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LLoyds TSB VISA - being finished

mikemaple
mikemaple Posts: 85 Forumite
in Credit cards
Not sure if anyone has mentioned this (I did do a quick search). But I had a LLoyds TSB AMEX and Mastercard DUO (Airmiles) card turn up today. Turns out Lloydstsb have finished the contract with Visa and everyone is migrating to amex and MC.

So i'm off to another visa card from someone else - I don't want an amex - that won't do nicely card) - and i keep my MC with a low limit for online use only.

Nice to have to ring them to find out why a Amex was sent to me !
«1345

Comments

  • BASFORDLAD
    BASFORDLAD Posts: 2,418 Forumite
    cos its a duel card
    For everthing else there's mastercard.
    For clampers there's Barclaycard.
  • ThankYouAndEnjoy!
    ThankYouAndEnjoy! Posts: 356 Forumite
    LloydsTSB are sending letters to 2.8 million customers affected by the migration.

    Obviously, there are going to be a percentage of letters that go missing via the postal service.

    Lloyds still do offer a MasterCard Card in its own right, so if you didnt want the DUO Product, you could ask for just the MasterCard (although it will be a completely different product range)

    There is basically no difference between Visa and MasterCard Card Products!
    Proud To Be Dealing With My Debts - 1420 Days To Go!
    LBM: £103,592.98 / Currently £78,500.08 - Down 24.22% / Mortgage: £92,800.00 / Loan: £17,284.21 / Overdraft: £450.09 / C/Card 0%(October 08): £5,601.54 / C/Card 0% (January 09): £1075.22 / Child Care: £137.80
    Share Investments: £51,390.74 / Money Owed From GS: £5,812.61
  • UK007BullDog
    UK007BullDog Posts: 2,607 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I got those two cards last week. Cut them up and will be canceling the relationship in writing. They should have asked instead of waisting so many resources.
  • ThankYouAndEnjoy!
    ThankYouAndEnjoy! Posts: 356 Forumite
    The letters should go out and have enough time for those customer who do not want the product to either

    A - Come to an alternative lending agreement with the Bank
    B - Terminate Relationship before card products are sent

    If you havnt received or havnt responded to the letter, Lloyds will take the position that you want the DUO product and send cards out accordingly.
    Proud To Be Dealing With My Debts - 1420 Days To Go!
    LBM: £103,592.98 / Currently £78,500.08 - Down 24.22% / Mortgage: £92,800.00 / Loan: £17,284.21 / Overdraft: £450.09 / C/Card 0%(October 08): £5,601.54 / C/Card 0% (January 09): £1075.22 / Child Care: £137.80
    Share Investments: £51,390.74 / Money Owed From GS: £5,812.61
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They no longer do Visa credit cards only Mastercard (and the Amex).

    It is up to you whether you wish to continue using the cards or not but the transfer of your account details from Visa to Mastercard was seamless (and advised in writing some months ago).
  • ThankYouAndEnjoy!
    ThankYouAndEnjoy! Posts: 356 Forumite
    ejones999 wrote:

    ....... but the transfer of your account details from Visa to Mastercard was seamless

    :rotfl: :rotfl: :rotfl: :rotfl:

    LOL - If only you knew!! - Trust Me!!
    Proud To Be Dealing With My Debts - 1420 Days To Go!
    LBM: £103,592.98 / Currently £78,500.08 - Down 24.22% / Mortgage: £92,800.00 / Loan: £17,284.21 / Overdraft: £450.09 / C/Card 0%(October 08): £5,601.54 / C/Card 0% (January 09): £1075.22 / Child Care: £137.80
    Share Investments: £51,390.74 / Money Owed From GS: £5,812.61
  • UK007BullDog
    UK007BullDog Posts: 2,607 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Never got that letter. And I keep everything I get. Well, even before I got those cards my plan was to cancel as they refused to offer a new 0% deal.
  • ad44downey
    ad44downey Posts: 2,246 Forumite
    Mastercard are taking over Visa cards left, right and centre. How come it never happens the other way?
    Krusty & Phil Madoff, 1990 - 2007:
    "Buy now because house prices only ever go UP, UP, UP."
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Money.
    Visa are being greedy.
  • Penelopa.Pitstop
    Penelopa.Pitstop Posts: 1,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've got a letter some time ago, saying I'll get new cards after next statement, but still not received anything. I hope the transfer is seamless, because I don't want to get caught without CC.

    Do they keep the limit from visa?
This discussion has been closed.
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