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READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!

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  • Redx
    Redx Posts: 38,084 Forumite
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    shameless bump
  • Ralph-y
    Ralph-y Posts: 4,563 Forumite
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    'IGNORE THE DEBT COLLECTORS' STAGE

    DO NOT PANIC!




    CAN'T SAY IT ENOUGH, THIS IS NOT A FORUM FOR TALKING AD INFINITUM ABOUT DEBT COLLECTOR LETTER CHAINS SO PLEASE SPARE US!!!!!!! DO NOT START A NEW THREAD ABOUT DEBT COLLECTOR TEDIUM, PLEASE, JUST SEARCH AND READ WHAT'S ALREADY BEEN SAID.


    READ THIS CLICKY LINK (YES THE BLUE BIT, CLICK ON IT!) AND DO NOT, PLEASE DON'T, START A NEW THREAD ABOUT ROSSENDALES or DEBT RECOVERY PLUS OR ZZPS OR WRIGHT HASSALL!



    Debt Collectors letters or threats of court? Thinking you may be too late to appeal?

    You may get debt collector letters, e.g. 'Debt Recovery Plus' (also using trading names of 'PCS' and 'Zenith') or you might have 'Newlyn', 'Rossendales', 'Control Account', 'CCS Collect' or 'ZZPS' or 'Wright Hassall'.


    THESE ARE NOT BAILIFFS, THEY CANNOT SEND THE BOYS ROUND! THIS IS JUST A LETTER-CHAIN YOU GET IF YOU HAVE NOT APPEALED.
    See this linked explanatory video which will help you to see it for what it is and say 'big deal' about the letters:
    LINK: Is a debt collector the same as a bailiff? - StepChange...


    All the blue wording below includes a link for you to click about the stupid debt collectors so click on the name:

    If you have letters from any debt collector such as Debt Recovery Plus or Zenith or Roxburghe, and are on the face of it, too late to 'appeal', then (if in England/Wales) either ignore them or robustly respond. I recommend ignoring debt collectors as the response leads nowhere.

    As well as the links shown (click on the blue words), here's a strong response to send if the PPC says you are 'too late' and it's now with a debt collector:

    http://forums.pepipoo.com/index.php?showtopic=82895&st=20&p=904431&#entry904 431

    and here's a 'Letter before Claim' drafted to include the Landowner as well, warning them to call their dogs off due to harassment (after 35 DRP letters!):

    http://forums.moneysavingexpert.com/showthread.php?p=64297676&highlight=#post64297676

    ...and here's a case (link below) where a strong response to ParkingEye when they were nearly at court stage, pulled it back to a POPLA appeal stage even though ParkingEye had already stated (wrongly) that it was 'too late' for POPLA. It is NOT too late for POPLA, insist on it and they can't easily take it to court. You can make their position very difficult - and maybe a POPLA code and rejection letter will follow as it did here. months after the parking event:

    http://forums.moneysavingexpert.com/showthread.php?p=63990978#post63990978

    Keep responding and insisting on a POPLA code and rattling their cage. It can get a charge cancelled, can get a POPLA code and also looks better if it does go to court.

    If the letter threatens court imminently, or a solicitor like 'Wright Hassall(!) or LPC Law, then consider responding to tell the debt collector that the charge is disputed/denied, and send a robust appeal as the registered keeper (NOT DRIVER!) to the PPC as discussed here: http://parking-prankster.blogspot.co.uk/2013/12/ukpc-jump-on-lpc-law-bandwagon.html

    And if you have told the Debt Collector that the 'debt is disputed and denied' and they persist, complain to:
    - The Credit Services Association for breach of this Code: http://www.csa-uk.com/page/codes-and-standards/code-of-practice
    - and you can make a complaint to the Financial Ombudsman: http://forums.moneysavingexpert.com/showpost.php?p=63862035&postcount=449
    - and if the debt collection is misleading, uses a firm pretending to be bailiffs, sends fake court papers, does not follow the CSA Code of Practice (linked above) for example, then complain by email (see post 1) to the DVLA about breach of the "KADOE contract": http://forums.moneysavingexpert.com/showthread.php?t=4890308

    IF YOU DON'T SEE A LINK TO YOUR DEBT COLLECTOR ABOVE (e.g. ZZPS, DCBL, NEWLYN or ROSSENDALES or others) PLEASE DON'T START YET ANOTHER POINTLESS NEW THREAD ABOUT IGNORING DEBT COLLECTORS BECAUSE FRANKLY THERE IS NOTHING MORE TO ADD TO THIS ADVICE (and there are far too many threads already). Just search for the firm's name and read threads already here.

