab date xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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