New House, New Mortgage!

jodles16

Ta Da....December Stats are in!


Mortgage with interest: £169145.29
Mortgage after payment: £168082.42
Overall interest: £427.28
Capital paid off: £635.59
OP: £377 basic and £83.42 extra sent
LTV: 86.2% after extra OP: 86.15%

Mortgage after extra OP is shown: £167999!!

Therefore, we are in the 167's!!!! Wooohoooo!!! I am so excited, edging closer to 85% as well.

Merry Christmas Mortgage!

Jodles

Moneyfordreams

:T :T :T

huge well done...

jodles16

Thanks MFD!

Had my interview today, week early as I am on nights next week, I did my best but wont find out until next Wed! At least its over now!haha.

Hubby retuned the TV so I can now watch True Christmas!! Love all the so awful they are amazing christmas films!

Bought our flights for Greece next year, put them on the credit card as its 0% and protected. Will look at sending more money over tot he card at the end of the month depending what is left after Christmas and holiday savings.

Started our decorating on the weekend, love how full and colourful the house looks this time of year!

Jodles

Kahra

Hi Jodles! I've just had a read through your diary, and am SO impressed with how much you've paid off - and how much more capital you pay off each month now than in the beginning!

Finding a job that's tolerable can be such a challenge - I tried a lot of different things (including nights for about a year, it IS tough) before finding something I can see myself doing long-term. I love the idea that you and your hubby can both work less hours/have more flexibility in the future because of the choices you make now. There's so much more to life than paid work! Wishing you the best with the outcome of the interview

Moneyfordreams

Good luck with the job Jodles, I haaate being made to wait to find if you've been successful or not.

We love Christmas films my OH has turned into a complete mush ball these last few years. We were watching the Holiday at the weekend... not a tearjerker by any means and I caught him either wiping away tears or grinning at the TV!!

jodles16

Thanks Kahra, it must have taken some patience to read through my ramblings!haha. It is so true, its amazing what a difference that 5% made to the mortgage, its also amazed me at how quickly the mortgage is coming down compared to previously! We were easily paying £700++ just in interest and now its less than £500! Makes me giddy!haha. Hubby has worked about 60hours a week for the last two months, he is so excited at the thought of getting a less well paid job/doing less hours in the future! Poor thing!

Hi MFD, I know waiting sucks! Hubby is too nice, he keeps saying to me 'you will get the job, they couldnt not love you', which is lovely but I dont want to get too excited in case they dont want me!haha.

Having such a lazy week, I have no energy and am sleeping so badly. On Wed I couldnt find my car keys in work, had to get my stepdad to drive me home...was convinced I had binned them or something! After three hours nap, I got up to take the dogs for a play and couldnt find my coat, of course I had worn it too work and thats where my keys were!! Such a plonker, my deputy manager was laughing when I went to pick them up, I did try and persuade my mum to go in for me as I felt such a muffin!! Nights + brain = massive fail!

MFD I love the holiday, hoping it will be on TV or I may have a look see how much it is on the site of Amazonia! Love that your husband gets so into it, thats lovely!

Its another week of me on nights then hubby away the nights I am not, kinda takes away some of the christmasness as we watch the main christmas films together! My best friend dog sat overnight as we were both away this week. Think I am developing some anxiety symptoms again, getting the physiological signs such as butterflies but no obvious triggers, perhaps it is tiredness!

Jodles

jodles16

Pay day today, did the part money shuffle, as its two weeks earlier than all the bills and mortgage...not as exciting anymore!

Watched love actually with the dogs tonight, such a good film! Very tired from past two nights and back on for two starting tomorrow so slept til 3pm today and am now staying awake as long as I can be bothered...hopefully will sleep tomorrow then wont be as awful staying awake all night for the next two...blah!

Hubby is away, really missing him, seems I am on nights then he is away, not much time when we are not both exhausted!

Dogs are being so good and gorgeous, lovely cuddles to be had. Catching up on criminal minds now, loved the cover up story for hotch!

Jodles

jodles16

I got the job!!!!!!!!! :beer::beer::beer::beer::beer:

kirtsypoos

Congrats Jodles, amazing news

Agree on Criminal Minds by the way - was worried about how they'd explain his absence but loved the cover story

try_harder

Well done ,thats brilliant news ,i am so pleased for you.