    IF YOU REALLY WANT TO WASTE HOURS ON IT THEN PLEASE NO NEW THREAD, JUST SEARCH THE PARKING FORUM FOR THEIR NAME AND MAKE A CUPPA AND READ ALL ABOUT THEIR SILLY LETTER CHAINS, AND EITHER SEND ONE ROBUST REPLY OR TOTALLY IGNORE THEM.

    THAT'S ALL.


    KEEP ALL THE LETTERS IN CASE IT BECOMES HARASSMENT, OR IN CASE THE PPC EVER TRY A SMALL CLAIM.
  • Ralph-y
    Ralph-y Posts: 4,563 Forumite
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    READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!
    Please...please... NO NEW THREADS ABOUT ZZPS or DEBT RECOVERY PLUS. NOOOOO!


    Yes we know you got a letter like this one...or a Debt Recovery Plus or Zenith version (yawn):

    https://www.flickr.com/photos/89511704@N03/8145428304/

    ...but no we do not need any new threads about it as we can't say the same thing again and again without one of us self-combusting!
  • Umkomaas
    Umkomaas Posts: 41,407 Forumite
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    This has slipped down the pop chart - and we're getting debt collector new threads starting already.

    Time to get it back to #1.
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • Coupon-mad
    Coupon-mad Posts: 132,074 Forumite
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    Why do you say ignore debt collectors?

    I know someone who did and debt was sold to MIL and they can't get credit now

    Sounds like a familiar load of alarmist tosh to me, from someone who thinks people should be persuaded to be worried enough to think they have to 'do something' about debt collector letters.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top of this/any page where it says:
    Forum Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Ralph-y
    Ralph-y Posts: 4,563 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Options
    'IGNORE THE DEBT COLLECTORS' STAGE

    DO NOT PANIC!



    CAN'T SAY IT ENOUGH, THIS IS NOT A FORUM FOR TALKING AD INFINITUM ABOUT DEBT COLLECTOR LETTER CHAINS SO PLEASE SPARE US!!!!!!! DO NOT START A NEW THREAD ABOUT DEBT COLLECTOR TEDIUM, PLEASE, JUST SEARCH AND READ WHAT'S ALREADY BEEN SAID.


    READ THIS CLICKY LINK (YES THE BLUE BIT, CLICK ON IT!) AND DO NOT, PLEASE DON'T, START A NEW THREAD ABOUT ROSSENDALES or DEBT RECOVERY PLUS OR ZZPS OR WRIGHT HASSALL!



    Debt Collectors letters or threats of court? Thinking you may be too late to appeal?

    You may get debt collector letters, e.g. 'Debt Recovery Plus' (also using trading names of 'PCS' and 'Zenith') or you might have 'Newlyn', 'Rossendales', 'Control Account', 'CCS Collect' or 'ZZPS' or 'Wright Hassall'.


    THESE ARE NOT BAILIFFS, THEY CANNOT SEND THE BOYS ROUND! THIS IS JUST A LETTER-CHAIN YOU GET IF YOU HAVE NOT APPEALED.
    See this linked explanatory video which will help you to see it for what it is and say 'big deal' about the letters:
    LINK: Is a debt collector the same as a bailiff? - StepChange...


    All the blue wording below includes a link for you to click about the stupid debt collectors so click on the name:

    If you have letters from any debt collector such as Debt Recovery Plus or Zenith or Roxburghe, and are on the face of it, too late to 'appeal', then (if in England/Wales) either ignore them or robustly respond. I recommend ignoring debt collectors as the response leads nowhere.

