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Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey yeah I just want to lump it into debt get it away lol plus I am doing savings for other things on side :)! Once I go to America I will have an extra £125 a month as well which is good.

    Anyway, 3 days until payday though not counting it until 9 days aka Chrsitmas day lol :)! And 3 days and off for two weeks :D I will try stay on but will not be as much though.

    I got £2.50 today for surveys and 65 points away from £10 amazon from ipsos so hopefully soon! I ordered my son a robot dog as I had £7.50 amazon vouchers and it was £6. Little bit extra for him :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hi monz.

    Just catching up with your diary, still in total awe of your money making from surveys. Sounds like you've got a good plan for next year. I like Aloof's idea of doing a 26 week saving plan - might do something like that for next year as don't think I could keep up the 52 weeks.

    Hope your son likes his robot dog :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Miss Tara. Not done good today so far and nothing from ipsos :(! Its like they know I am close argh lol

    Anyway. two days until pay day :) and 8 days until I acknowledge :). It will be very long time until my next pay day 28 January yikes! Thankfully my birthday is inbetween so will help i hope :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Just found ten pound in my coat so putting that to my 35 week saving, I am more than ahead of my weekly savings as well.

    Cannot wait to pay more to my loan lol payday haha. Also will be officially under 4500 soon :P x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Update from me today. Looks like today is going to be a no spend. I used to my butchers card for my meat :)

    So I have fresh meat for dinner tonight and get my boy from nursery then quick dinner and then taekwon do.... my mission is to find his new troussers I got him for his nursery party and cannot find anywhere :(!

    Other than that no spend :) woo.
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Me again.... I am addicted lol Just noticed that in Jan/Feb wages/savings I will be paying off a huge £700 to loan and potentially could be £800 :D! So happy to be making this dent in the loan :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • twiggy86
    twiggy86 Posts: 2,679 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    That's great! That's a big dent!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    thank you Twiggy. The 300 chunk will be from my weekly savings and in January I can start paying double the amount I am having to pay each month. My thoughts are just pay off sooner the better :). Means Debt free hopefully early 2016:D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • You are doin fab monz.

    This debt will be gone in no time!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Aw I hope so Dollrocker :)

    After America I can commit more, my first thing after will be getting my son things for school then full on debt attack :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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