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IA's 'Does my bum look big in this Debt?' Diary

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Comments

  • You're not on line so I guess you're tidying, I agree totally with b-b and fully believe if they were turning you down you would have simply got a no-go letter! Please try not to stress and stay calm ..... you are NOT a nut job!
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • benbenandme
    benbenandme Posts: 12,351 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Hey look on the bright side, even if its not good news at lesst you'll have a tidy house ;):D:p
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Sar,
    How's it going? Has OFSTED been?
    I need an update...
    Bunny x x x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Sar,
    How's it going? Has OFSTED been?
    I need an update...
    Bunny x x x
    They're coming tomorrow at 9.30 am!!! I'm running round like a headless chicken here!!! :eek:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    IA - going to be bossy now...

    TURN YOUR COMPUTER OFF!!!!

    You'll never get the tidying down otherwise as we'll distract you :D
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Storm wrote: »
    IA - going to be bossy now...

    TURN YOUR COMPUTER OFF!!!!

    You'll never get the tidying down otherwise as we'll distract you :D
    No way I'll go even more insane if I'm left on my own! lol! I promise though that in between posts I'm running round like a lunatic frantically tidying and cleaning and every now and then I escape upstairs on here to catch a breather and stop myself having a fit.. lol.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Just had a call from OFSTED and they're coming to see me tomorrow about my application! :undecided: She didn't sound particularly happy either so it doesn't sound good.... :( She didn't say what it was about but she's coming at 9.30 tomorrow morning!
    CRAAAAAAAAAAAAAAAAAAAAAAP!

    Oh and double crap.. the house is a tip!!!!!!!!!!! :eek:

    Hi IA

    Good luck for tomorrow!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Poodlehorse - re the games console discussion. I decided to buy one either last year or the year before (I forget which) and decided to go with the PS2 because (1) they don't cost too much (2) the games don't cost too much and you can get lots of bargain pre-owned ones (3) there are still lots of PS2 games available. Food for thought eh?

    IA I can justify buying a games console for the same reasons as you can justify having one - we don't go out and we have to have some pleasures in life. I wonder if your household is the same as mine - I can never get on it because OH and DS are always hogging it!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • *vanessa*
    *vanessa* Posts: 92 Forumite
    Sarah, have you had your house inspection yet? you know the one where they go round inspecting where you keep the knives and the bleach, whether you have stairgates up, whether you have enough multi-cultural toys that kind of thing?
    If not, you will probably find that its that. Don't panic just shove everything under the bed!
    you could always ring and ask them why they are coming out.
    I'm sure if it were that bad they would send a letter, if they think that your PND is so bad that you aren't able to look after children, they are unlikely to be brave enough to come and give you some bad news:rotfl:
    On the note of it being too much trouble to take the girls out, it is hard work, I had 3 under the age of 5! I do sympathise. But whoever pays you to look after their child, isn't going to be too impressed, if you say you couldn't be bothered to take their little darling to the park. So it might be an idea to get Ash used to walking now whilst you only have 2 to deal with and not 3! I know that probably sounds harsh, its not meant to.
    Good Luck!

    Vanessa
    "We are what we eat. Which makes me cheap and fast":p
    "At the time we laughed. Now we die a little inside."
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    good luck sar let us know how it goes :)
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
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