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Almost Mortgage Free - Just hanging on in there....

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  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    edited 10 September 2014 at 10:18PM
    Don't you hate it when you have a stash of things for sale making the place look upside, down!

    See you all tomorrow no doubt!!
    Bo xx

    :wave:

    Totally agree no but I don't know what's worse, the need-to-sell clutter or Mr Hbbb moaning about the need-to-sell clutter!

    Happy to dip in and out of the diet malarkey too as I've still got some pounds to shift. Although I like GallyGirl's stated approach, we tend to go for the 5:2 fasting /soup days as this fits in well with being a veggie! Wine consumption also greatly reduce and trying to up the exercise factor!

    Good luck with it all! x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Re: weightloss. Well last week I lost 2lb and this week I gained 1 of them back...... oooops!:o


    I would struggle massively to cut out carbs, although I do try and avoid bread when trying to lose weight. However, I still eat masses of rice, pasta, noodles and couscous - and potatoes!:p


    I'm not a massive consumer of alcohol (probably averages out at maybe 1 or 2 units per month, maximum) so cutting this out isn't an issue (although I use wine liberally in cooking!!) Chocolate/ sweet snacks/ cakes etc are my main downfall. I can easily eat a whole cake/ multipack of choc bars etc:o:o I can't not have sweet things in the house (4 children, inc 2 teens who consume vast amounts of Everything!) so I try and limit it to things I'm not fussed on (trouble is, there's very little that I don't like!) and bake little and often. DH also has a massive sweet tooth (not good as a diabetic!) and - in addition to that - would happily get a takeaway a couple of times a week (He got himself a calorific Indian last night - I declined, although did have a couple of bits of his naan)


    I'm happy to cook from scratch all the time and generally try and follow SW principles. We go on holiday 25th Oct and I want to lose min 7lb before then (ideally more)


    I'm limited in terms of exercise due to a bad flare up of plantar fasciitis at the mo, which is worse if I attempt things like fast walking/ walking long distances/ jogging and even the cross trainer. I am hideously unfit!


    My sweet thing of the mo is fruit (berries/ plums/ nectarines etc) with fat free greek yogurt (mixed with a small amount of sweetener and a couple of drops of vanilla essence to make it seem more luxurious) Generally it satisfies me.


    However, 2 year old family bday party on Sat afternoon - which will be massively overcatered and have lots of yummy goodies......:eek:
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Not posted for awhile, sorry... Been a bit stressful and more to come... OH is having bit of bother at Work and is waiting on a disciplinary hearing so naturally, we are stressed. One of the other 'posters' on here mentioned that her oh was being watched in Work, and that the younger less qualified are cheaper to hire so to speak. Think it's the same here.

    We are almost mortgage neutral and will be mfree in March 2016 or sooner.

    If we lose his salary now, we'll be living off savings which will scupper the plan:eek:

    I k know worse things happen at sea and we are luckier than most... But just feeling worse for not knowing were we stand at present. Got a lovely family holiday coming up and this is over shadowing all at the moment.
    :( read green (as in sick) instead of a purple face here
    Bo xx
    BoDiddly :)
    Trying our best!
    1st mortgage: was £23,127.00 now £22,480.00.
    Offset £20,100.00.. MF Jan 2015.
    2nd mortgage: was £13,900.00. Now £13,608. MF March 2016 or sooner!
  • Sorry to hear about dh. It's sooo hard to live normally with that hanging over you.

    I guess you do need to seriously consider not having his salary - have you read any mrmoneymustache? He seems to be like marmite - love or hate - and I like him. May give you food for ponderation...

    Take care of yourself in all this x
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • hanging_on_in_there...
    hanging_on_in_there... Posts: 165 Forumite
    Fifth Anniversary Combo Breaker
    edited 17 September 2014 at 10:51PM
    Sorry to hear about dh. It's sooo hard to live normally with that hanging over you.

    I guess you do need to seriously consider not having his salary - have you read any mrmoneymustache? He seems to be like marmite - love or hate - and I like him. May give you food for ponderation...

    Take care of yourself in all this x

    Thanks.MM for posting. I've heard of Mr money moustache via this forum but not actually sought it out to read it. Will give it a go though. I could do with it to focus on. We've already done our sums and know what we're up against, but would be good to read on something both useful and helpful.
    Thanks again
    Bo xx
    BoDiddly :)
    Trying our best!
    1st mortgage: was £23,127.00 now £22,480.00.
    Offset £20,100.00.. MF Jan 2015.
    2nd mortgage: was £13,900.00. Now £13,608. MF March 2016 or sooner!
  • hanging_on_in_there...
    hanging_on_in_there... Posts: 165 Forumite
    Fifth Anniversary Combo Breaker
    edited 17 September 2014 at 10:50PM
    Sorry to hear about dh. It's sooo hard to live normally with that hanging over you.

    I guess you do need to seriously consider not having his salary - have you read any mrmoneymustache? He seems to be like marmite - love or hate - and I like him. May give you food for ponderation...

    Take care of yourself in all this x

    Thanks.MM for posting. I've heard of Mr money moustache via this forum but not actually sought it out to read it. Will give it a go though. I could do with it to focus on. We've already done our sums and know what we're up against, but would be good to read on something both useful and helpful.
    Thanks again
    Bo xx
    BoDiddly :)
    Trying our best!
    1st mortgage: was £23,127.00 now £22,480.00.
    Offset £20,100.00.. MF Jan 2015.
    2nd mortgage: was £13,900.00. Now £13,608. MF March 2016 or sooner!
  • Ok...not a great nights sleep was had by either of us last night..... Oh is going to take advice on his situation and well take it from there.
    Hope you all have a good day.
    Bo xx
    BoDiddly :)
    Trying our best!
    1st mortgage: was £23,127.00 now £22,480.00.
    Offset £20,100.00.. MF Jan 2015.
    2nd mortgage: was £13,900.00. Now £13,608. MF March 2016 or sooner!
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw, sorry to hear your news. Not a nice situation to be in. Dodgy hugs for you x:grouphug:
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear about work situation for DH. Hope it's all over quickly and a positive outcome.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Thanks greent and Catht .. Just waiting for oh to come home now so we can catch up on things...
    BoDiddly :)
    Trying our best!
    1st mortgage: was £23,127.00 now £22,480.00.
    Offset £20,100.00.. MF Jan 2015.
    2nd mortgage: was £13,900.00. Now £13,608. MF March 2016 or sooner!
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