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Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    I sent my deposit straight to the lawyers bank account so they should give you the banking details but I had to get mine off the receptionist as my solicitor was useless and I'm assuming HSBC will pay the sellers solicitors directly a couple of days before your completion date.

    Well that's how it worked for me just phone the solicitor and book an appointment to speak to them as it's no the long til you get the keys xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I lost 1.5 pounds! Never been so gutted to be half a pound away lol contemplated chopping my hair off haha! So now for next week aiming for 2.5 pounds that means I get my stone award and also my Club 10 certificate..... hoping haha I blame the chinese I got Saturday night :( :P

    16 days until payday
    17 days until I move
    4 weeks and 6 days until I go to Spain
    6 weeks until Belfast see my cousin and her baby
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
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    That is still amazing!!!

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Thanks Dolly! I just like my mini targets. Gonna work extra hard this week now lol

    15 days until payday
    16 days until I move
    4 weeks and 5 days until I go to Spain
    5 weeks and 6 days until Belfast see my cousin and her baby
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    So according to my solicitor via email they are finishing up the new missives and my contract shall be finished this week and I can then visit for measurements.

    14 days until payday
    15 days until I move
    4 weeks and 4 days until I go to Spain
    5 weeks and 5 days until Belfast see my cousin and her baby
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    It's all moving in the right direction monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Two weeks!! Quiet weekend this weekend. Gonna try dismantle my sons bed... try lol maybe an A and E visit from this :P

    13 days until payday
    14 days until I move
    4 weeks and 3 days until I go to Spain
    5 weeks and 4 days until Belfast see my cousin and her baby
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    So quiet weekend did not happen I went out for a "couple drinks".... I got very drunk it was bad like memory swiped. I have barely recollection and was apparently all upset fell out with a friend and my boy mate came got me..... I am safe to say not drinking again for a good while. Also spent more money than I have. Need to honestly get myself together, truly cannot handle my drink

    10 days until payday
    11 days until I move
    4 weeks until I go to Spain
    5 weeks and 1 day until Belfast see my cousin and her baby
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    monz wrote: »
    So quiet weekend did not happen I went out for a "couple drinks".... I got very drunk it was bad like memory swiped. I have barely recollection and was apparently all upset fell out with a friend and my boy mate came got me..... I am safe to say not drinking again for a good while. Also spent more money than I have.

    Likewise monz, went round to my friends for wine and a catch-up, ended up going out. Totally blown my budget and now have very little money left until payday.

    Not long until the move now :D
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10814.10/£15000 (72.1% saved). Emergency fund - £1562.44/£2000 (78.1% saved).
  • [Deleted User]
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    monz wrote: »
    So quiet weekend did not happen I went out for a "couple drinks".... I got very drunk it was bad like memory swiped. I have barely recollection and was apparently all upset fell out with a friend and my boy mate came got me..... I am safe to say not drinking again for a good while. Also spent more money than I have. Need to honestly get myself together, truly cannot handle my drink

    10 days until payday
    11 days until I move
    4 weeks until I go to Spain
    5 weeks and 1 day until Belfast see my cousin and her baby

    Oh Dear! I'm sure your friend will forgive you....I've not been that drunk in years :)

    Not long to go until the move, how's the packing going? x
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