READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!

Redx

Tracey87 wrote: »

Having read through this I really can't find the newbies post that your talking about and yes I may wind everyone up by asking the same question but I can't find my answer as most people have contacted Britannia parking where as I haven't!.... I parked in a car park that is behind a travelodge and some restaurants as we were out for a birthday meal, I remember hearing that you don't need to pay for a ticket if it's not owned by the council so I didn't bother, about a month a half later I recieved a fine from Britannia with a photo of my car stating I didn't buy a valid ticket and was in there for however long I was about an hour and a half, I looked on forums and they all said ignore which is what I've done but they don't seem to be giving up, they have passed it on to DRP but again I'm ignoring there letters but got another one today saying this is there clients final offer to settle the case £136! But just want to no do I just carry on ignoring or should I appeal not that I can really as I didn't bother to buy a ticket? I'm only panicking because of the word ccj, solicitors and court proceedings but I'm sure that's what they want, you haven't got to go into great detail as I no you've probably explained till your blue in the face just a brief description is fine, Thankyou and sorry if I've annoyed anyone lol

ok , you want it simple , here is simple

1) ITS TOO LATE TO APPEAL, you had 28 days from when Brit sent the NTK, you ignored it, so you are in ignore or pay mode, in your case IGNORE mode

what do you do now ?

2 ) IGNORE

3) debt collectors can and should be ignored, its that simple, nothing you can do other than pay, not appeal, no appeal route is left, nada , zilch , you can not appeal , so you IGNORE

the reason there are no templates for this is because you IGNORE the debt collectors

BRIT have 6 years to try a court claim (not the debt collectors, so not DRP)

DRP are powerless and can only mither you, so they do so, a lot, with scary looking letters, because they can do no more , IGNORE them

3) what do you watch out for ?

A) an LBC , Letter Before Claim , so a letter from BRIT or their legally appointed agents , like a solicitors , that warns you in specific terms about pending court action (not may or possible)

and MCOL from Northampton or Salford (google it)

this would be a court claim , which is lost would amount to not much more then the debt collectors are claiming (because they want their cut)

lastly, after 6 years they cannot chase you any more, so you are in IGNORE mode for 6 years unless BRIT take court action

the time for any appeals has long since passed, its no longer an option, so dont bother looking

Ralph-y

I tried not to sound harsh ........

on your earlier posts it looked like you had found the links to start a new thread ......


so click here

http://forums.moneysavingexpert.com/forumdisplay.php?f=163


you should see top left a new thread button ..... normally blue but can be other colours depending on how you view the forum ....

please do not give in ........ stay with the site / forum ...... there is only one other forum that you will receive the quality advice that you will get here .......

it is easy for forum members to become irritated by people who are new to forum life / use hand held devices ot PC's / people who easily worry ..... and much more ........

In our defense ... we are all volunteers ...... and some times get just a little tired of repeating things

so please click the link start a new thread and we will help you get through this....

Ralph:cool:

Tracey87

Completely understand how Irritating it must be to keep repeating yourselves, I literally just went into Google and came here no idea how to start forums etc I'm also on my phone if that makes any difference to viewing the page but thankyou both of you the post above has been very helpful

Quentin

coupon-mad wrote: »

newbies - no need to start new threads on debt collector letters.

" .

Quentin

coupon-mad wrote: »

newbies - no need to start new threads on debt collector letters.

" .

parkingwoes_2

Why do you say ignore debt collectors?

I know someone who did and debt was sold to MIL and they can't get credit now

Umkomaas

parkingwoes wrote: »

Why do you say ignore debt collectors?

I know someone who did and debt was sold to MIL and they can't get credit now

1. The debt collector couldn't sell anything to MIL - it isn't their 'debt' to sell.

2. Probably a bottom-feeding PPC without any intellectual capacity to pursue the charge (or knew it was incorrectly issued in the first place) thought it best to accept a quid for it. Rather shows how legitimately pursuable the charge really was.

3. No one here tells anyone to ignore court papers - and it's only via the court (undefended case?) that a CCJ and a credit file endorsement can be visited on anyone.

As you seem to know this person, did you not advise him/her at the time this was all erupting?

What exact advice would you give to someone receiving a debt collector letter - and what outcome would you anticipate?

I'm all ears

Ralph-y

'IGNORE THE DEBT COLLECTORS' STAGE

DO NOT PANIC!



CAN'T SAY IT ENOUGH, THIS IS NOT A FORUM FOR TALKING AD INFINITUM ABOUT DEBT COLLECTOR LETTER CHAINS SO PLEASE SPARE US!!!!!!! DO NOT START A NEW THREAD ABOUT DEBT COLLECTOR TEDIUM, PLEASE, JUST SEARCH AND READ WHAT'S ALREADY BEEN SAID.


