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Landlord Insurance

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  • Cotta
    Cotta Posts: 3,667 Forumite
    Old_Git wrote: »
    tenants may also get a discretionary payment .I know one person who gets a discretionary payment of £15 per week .I know another person who gets a discretionary payment of £7 per week on top of other payments .

    What on earth for?
  • Old_Git
    Old_Git Posts: 4,751 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Cashback Cashier
    edited 21 September 2014 at 5:40AM
    lets say the rent is £450 per month /£103.85 per week Housing benefit may cover £85.The discretionary is to bring the payment closer to £103.85.
    The two people I know who get discretionary payments are both disabled .One is aged 48 the other is 54.
    One has had a heart attack two strokes and has early stages of parkinsons disease .
    Neither will ever work again so they are dependent on benefits .
    They cant move to cheaper accommodation as they need a bungalow .
    They are in the cheapest suitable accommodation they can find .
    One gets a £15 discretionary and pays no rent .The one with parkinsons get £7 discretionary and has to pay £8 rent .Discretionary payments are made for 6 months and then need to be reapplied for .

    http://www.nihe.gov.uk/index/benefits/housingbenefit/discretionary_housing_payments.htm
    "Do not regret growing older, it's a privilege denied to many"
  • Cotta
    Cotta Posts: 3,667 Forumite
    Thanks Old Git.

    Those examples seems to be justified rather than what we are led to believe such as permanently unemployed people getting improved benefits.
  • I'm with Santander through a broker. Just over £20 per c.m. Never had a problem, but then never had a claim either!
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