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The Second Coming - CAFCGirls Debt Diary

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Comments

  • ZTD
    ZTD Posts: 24,327 Forumite
    cafcfan wrote: »
    Have a couple of months with a bit of extra money to assess any unexpected outgoings and then plan what to do with it. Increased payment of loan to parental units not necessary.

    But better from both points of view.
    1. Jo becomes truly debt-free more quickly.
    2. She won't be able to "spend up to her limit", and hence will always have "wriggle room".
    3. If troubles arise (as they do) she will be able to make a significant cut in her outgoings with only a little bit of sweet-talking...

    "Parental units" is very army-speak isn't it..? ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ZTD wrote: »
    But better from both points of view.
    1. Jo becomes truly debt-free more quickly.
    2. She won't be able to "spend up to her limit", and hence will always have "wriggle room".
    3. If troubles arise (as they do) she will be able to make a significant cut in her outgoings with only a little bit of sweet-talking...
    "Parental units" is very army-speak isn't it..? ;)

    Thats actually what my sister and I named them..... :D Not what they insisted on being called!

    I think I might just spend it all in Primarni on a bi-monthly basis and then pay a bit more off debt in the other bi monthly....:rotfl:
    Wealth is not measured by currency
  • ZTD
    ZTD Posts: 24,327 Forumite
    CAFCGirl wrote: »
    Thats actually what my sister and I named them..... :D Not what they insisted on being called!

    I think I might just spend it all in Primarni on a bi-monthly basis and then pay a bit more off debt in the other bi monthly....:rotfl:

    Now now...clutter... :naughty:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    true.... very true...

    But I have just made myself loads of space by clearing out loads of old clothes, videos etc....

    Then again I'd be clearing it to fill it..... I'll leave it for the time being with what I bought today instead then :)
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another day in the life of CAFCGirl, and not a lot to report.

    I've just started in writing all of my letters to give ntoice etc. So far Ive done my landlord, council, sky, and BT.... I know I need to write to my letting agent as well, so will do that one in a minute.

    Anyone else I need to let know?
    Wealth is not measured by currency
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    CAFCGirl wrote: »
    Anyone else I need to let know?

    change of address cards? you can make these on the pc... just for those people you dont contact often but they need your address?
  • ZTD
    ZTD Posts: 24,327 Forumite
    CAFCGirl wrote: »
    Another day in the life of CAFCGirl, and not a lot to report.

    I've just started in writing all of my letters to give ntoice etc. So far Ive done my landlord, council, sky, and BT.... I know I need to write to my letting agent as well, so will do that one in a minute.

    Anyone else I need to let know?

    Banks and insurance company.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I figured I'd give it till about 3 weeks before I move to send it to the banks... I just want to make sure the accounts are closed for anything linked to this address... more than anything...

    I've got envelopes and standard letters printed, just got to find the account numbers now!
    Wealth is not measured by currency
  • beanielou
    beanielou Posts: 96,709 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So when do u actually move then CAFC girl?
    Muddled again as thought it was this weekend?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Whoops no sorry when I said end of month I meant October lol.

    I have to be out of current place by 25th, but my flatmate has said I can move in a few days prior and still pay rent from the 28th
    Wealth is not measured by currency
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