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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Oh no monz hopefully it's sorted out asap

    Maybe suggest to your lawyer you want a discount of the final bill due to shoddy customer service xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What a 24 hours!

    I got my forms and signed them with witness signature. Will walk to my solicitors on my lunch to hand in (asking for a slip proving handed in !)
    I also got my fees so taking out all the deposit and lawyer (joke!) fees I am left with 978.04. I am paying my mum 500 and will be left with 478.04 and my new bed will have 238.04. That is more than enough for paint etc :)

    When I finish work will go to bank and transfer all over

    The sellers are signing the forms today so Monday with all being set will contact council tax etc about moving.

    6 days to payday
    7 days to moving
    3 weeks and 3 days until Spain
    4 weeks and 4 days until see my cousin and her baby

    Also payday will be booking hire car for Belfast xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Remember once you get your keys there's no rush regarding decorating.......it's yours so take your time and enjoy it as you defo deserve it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Thanks Abba

    Just back from solicitors and actually met him... I swear he knows f**k all , everything was aw I dont know .... I text the daughter to let her know that I have now signed my forms and when finished transferring my deposit over. Hopefully she can tell me if her parents have signed the forms. All he said was they will get the money from HSBC on Thursday 28th and transfer to their solicitor morning of Friday so can (maybe) move in on Friday 12 noon 1pm.
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So forms have been signed by the couple, I only know as daughter told me not the solicitor.... and fees/ deposit has been sent (charged me 20 to send my own money over :(!) its now out my account this morning arhhhh! Awaiting word from my solicitor to confirm he received it and on contract.... in other words I will have to phone him on my lunch :/

    3 days to payday
    4 days to moving
    3 weeks until Spain
    4 weeks and 1 day until see my cousin and her baby
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 25 June 2018 at 10:38AM
    I want to say WOW to this, but it's not unsurprising that you're having hassle. I've never heard of anyone who has had a smooth ride in buying or selling a house!

    Hope it all goes smoothly from here on in and you get the keys on time!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Hey Jojo what happened to your account?"

    Solicitor emailed saying they received the money into their account and ignored my email regarding the sellers... obv lol xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    monz wrote: »
    Hey what happened to your account?"

    Solicitor emailed saying they received the money into their account and ignored my email regarding the sellers... obv lol xx

    I just had a moment of paranoia and realised how identifiable I'd be based on what I'd shared so i just wanted to start over with a bit more anonymity. ;) It has been preying on my mind quite a lot lately so just wanted to bite the bullet and start again.

    Solicitors ignoring questions in emails?? SHOCKER! :eek::rotfl:
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    True tbh I am very identifiable on this havent done anything to stop it oops! Even my photo albiet an old one lol

    Changed my update for council tax let them knw moving and BT xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    monz wrote: »
    True tbh I am very identifiable on this havent done anything to stop it oops! Even my photo albiet an old one lol

    Changed my update for council tax let them knw moving and BT xx

    I suppose it's all relative - if you're not fussed at being identified then it doesn't really matter! I was just thinking about how before I'd assume there's hardly anyone i know in real life this situation (debt) but the more diaries I read, the more i've come to realise that I bet there's a LOT more people than I realise trying to get out of debt, and what's to stop them reading on here and figuring out who I am. Sounds silly, but I'd rather just keep it to myself and share where I can be anonymous.
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
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