READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!

Coupon-mad

Please no threads about DRPlus or obvious other ones that I won't reply to either.

:eek:

4consumerrights

Coupon-mad wrote: »

Please no threads about DRPlus or obvious other ones that I won't reply to either.

:eek:

You are free of course not to reply on any thread - however unfortunately
you will not stop people worrying about debt collector letters.

Additionally MIL have "bought" *out cases that were at debt stages eg DRP as well and subsequently issued court claims.

* loosely described

Coupon-mad

At least you bumped the thread. People do not need help to ignore debt collectors.

4consumerrights

Coupon-mad wrote: »

At least you bumped the thread. People do not need help to ignore debt collectors.

Indeed - happy to oblige ;-)

However, OPs should be aware that the alleged "debt" can be pursued in E&W for six years and indeed more care should be afforded if they move house.

Coupon-mad

Right...very obliging I'm sure.

No need to scaremonger.

It's Mothering Sunday and I'm off to bed.

4consumerrights

Coupon-mad wrote: »

No need to scaremonger.

Sadly not scaremongering there are motorists out there unfortunately with default judgments now after moving house and told to 'ignore DRP letters'

Just a case of exercising caution.


There are of course several ways to deal with debt collector letters.

Indeed it is Mothering Sunday :-)

Ralph-y

'IGNORE THE DEBT COLLECTORS' STAGE

DO NOT PANIC!



CAN'T SAY IT ENOUGH, THIS IS NOT A FORUM FOR TALKING AD INFINITUM ABOUT DEBT COLLECTOR LETTER CHAINS SO PLEASE SPARE US!!!!!!! DO NOT START A NEW THREAD ABOUT DEBT COLLECTOR TEDIUM, PLEASE, JUST SEARCH AND READ WHAT'S ALREADY BEEN SAID.


READ THIS CLICKY LINK (YES THE BLUE BIT, CLICK ON IT!) AND DO NOT, PLEASE DON'T, START A NEW THREAD ABOUT ROSSENDALES or DEBT RECOVERY PLUS OR ZZPS OR WRIGHT HASSALL!



Debt Collectors letters or threats of court? Thinking you may be too late to appeal?

You may get debt collector letters, e.g. 'Debt Recovery Plus' (also using trading names of 'PCS' and 'Zenith') or you might have 'Newlyn', 'Rossendales', 'Control Account', 'CCS Collect' or 'ZZPS' or 'Wright Hassall'.


THESE ARE NOT BAILIFFS, THEY CANNOT SEND THE BOYS ROUND! THIS IS JUST A LETTER-CHAIN YOU GET IF YOU HAVE NOT APPEALED.
See this linked explanatory video which will help you to see it for what it is and say 'big deal' about the letters:
LINK: Is a debt collector the same as a bailiff? - StepChange...


All the blue wording below includes a link for you to click about the stupid debt collectors so click on the name:

If you have letters from any debt collector such as Debt Recovery Plus or Zenith or Roxburghe, and are on the face of it, too late to 'appeal', then (if in England/Wales) either ignore them or robustly respond. I recommend ignoring debt collectors as the response leads nowhere.

As well as the links shown (click on the blue words), here's a strong response to send if the PPC says you are 'too late' and it's now with a debt collector:

http://forums.pepipoo.com/index.php?showtopic=82895&st=20&p=904431&#entry904 431

and here's a 'Letter before Claim' drafted to include the Landowner as well, warning them to call their dogs off due to harassment (after 35 DRP letters!):

http://forums.moneysavingexpert.com/showthread.php?p=64297676&highlight=#post64297676

...and here's a case (link below) where a strong response to ParkingEye when they were nearly at court stage, pulled it back to a POPLA appeal stage even though ParkingEye had already stated (wrongly) that it was 'too late' for POPLA. It is NOT too late for POPLA, insist on it and they can't easily take it to court. You can make their position very difficult - and maybe a POPLA code and rejection letter will follow as it did here. months after the parking event:

http://forums.moneysavingexpert.com/showthread.php?p=63990978#post63990978

Keep responding and insisting on a POPLA code and rattling their cage. It can get a charge cancelled, can get a POPLA code and also looks better if it does go to court.

If the letter threatens court imminently, or a solicitor like 'Wright Hassall(!) or LPC Law, then consider responding to tell the debt collector that the charge is disputed/denied, and send a robust appeal as the registered keeper (NOT DRIVER!) to the PPC as discussed here: http://parking-prankster.blogspot.co.uk/2013/12/ukpc-jump-on-lpc-law-bandwagon.html

And if you have told the Debt Collector that the 'debt is disputed and denied' and they persist, complain to:
- The Credit Services Association for breach of this Code: http://www.csa-uk.com/page/codes-and-standards/code-of-practice
- and you can make a complaint to the Financial Ombudsman: http://forums.moneysavingexpert.com/showpost.php?p=63862035&postcount=449
- and if the debt collection is misleading, uses a firm pretending to be bailiffs, sends fake court papers, does not follow the CSA Code of Practice (linked above) for example, then complain by email (see post 1) to the DVLA about breach of the "KADOE contract": http://forums.moneysavingexpert.com/showthread.php?t=4890308

IF YOU DON'T SEE A LINK TO YOUR DEBT COLLECTOR ABOVE (e.g. ZZPS, DCBL, NEWLYN or ROSSENDALES or others) PLEASE DON'T START YET ANOTHER POINTLESS NEW THREAD ABOUT IGNORING DEBT COLLECTORS BECAUSE FRANKLY THERE IS NOTHING MORE TO ADD TO THIS ADVICE (and there are far too many threads already). Just search for the firm's name and read threads already here.

IF YOU REALLY WANT TO WASTE HOURS ON IT THEN PLEASE NO NEW THREAD, JUST SEARCH THE PARKING FORUM FOR THEIR NAME AND MAKE A CUPPA AND READ ALL ABOUT THEIR SILLY LETTER CHAINS, AND EITHER SEND ONE ROBUST REPLY OR TOTALLY IGNORE THEM.

THAT'S ALL.

KEEP ALL THE LETTERS IN CASE IT BECOMES HARASSMENT, OR IN CASE THE PPC EVER TRY A SMALL CLAIM.

Coupon-mad

4consumerrights wrote: »

there are motorists out there unfortunately with default judgments

It's a shame if a person gets a default CCJ if the ball is dropped in some way...although I have no personal experience of it. Must be awful.

Nothing to do with this thread though.

THIS thread is about ignoring debt collectors and if and when we get people asking about what to do if they've moved house, we DO advise them to tell DRP via email and keep proof of the email as a read receipt, which I did only last week on a thread here.

catfunt

Bumpness...............................

Quentin

coupon-mad wrote: »

please no threads about drplus or obvious other ones that i won't reply to either.

:eek:

" .