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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's a great amount to clear in the new year well done xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Aloofdragon
    Aloofdragon Posts: 339 Forumite
    I am so tired reading your posts sometimes lol...
    That's a huge chunk !! I am the same I would put every spare penny into repaying if I lived alone sadly my hubby wants one of those things rich people have ....lives lol So I have to find a happy medium to balance the books. Are you all done for Christmas now? soon be here I am glad we don't get paid until new year with hubby cos it would kill me sitting in the bank I hate having money in my purse on Christmas eve which sounds crazy but its the truth I need to find a self help book to mend my broken mind haha...


    I am bored silly in work got 35 mins til I break out of this hell hole lol .. x
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Sorry Aloof I honestly get something into my head and I am like must write haha!

    Yeah mostly done just few lil odd things to get :). Mostly for people I can leave til after Christmas.x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    edited 18 December 2014 at 12:28PM
    Hey everyone

    I will be good and only post once today, felt bad yesterday.

    Tomorrow is payday :)! Also I finally got my £10 amazon from Ipsos and £2.50 from opinion world. So I managed to finish off Christmas for my son and my mum couple extra things :). This month means I have made £47.50 amazon vouchers in 3 weeks :D

    Today is Christmas lunch for work and my work is treating us I found out so I can transfer £10 to my 365 :D

    I cannot wait to proper update my status either. Have a great day today everyone x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Its your diary monz, post as much as you want - always love reading your updates :)

    Well done on the survey payouts and enjoy your christmas lunch x
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Ratison
    Ratison Posts: 263 Forumite
    Debt-free and Proud!
    Yep keeping posting Monz - I love your diary, makes me feel really inspired to work even harder at clearing my debt!
  • twiggy86
    twiggy86 Posts: 2,679 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    That's some good going earning all those rewards! Well done for having the patience!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • Aloofdragon
    Aloofdragon Posts: 339 Forumite
    Defo keep posting I didn't mean length of your posts or how many I meant your so so upbeat and bouncy like tiggr out of pooh bear lol fab news on claiming. Hope you have a fab lunch and whoohoo to it being free x
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning :)

    It is payday. This morning I put £26.46 overpayment to my loan (my December pay of normal pay comes out 1st January.) I am hoping any money I receive at Christmas will also contribute to this and cut it down more :).

    I am also halfway there with money for America :D!!

    So now its *gulp* 40 days until my next pay day. Need to be careful this month but I know I can manage if I am careful. x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aloofdragon
    Aloofdragon Posts: 339 Forumite
    O wow 40 days is yonks can see how everyone gets into a hell of a mess this time of year can't you thats without all the credit card statements coming ... For the first time in my adult life there is nothing on a card this year !!!

    When are you going to America? I bet it was so nice to hit that 50% on your spreadsheet:D I know I would have been..

    And that's my plan too any cash or vouchers will get paid off my target card and broke the lovely news to hubby that any spare cash in bank pay day eve is going off the card too I will get this cleared asap x Is it lil un's last day today ? x
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
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