    As well as the links shown (click on the blue words), here's a strong response to send if the PPC says you are 'too late' and it's now with a debt collector:

    http://forums.pepipoo.com/index.php?showtopic=82895&st=20&p=904431&#entry904 431

    and here's a 'Letter before Claim' drafted to include the Landowner as well, warning them to call their dogs off due to harassment (after 35 DRP letters!):

    http://forums.moneysavingexpert.com/showthread.php?p=64297676&highlight=#post64297676

    ...and here's a case (link below) where a strong response to ParkingEye when they were nearly at court stage, pulled it back to a POPLA appeal stage even though ParkingEye had already stated (wrongly) that it was 'too late' for POPLA. It is NOT too late for POPLA, insist on it and they can't easily take it to court. You can make their position very difficult - and maybe a POPLA code and rejection letter will follow as it did here. months after the parking event:

    http://forums.moneysavingexpert.com/showthread.php?p=63990978#post63990978

    Keep responding and insisting on a POPLA code and rattling their cage. It can get a charge cancelled, can get a POPLA code and also looks better if it does go to court.

    If the letter threatens court imminently, or a solicitor like 'Wright Hassall(!) or LPC Law, then consider responding to tell the debt collector that the charge is disputed/denied, and send a robust appeal as the registered keeper (NOT DRIVER!) to the PPC as discussed here: http://parking-prankster.blogspot.co.uk/2013/12/ukpc-jump-on-lpc-law-bandwagon.html

    And if you have told the Debt Collector that the 'debt is disputed and denied' and they persist, complain to:
    - The Credit Services Association for breach of this Code: http://www.csa-uk.com/page/codes-and-standards/code-of-practice
    - and you can make a complaint to the Financial Ombudsman: http://forums.moneysavingexpert.com/showpost.php?p=63862035&postcount=449
    - and if the debt collection is misleading, uses a firm pretending to be bailiffs, sends fake court papers, does not follow the CSA Code of Practice (linked above) for example, then complain by email (see post 1) to the DVLA about breach of the "KADOE contract": http://forums.moneysavingexpert.com/showthread.php?t=4890308

    IF YOU DON'T SEE A LINK TO YOUR DEBT COLLECTOR ABOVE (e.g. ZZPS, DCBL, NEWLYN or ROSSENDALES or others) PLEASE DON'T START YET ANOTHER POINTLESS NEW THREAD ABOUT IGNORING DEBT COLLECTORS BECAUSE FRANKLY THERE IS NOTHING MORE TO ADD TO THIS ADVICE (and there are far too many threads already). Just search for the firm's name and read threads already here.

    IF YOU REALLY WANT TO WASTE HOURS ON IT THEN PLEASE NO NEW THREAD, JUST SEARCH THE PARKING FORUM FOR THEIR NAME AND MAKE A CUPPA AND READ ALL ABOUT THEIR SILLY LETTER CHAINS, AND EITHER SEND ONE ROBUST REPLY OR TOTALLY IGNORE THEM.

    THAT'S ALL.

    KEEP ALL THE LETTERS IN CASE IT BECOMES HARASSMENT, OR IN CASE THE PPC EVER TRY A SMALL CLAIM.
  • Coupon-mad
    Coupon-mad Posts: 132,074 Forumite
    Name Dropper First Post Photogenic First Anniversary
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    Newbies - no need to start new threads on debt collector letters.

    :p
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top of this/any page where it says:
    Forum Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Ralph-y
    Ralph-y Posts: 4,563 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Options
    'IGNORE THE DEBT COLLECTORS' STAGE

    DO NOT PANIC!



    CAN'T SAY IT ENOUGH, THIS IS NOT A FORUM FOR TALKING AD INFINITUM ABOUT DEBT COLLECTOR LETTER CHAINS SO PLEASE SPARE US!!!!!!! DO NOT START A NEW THREAD ABOUT DEBT COLLECTOR TEDIUM, PLEASE, JUST SEARCH AND READ WHAT'S ALREADY BEEN SAID.


    READ THIS CLICKY LINK (YES THE BLUE BIT, CLICK ON IT!) AND DO NOT, PLEASE DON'T, START A NEW THREAD ABOUT ROSSENDALES or DEBT RECOVERY PLUS OR ZZPS OR WRIGHT HASSALL!



    Debt Collectors letters or threats of court? Thinking you may be too late to appeal?

    You may get debt collector letters, e.g. 'Debt Recovery Plus' (also using trading names of 'PCS' and 'Zenith') or you might have 'Newlyn', 'Rossendales', 'Control Account', 'CCS Collect' or 'ZZPS' or 'Wright Hassall'.


