Our Journey to a Debt Free 2016

PinkPoppies

Thanks Stripes! Merry Christmas!!! :beer:

We had a lovely time thanks, really enjoyed it!

After a spendy month I am so excited about not only a nice fresh month but a whole new year! :j:j

We are aiming for a very frugal January and I can't wait! As much as I have enjoyed the festive period I have found it quite stressful, I'm really looking forward to feeling back in control again.

I'm going to set myself a £900 CC payment target for January, and have an alcohol free month too to save money and give my liver a rest after a boozy few weeks! :cool: I'm sure a post Christmas de-clutter could generate some ebayables too.

Feeling back on it!!!!!!!!

Here's to a happy and successful debt busting 2015 for all of us! :beer:

PinkPoppies

Off the starting blocks for 2015 as our loan payment has gone out! It has taken us over the £10k paid off mark :j

Heading into town now with Christmas vouchers to spend, nice treat!

Igamogam

Just dropping in to wish all........... Blywddyn Newydd Dda

PinkPoppies

You too Igamogam!

PinkPoppies

Good morning all!

2015- yay!

I must admit, I was fairly hungover yesterday- oops! Fun night had by all though and a nice way to round off the festive season.

Managed to resist the (great) urge to order in takeaway last night so made NYD a no-spend day.

Planning to get the tree down later today, pack away the decorations, and get the house re-organised (looks rather as though Christmas has exploded in it at the moment!).

Paid a cheque in the other day so should squeeze under £28k soon.

PinkPoppies

Just checking in- determined to post tedious rubbish on here daily in 2015 as visiting my diary definitely helps to keep me on track!

Slipped under the £28k mark yesterday, now to use the rest of the month to get as close to £27k as possible.

Planning to get a VERY frugal meal plan for the week drawn up today, and shop for what we need. We have a whole chicken in the freezer so will get that out to have tomorrow. Might do some batch cooking for the freezer too.

Have a great weekend everyone!

crunch_time

Tedious rubbish is good!! Its the little things that all add up!!


I bet everyone is frugal meal planning for this week!! Ha ha!!


Well done for getting under £28k


Crunchy xx

PinkPoppies

Thanks Crunch!! Yes, I'm sure there is lots of frugal shopping going on at the beginning of Jan! It's nice to see lots of other people approaching 2015 with renewed debt-busting enthusiasm, I seem to have found several lovely new DFW diaries to subscribe to today

We managed to get our weekly food shop done for £40! Helped that most of the meat for the week was already in the freezer but even so, that's good going for us.

DH and I had a long chat about money in the car and have decided to start taking cash out at the beginning of the week rather than relying on debit cards- we are hoping it will help us keep better control of random spends and top up shops if we can SEE the money left in our purse/wallet. Been trying to convince him to do it for ages so pleased he is finally on board with the idea, he even suggested it today! Think it will really help :T

Anyway, I'm now off for a few slices of homemade pizza and a (non-alcoholic!) glass of sparkling elderflower- yum

crunch_time

Glad husband is on board and making suggestions. Mine is a bit hit and miss sometimes but it always feels better when he is fully involved. I'm going to try and do cash out again. It makes lots of sense - thanks for the tip! Crunchy x

DebtFree2012

Hiya Pink!

I'm back after my 2 week break and rearing to go!!! I love a new year, next challenge and all of the lovliness with it. We too are frugal for Jan and hopefully 2015 but let's do bitesize chunks

Can't wait - posting daily definitely works. Bring it on.