READ THIS CLICKY LINK (YES THE BLUE BIT, CLICK ON IT!) AND DO NOT, PLEASE DON'T, START A NEW THREAD ABOUT ROSSENDALES or DEBT RECOVERY PLUS OR ZZPS OR WRIGHT HASSALL!



Debt Collectors letters or threats of court? Thinking you may be too late to appeal?

You may get debt collector letters, e.g. 'Debt Recovery Plus' (also using trading names of 'PCS' and 'Zenith') or you might have 'Newlyn', 'Rossendales', 'Control Account', 'CCS Collect' or 'ZZPS' or 'Wright Hassall'.


THESE ARE NOT BAILIFFS, THEY CANNOT SEND THE BOYS ROUND! THIS IS JUST A LETTER-CHAIN YOU GET IF YOU HAVE NOT APPEALED.
See this linked explanatory video which will help you to see it for what it is and say 'big deal' about the letters:
LINK: Is a debt collector the same as a bailiff? - StepChange...


All the blue wording below includes a link for you to click about the stupid debt collectors so click on the name:

If you have letters from any debt collector such as Debt Recovery Plus or Zenith or Roxburghe, and are on the face of it, too late to 'appeal', then (if in England/Wales) either ignore them or robustly respond. I recommend ignoring debt collectors as the response leads nowhere.

As well as the links shown (click on the blue words), here's a strong response to send if the PPC says you are 'too late' and it's now with a debt collector:

http://forums.pepipoo.com/index.php?showtopic=82895&st=20&p=904431&#entry904 431

and here's a 'Letter before Claim' drafted to include the Landowner as well, warning them to call their dogs off due to harassment (after 35 DRP letters!):

https://forums.moneysavingexpert.com/discussion/comment/64297676#Comment_64297676

...and here's a case (link below) where a strong response to ParkingEye when they were nearly at court stage, pulled it back to a POPLA appeal stage even though ParkingEye had already stated (wrongly) that it was 'too late' for POPLA. It is NOT too late for POPLA, insist on it and they can't easily take it to court. You can make their position very difficult - and maybe a POPLA code and rejection letter will follow as it did here. months after the parking event:

https://forums.moneysavingexpert.com/discussion/comment/63990978#Comment_63990978

Keep responding and insisting on a POPLA code and rattling their cage. It can get a charge cancelled, can get a POPLA code and also looks better if it does go to court.

If the letter threatens court imminently, or a solicitor like 'Wright Hassall(!) or LPC Law, then consider responding to tell the debt collector that the charge is disputed/denied, and send a robust appeal as the registered keeper (NOT DRIVER!) to the PPC as discussed here: http://parking-prankster.blogspot.co.uk/2013/12/ukpc-jump-on-lpc-law-bandwagon.html

And if you have told the Debt Collector that the 'debt is disputed and denied' and they persist, complain to:
- The Credit Services Association for breach of this Code: http://www.csa-uk.com/page/codes-and-standards/code-of-practice
- and you can make a complaint to the Financial Ombudsman: http://forums.moneysavingexpert.com/showpost.php?p=63862035&postcount=449
- and if the debt collection is misleading, uses a firm pretending to be bailiffs, sends fake court papers, does not follow the CSA Code of Practice (linked above) for example, then complain by email (see post 1) to the DVLA about breach of the "KADOE contract": https://forums.moneysavingexpert.com/discussion/4890308

IF YOU DON'T SEE A LINK TO YOUR DEBT COLLECTOR ABOVE (e.g. ZZPS, DCBL, NEWLYN or ROSSENDALES or others) PLEASE DON'T START YET ANOTHER POINTLESS NEW THREAD ABOUT IGNORING DEBT COLLECTORS BECAUSE FRANKLY THERE IS NOTHING MORE TO ADD TO THIS ADVICE (and there are far too many threads already). Just search for the firm's name and read threads already here.

IF YOU REALLY WANT TO WASTE HOURS ON IT THEN PLEASE NO NEW THREAD, JUST SEARCH THE PARKING FORUM FOR THEIR NAME AND MAKE A CUPPA AND READ ALL ABOUT THEIR SILLY LETTER CHAINS, AND EITHER SEND ONE ROBUST REPLY OR TOTALLY IGNORE THEM.

THAT'S ALL.

KEEP ALL THE LETTERS IN CASE IT BECOMES HARASSMENT, OR IN CASE THE PPC EVER TRY A SMALL CLAIM.

Ralph-y

READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!
Please...please... NO NEW THREADS ABOUT ZZPS or DEBT RECOVERY PLUS. NOOOOO!

Yes we know you got a letter like this one...or a Debt Recovery Plus or Zenith version (yawn):

https://www.flickr.com/photos/89511704@N03/8145428304/

...but no we do not need any new threads about it as we can't say the same thing again and again without one of us self-combusting!

parkingwoes_2

Coupon-mad wrote: »

No-one tells people to ignore court papers, which your 'friend' must have done! And MIL are soooo easy to beat as well. DOH!!

Who said it was a 'friend'?