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BookWorm's MFW Chapter

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  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Hidden - hope you have a lovely weekend too :)

    I always find it amazing how much of a difference a masseur or osteo can make!

    Another small OP of £3 made this morning. Mortgage balance is now below £78K for the first time :j

    BW
  • :T Good news on mortgage balance
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 May 2016 at 9:27PM
    Hope massage has helped, definitely good to invest in yourself.

    Time to blitz through the 70's!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good afternoon :)

    Had a lovely day with my visitors yesterday. Place seems a bit empty today now they have gone.

    Having a low key relaxed day today and just pottering around the house. Did nip out earlier for some bread rolls and milk...and was surprised at how quiet it was. Think everyone else must be away!

    My side table has arrived and now that it's in place, I'm really happy with it. Quite amazing how even a small change can make such a difference.

    I'm finding it hard to resist spending temptation at the moment :o ...and having to be very stern with myself so I don't undo all my hard work with a few moments of impulse/madness.

    Hope everyone is having a lovely Sunday

    BW x
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Resist resist resist! It's so hard to do, but think of the long term goals!
    :)
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    We're trying to be extra careful on the spending front as we've been having a bit of a splurge.

    Apart from the supermarket for food, we're not going to buy anymore 'things' this month, the only money we will spend is if we go out for a day, for trains or coffee.

    i agree that small changes make a big difference to the house. We painted a couple of chairs in the spare bedroom when we decorated recently, and together with a couple of cheap cushions, it looks great - I keep going in to have a look, I'm that pleased!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Goldiegirl wrote: »
    We painted a couple of chairs in the spare bedroom when we decorated recently, and together with a couple of cheap cushions, it looks great - I keep going in to have a look, I'm that pleased!
    :p so happy to hear that it's not just me who does that!
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Had a quiet but happy day pottering around at home. Trying not to let the 'work tomorrow blues' catch up with me now

    Looking forward to bank accounts updating tomorrow so I can do the monthly figures update.
  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Happy bank account updating day BW! :money: I hope today hasn't been too stressful for you. :) Your massage sounds good, I've been suffering with tension in my neck and shoulders and was considering going for a massage - think you've helped to make my mind up.

    Hump day tomorrow! ;) By mid-day you'll be half way to the weekend.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MG - I think you should definitely go - after all it's important to look after yourself ;)

    I've had another rubbish day at work. There is a total lack of support by the new management and it's so frustrating :(

    In brighter news, I was cheered up no end to receive an email to tell me I'd won a £10 Am@zon voucher in a prize draw :T Already added to my account :D

    Mortgage Update

    Balance - now £77,699.38
    LTV - 67.56%
    Daily Interest - £3.91

    Another month has been knocked off - so all moving in the right direction :)

    BW x
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