    THESE ARE NOT BAILIFFS, THEY CANNOT SEND THE BOYS ROUND! THIS IS JUST A LETTER-CHAIN YOU GET IF YOU HAVE NOT APPEALED.
    See this linked explanatory video which will help you to see it for what it is and say 'big deal' about the letters:
    LINK: Is a debt collector the same as a bailiff? - StepChange...


    All the blue wording below includes a link for you to click about the stupid debt collectors so click on the name:

    If you have letters from any debt collector such as Debt Recovery Plus or Zenith or Roxburghe, and are on the face of it, too late to 'appeal', then (if in England/Wales) either ignore them or robustly respond. I recommend ignoring debt collectors as the response leads nowhere.

    As well as the links shown (click on the blue words), here's a strong response to send if the PPC says you are 'too late' and it's now with a debt collector:

    http://forums.pepipoo.com/index.php?showtopic=82895&st=20&p=904431&#entry904 431

    and here's a 'Letter before Claim' drafted to include the Landowner as well, warning them to call their dogs off due to harassment (after 35 DRP letters!):

    http://forums.moneysavingexpert.com/showthread.php?p=64297676&highlight=#post64297676

    ...and here's a case (link below) where a strong response to ParkingEye when they were nearly at court stage, pulled it back to a POPLA appeal stage even though ParkingEye had already stated (wrongly) that it was 'too late' for POPLA. It is NOT too late for POPLA, insist on it and they can't easily take it to court. You can make their position very difficult - and maybe a POPLA code and rejection letter will follow as it did here. months after the parking event:

    http://forums.moneysavingexpert.com/showthread.php?p=63990978#post63990978

    Keep responding and insisting on a POPLA code and rattling their cage. It can get a charge cancelled, can get a POPLA code and also looks better if it does go to court.

    If the letter threatens court imminently, or a solicitor like 'Wright Hassall(!) or LPC Law, then consider responding to tell the debt collector that the charge is disputed/denied, and send a robust appeal as the registered keeper (NOT DRIVER!) to the PPC as discussed here: http://parking-prankster.blogspot.co.uk/2013/12/ukpc-jump-on-lpc-law-bandwagon.html

    And if you have told the Debt Collector that the 'debt is disputed and denied' and they persist, complain to:
    - The Credit Services Association for breach of this Code: http://www.csa-uk.com/page/codes-and-standards/code-of-practice
    - and you can make a complaint to the Financial Ombudsman: http://forums.moneysavingexpert.com/showpost.php?p=63862035&postcount=449
    - and if the debt collection is misleading, uses a firm pretending to be bailiffs, sends fake court papers, does not follow the CSA Code of Practice (linked above) for example, then complain by email (see post 1) to the DVLA about breach of the "KADOE contract": http://forums.moneysavingexpert.com/showthread.php?t=4890308

    IF YOU DON'T SEE A LINK TO YOUR DEBT COLLECTOR ABOVE (e.g. ZZPS, DCBL, NEWLYN or ROSSENDALES or others) PLEASE DON'T START YET ANOTHER POINTLESS NEW THREAD ABOUT IGNORING DEBT COLLECTORS BECAUSE FRANKLY THERE IS NOTHING MORE TO ADD TO THIS ADVICE (and there are far too many threads already). Just search for the firm's name and read threads already here.

    IF YOU REALLY WANT TO WASTE HOURS ON IT THEN PLEASE NO NEW THREAD, JUST SEARCH THE PARKING FORUM FOR THEIR NAME AND MAKE A CUPPA AND READ ALL ABOUT THEIR SILLY LETTER CHAINS, AND EITHER SEND ONE ROBUST REPLY OR TOTALLY IGNORE THEM.

    THAT'S ALL.

    KEEP ALL THE LETTERS IN CASE IT BECOMES HARASSMENT, OR IN CASE THE PPC EVER TRY A SMALL CLAIM.
  • BobJameson
    BobJameson Posts: 118 Forumite
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    READ THIS BEFORE YOU START A NEW THREAD ABOUT ZZPS or DEBT RECOVERY PLUS!
    Please...please... NO NEW THREADS ABOUT ZZPS or DEBT RECOVERY PLUS.
  • pogofish
    pogofish Posts: 10,852 Forumite
    Name Dropper First Post First Anniversary
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    Bump.......!
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